Techno-functional consultant with 12+ years of experience, including 5 years in the Gulf, specializing in the payment ecosystem. Possess deep understanding of cross-border payments, remittances, mobile banking, and finance. Demonstrated expertise across all aspects of the software industry and development cycle. Recognized for exceptional problem-solving abilities and delivering innovative solutions. Possess an analytical and driven mindset to meet demanding development objectives within tight schedules. Consistently deliver high-quality code to ensure flawless execution.