AADIL RATHER
Dubai
Summary
Assiduous, proactive & achievement-oriented professional, with demonstrated strengths in managing the entire gamut of Banking Operations and Sales, Business Banking - Operations, 12 years of sterling experience in consistently delivering the responsibilities of Revenue Generation, Profitability, Market Share and Customer Satisfaction. Academically proficient with Masters of Business Administration (MBA) specializing in Marketing and HR from AMC College of Management studies Bangalore India. Have an analytical mind and comprehensive problem detection/ solving abilities. Excellent communication, interpersonal and negotiation skills & passion to learn and to increase my skills .
Overview
14
14
years of professional experience
Work history
Service Support Assistant
Abu Dhabi Commercial Bank
02.2022 - Current
- Corporate & Investment Banking (Corporate)
- Obtain all kind of approvals via Memos be it permanent release of collaterals, Any discrepancies or any kind of deferral for documentation e.g Security documentation
- Ensure approval from relevant authorities is held for deferrals/waiver of any incomplete documents
- Lodgments of all kind of documentation received from the borrower or the external legal and ensure all the covenants are met by following up with the clients at all times
- Maintain credit facility files with all the relevant documents received from the Corporate Business teams, scanning facility documentation before recording them in the vault for safe custody
- Prepare standard & non-standard documentation received from external legal for signing, Syndicated Agreements, Facility Offer Letters, Security-related documents, Internal & External legal opinions and other condition precedent documents, etc
- In compliance with sanctioned credit approvals
- Reviews all signed documentation, upon receipt from the borrower, checking for accuracy and completeness to ensure that all required legal documentation and undertakings are in place prior to releasing credit facilities to the Credit Control Unit - CAD
- Ensure all security/support documents have been properly executed, signatures are verified and authenticities of the signatories are supported by resolution/POA
- Coordinate with Documentation vetting Team & Credit Admin Department in Head Office as and when required in order to complete the documentation process/limit release in the Bank's Systems.
Business Support Officer (Credit Analyst
RAK BANK
02.2019 - 12.2023
- National Bank of Ras al khaima
- Business Banking (SME)
- Financial Statement Analysis
- Analyzing financial ratio, cash flow & fund flow
- Bank Statement review and Analysis
- Tracking downgraded accounts, Blacklisted accounts and Skip Cases
- Monitoring past due account, Internal watch listed accounts and reporting to collection dept
- Work on Software like Finnacle Core , Raknet, BPM
- Review AECB Reports, World Check Reports and perform Cbrb Checks.
TRAINER
DON BOSCO TECH SOCIETY
05.2013 - 02.2014
- Managing daily activities of the centre
- Conducting meetings with Directorate Of
- Rural Development
- Conducting awareness programmes regarding Himayat Project
- Conducting weekly meetings and coordinating with higher authorities
- Training Students in CRM & Communicative English
- Conducting training sessions on Personality Development
- Giving feedback to trainees
- Coordinating with Operations, Quality and Training departments to identify training needs
- Developing contents/games to engage trainee's interest in training
- Placing the students in different organizations across India.
Assistant Manager Operations
HDFC BANK LTD
09.2011 - 12.2012
- Successfully handled backend operations for minimizing error level and enhancing productivity and implementing service strategies according to the set targets and actively involved in controlling service deliverable as per given - TAT
- Effectively handled Teller operations & have worked as Personal Banker sales also
- Effectively handling the team sales targets make sure gets achieved as per given - TAT
- Performing intermediate duties and support related to branch operational and financial activities
- Handling the branch operations as we as the sales like account opening selling fixed deposits recurring deposits and mainly investment policies which was the main challenge I faced during this job
- Analyzed the areas for development while implementing strategic plans for the various operational activities
- Taking remedial actions while providing suggestive measures for the service improvement
Business Development Executive
Matrix Cellular International Services Pvt Ltd
08.2010 - 08.2011
- Obtain client requirements for international sim cards, data cards, mobile phones which were the product and prepare business development strategies tailored to the targeted customer
- Evolving market segmentation & penetration strategies to achieve corporate targets and strategically secure profitable business
- Build corporate clients deal with them regarding the product provide best service to maintain a good relationship
- Dealt with HNI clients, celebrities regarding International Sim cards, Data Cards etc
- While attaining volume targets & new milestones
- Focus on people travelling abroad for holidays, conferences, meetings etc
- In groups so as to sell the company's product
- (Before travelling they used to gather in hotels were we used to close the leads
- Make sure when they return from the trip call them personally greet them and make sure the device worked properly ask them when are they travelling again make sure they will not call anybody else as there are several companies in the market selling the same product also get more references from them references really work.
Education
MBA - Marketing And HR
AMC College of Management Studies
Bachelor of Arts - Mass Communication & Multimedia Production
Baramulla Degree College
undefined
S.P Hr. Sec School Srinagar
Skills
- IT Skills
- MS Office, Internet Savvy
Timeline
Service Support Assistant
Abu Dhabi Commercial Bank
02.2022 - Current
Business Support Officer (Credit Analyst
RAK BANK
02.2019 - 12.2023
TRAINER
DON BOSCO TECH SOCIETY
05.2013 - 02.2014
Assistant Manager Operations
HDFC BANK LTD
09.2011 - 12.2012
Business Development Executive
Matrix Cellular International Services Pvt Ltd
08.2010 - 08.2011
MBA - Marketing And HR
AMC College of Management Studies
Bachelor of Arts - Mass Communication & Multimedia Production
Baramulla Degree College
undefined
S.P Hr. Sec School Srinagar
Similar Profiles
Chadi HalabiChadi Halabi
Internet Trading Specialist at Abu Dhabi Commercial BankInternet Trading Specialist at Abu Dhabi Commercial Bank
Reggie GaresReggie Gares
Service Specialist - Relationship Management at Abu Dhabi Commercial BankService Specialist - Relationship Management at Abu Dhabi Commercial Bank
ALI ABBAS AIZADALI ABBAS AIZAD
Executive Manager - Corporate Credit at Abu Dhabi Commercial Bank- Wholesale and Private Accounts CreditExecutive Manager - Corporate Credit at Abu Dhabi Commercial Bank- Wholesale and Private Accounts Credit
Abdulrahman AlblookiAbdulrahman Alblooki
Corporate Support Specialist-RelationshipManagment at Abu Dhabi Commercial BankCorporate Support Specialist-RelationshipManagment at Abu Dhabi Commercial Bank
MOHAMMED ANASMOHAMMED ANAS
Freelancer at Stefab.comFreelancer at Stefab.com