ABDUL SAMEER PIRACHA
Dubai
Summary
Dynamic Credit Analyst with extensive experience at Dubai Islamic Bank, adept at managing a AED 7 Billion portfolio and enhancing client relationships. Proficient in Moody's analytics and portfolio management, I excel in delivering innovative solutions and driving business growth while ensuring compliance and governance. A strong communicator and team player, I thrive under pressure.
Overview
13
13
years of professional experience
Work History
Credit Analyst, Large Corporate & Investment Banking
Dubai Islamic Bank
Dubai
12.2022 - Current
- Onboarding large corporate/government accounts of above AED 500 Million turnover
- Managing a portfolio of AED 7 Billion for the department
- Monitoring portfolio of clients, cross selling, increasing assets, liabilities, trade, treasury, FX volume and CASA for the bank
- Assisting SRMs/AVPs/VP on daily client’s requests, transactions, analysis, core systems updates, MIS updates, completing documentation requirements, sustainability scoring/ESG, monitoring portfolios and preparing presentations
- Account opening, compliance monitoring, KYCs, FATCA/CRS updating, fixed deposit placements, remittance transfers, LC/LG issuance, signature updates, settlements, disbursements, updating existing accounts, dormant activations, providing balance confirmations, AECB reports for onboarding new clients and monitoring credit scores of existing clients
- Preparing credit proposals within submission/renewal dates, internal memos, extension of limit expiries, trade referrals, NOC, liability letters
- Analysis of annual reports and in-house financials, IFRS reporting, Moody spreads & projection calculations
Relationship Manager Corporate & Investment Banking
Dubai Islamic Bank
Pakistan
03.2020 - 11.2022
- Timely submission of credit memorandums (fresh, interim & renewal)
- Onboarding large corporate accounts with annual sales of USD 100 Million and above
- Extensive financial analysis in preparing credit proposals, analyzing annual reports, use of Moody’s analytics, ratios, electronic credit proposals (ECP), T24 system knowledge, risk/peer analysis, industry analysis, preparing financial spreads & projections with credit risk ratings and future profitability yield, completing clients business summary, objectives and their directors, conducting site visits/call reports, monitoring daily installment due reports, completing all documentation with CAD department and working with risk department in clarifying queries
- Coordinating with research, back office operations, treasury and third party institutions
- Looking at remittances, real time gross settlements, deposit rates, LC business of imports
- Relationship management for the establishment and maintenance of key relationships to leverage business achievements
- To fulfill audit and compliance requirements as per bank and Central Bank policies and regulations
- Onboarding fresh accounts and completing entire account opening process documentation individually with AML, CRS/ FATCA Individual & entity checks, KYC, world checks, central bank checks, online banking, cash management
- Completing entire account opening process documentation, providing online banking and cash management facilities
Relationship Manager SME
Habib Bank Limited
Pakistan
05.2019 - 08.2019
- Maintaining existing client’s needs such as daily transactions, queries, cash management products & online banking
- Monitoring Compliance for all account openings and transactions
Corporate Associate
Union National Bank
Dubai
10.2013 - 09.2017
- Company Overview: known as ADCB
- To supplement service to the borrowing and non-borrowing commercial /corporate accounts relationship at branch by handling/addressing day to day corporate related transactions in order to enhance these relationships by providing prompt, quality service and consistently maintaining the banks image
- To onboard clients with turnover of up to AED 250 million and assist RMs for all account openings and customers daily transactions and remittances
- Ensure to perform central bank, KYC, Blacklist and AML verification on company and all partners prior account opening
- IFRS checks of a company’s three year and annual P&L records
- Known as ADCB
HR Generalist
Jerry Varghese Global Executive Research
Dubai
07.2012 - 09.2013
- Complete On boarding of candidates for fields of I.T/Energy/Financial Services/Healthcare
- Managing data of candidates/KYC checks/degree attestation/visa services and managing orientation of job specifics for new employee
- Sales with end-to-end recruitment from screening, short-listing candidates to face-to-face interviews and placing on the new job positions
Education
MBA with Distinction - Business Administration and General Management
University of Surrey
04.2019
BBA - Management, Accounting
American University in Dubai
Dubai, UAE05.2012
A/S Levels - Business Studies
Cambridge International School Dubai
Dubai, UAE06.2008
Skills
- MS Office
- Word
- Excel
- Power Point
- Windows
- Internet Research
- Internet Navigation
- Outlook
- Moodys analytics
- ECP
- BO
- T24
- Prime card software
- Tracksoft
- Oracle
- Azure
- AI programs
- SaaS
- Communication
- Presentation
- Written English
- Oral English
- Team player
- Leadership
- Creativity
- Innovation
- Imaginative mindset
- Governance
- Portfolio management
- Sustainability
- Problem solving
- Ability to work under strict deadlines
- Ability to handle varied workload individually
Languages
Native English
Personal Information
- Date of Birth: 09/05/91
- Driving License: UAE driving license available
Timeline
Credit Analyst, Large Corporate & Investment Banking
Dubai Islamic Bank
12.2022 - Current
Relationship Manager Corporate & Investment Banking
Dubai Islamic Bank
03.2020 - 11.2022
Relationship Manager SME
Habib Bank Limited
05.2019 - 08.2019
Corporate Associate
Union National Bank
10.2013 - 09.2017
HR Generalist
Jerry Varghese Global Executive Research
07.2012 - 09.2013
MBA with Distinction - Business Administration and General Management
University of Surrey
BBA - Management, Accounting
American University in Dubai
A/S Levels - Business Studies
Cambridge International School Dubai
Similar Profiles
SHAHEEN TOLESHAHEEN TOLE
Quality Control & Compliance Officer at Dubai Islamic BankQuality Control & Compliance Officer at Dubai Islamic Bank
KARIM NAGI TAWFIK KARIM NAGI TAWFIK null
Senior sales executive at Dubai Islamic BankSenior sales executive at Dubai Islamic Bank
MUHAMMAD NADIR KHANMUHAMMAD NADIR KHAN
Unit Head, Business Banking Assets at Dubai Islamic BankUnit Head, Business Banking Assets at Dubai Islamic Bank
Ahmed GhanaimAhmed Ghanaim
Acting Branch Manager at Dubai Islamic Bank, DIBActing Branch Manager at Dubai Islamic Bank, DIB
ERICK SAIMON MMBAGAERICK SAIMON MMBAGA
Ramp Operations Team Leader at Dnata, The Emirates GroupRamp Operations Team Leader at Dnata, The Emirates Group