ABHIJITH MG
Dubai,UAE
Summary
Detail-oriented and analytical Compliance Analyst with proven expertise in regulatory sanctions screening, AML/CFT compliance, and risk management across the financial services and remittance sectors. Expertise in performing Customer Due Diligence (CDD) for new clients, as well as Enhanced Due Diligence (EDD) for high-risk individuals and entities, including PEPs, high-net-worth individuals, and clients from high-risk jurisdictions.
Overview
11
11
years of professional experience
3
3
years of post-secondary education
1
1
Certification
Work History
COMPLIANCE ANALYST
AL ANSARI EXCHANGE
Dubai, UAE
10.2022 - Current
- Performed end-to-end sanctions screening and investigations on customers, transactions, and beneficiaries using World-Check and internal monitoring tools.
- Conducted real-time and post-transaction reviews to identify potential breaches of international sanctions (e.g., OFAC, EU, UN, UK HMT) relevant to cross-border remittances.
- Investigated and escalated true matches from sanctions, PEP, and adverse media alerts, ensuring timely reporting to Central Bank of UAE and other regulatory bodies.
- Ensured continuous alignment with Central Bank AML/CFT Guidelines, FATF recommendations, and global sanctions best practices.
- Utilized Refinitiv World-Check for daily sanctions, PEP, and adverse media screening of clients, counterparties , and third-party vendors.
- Conducted Customer Due Diligence (CDD) during onboarding and periodic reviews, ensuring accurate KYC documentation and risk assessment as per UAE Central Bank regulations.
- Performed Enhanced Due Diligence (EDD) for high-risk customers, including PEPs, NGOs, MSBs, and clients from high-risk jurisdictions.
- Assessed customer profiles by analysing source of funds/wealth, transaction behaviour, and adverse media results using tools like World-Check, Google open-source searches, and internal monitoring systems.
- Conducted real-time and retrospective transaction monitoring to detect unusual patterns, high-risk behaviours, or potential breaches of AML and sanctions regulations.
- Filed timely and well-documented Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) via UAE FIU Go AML portal, ensuring completeness and regulatory alignment.
- Performed HR/staff background screening during hiring and promotion cycles, verifying staff against sanctions lists, PEP status, and watchlists to mitigate internal compliance risks.
- Maintained strict documentation and audit trails for employee and supplier screenings, supporting both internal audit and external regulatory reviews.
- Conducted daily sanctions screening of customers, beneficiaries, suppliers, and employees against CBUAE-provided terrorism and sanctions lists,
REMITTANCE/OPERATIONS
AL ANSASRI EXCHANGE
Dubai
01.2022 - 10.2022
- Managed multiple currencies accurately for efficient transaction processing.
- Maintained strict compliance with financial regulations whilst handling currency exchanges.
- Handled payment processing tasks, ensuring seamless transaction experience for customers.
- Streamlined KYC processes to ensure customer profiles were accurate and up-to-date.
- Enhanced compliance standards by effectively reviewing and monitoring customer transactions.
- Supported team to stay up to date with compliance-related trainings.
CUSTOMER SERVICE MANAGER
INDUSIND BANK LTD
Calicut, India
07.2019 - 05.2020
- Delivered precise, constructive, and timely performance feedback to Customer Service Representatives (CSRs), enhancing team effectiveness
- Achieved consistently meeting service quality targets by a comprehensive understanding of bank products, services, and industry best practices
- Facilitated smooth onboarding services by efficiently opening customer accounts and providing comprehensive assistance
- Maintained accurate operational records, facilitating thorough data auditing for comprehensive record-keeping
- Kept compliance records, assisting in internal and external audits to verify adherence to applicable laws and regulations
- Identified, investigated, and documented compliance violations, recommending corrective measures to ensure continuous adherence to regulatory standards.
- Assisted with creation of audit plans, ensuring they met set objectives.
CUSTOMER SERVICE OFFICER
ICICI BANK LTD
Trivandrum, India
12.2016 - 05.2019
- Provided comprehensive advice on the benefits of products and services, ensuring customer satisfaction and promoting repeat business
- Assisted customers with diverse questions and concerns, leveraging product knowledge and service expertise to resolve issues and promptly enhance overall customer experience
- Maintained accurate and detailed compliance records, ensuring adherence to regulatory standards and facilitating smooth auditing processes
- Stayed aware of current and emerging compliance regulations, updating knowledge to ensure proactive adherence to industry standards
- Conducted thorough customer assessments to minimise financial risk, contributing to responsible and informed decision-making
ADMINISTRATIVE ASSISTANT
VYTHIRI VILLAGE RESORT
Vythiri, India
06.2014 - 07.2016
- Showed excellent customer service skills, handling customer enquiries professionally in a courteous telephone manner
- Managed day-to-day administrative tasks, including organising files, developing spreadsheets, writing reports, and scanning documents.
- Organised and categorised files, contributing to streamlined office operations and easy access to information.
Education
Post Graduate Diploma - Banking and Management
NIIT
Calicut, India 06.2016 - 12.2016
Bachelor of Business Studies - Finance
T John College
Bangalore, India 07.2011 - 04.2014
Skills
- Anti-Money Laundering (AML) Controls
- Suspicious Transaction/Activity Reporting (STR/SAR)
- Enhanced Due Diligence (EDD) & Customer Due Diligence (CDD)
- PEP & Adverse Media Screening
- Sanctions Alert Review & Escalation
- Strong Written & Verbal Communication
- CBUAE AML/CFT Guidelines & Prohibition Instructions
- Search & Freeze Protocols
Certification
- AML Base, Certificate of Completion AML/ CFT Training Sessions, 11/2023
- AML Base, Certificate of Presented ML using auction house, 10/2023
- Certified in Advance Anti-Money Laundering (Online Training), Al Ansari Exchange
Languages
English
Fluent
Hindi
Fluent
Malayalam
Native
Tamil
Fluent
Timeline
COMPLIANCE ANALYST
AL ANSARI EXCHANGE
10.2022 - Current
REMITTANCE/OPERATIONS
AL ANSASRI EXCHANGE
01.2022 - 10.2022
CUSTOMER SERVICE MANAGER
INDUSIND BANK LTD
07.2019 - 05.2020
CUSTOMER SERVICE OFFICER
ICICI BANK LTD
12.2016 - 05.2019
Post Graduate Diploma - Banking and Management
NIIT
06.2016 - 12.2016
ADMINISTRATIVE ASSISTANT
VYTHIRI VILLAGE RESORT
06.2014 - 07.2016
Bachelor of Business Studies - Finance
T John College
07.2011 - 04.2014
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