in which myBanking & financeSeeking a challenging career position in a reputable organization in the field of educational background and financial experience . An experienced financial professional with a successful career in investment and risk management for large institutional investors,ability tocover a broad range of different assets classes in both public and private markets, international and cross-border experience, effective managerial capabilities.
Overview
28
28
years of professional experience
2
2
Languages
Work History
Curriculum Vitae
Manager
Dhabi Commercial Bank
03.2011 - 12.2020
Recording and updating the data which is related to performing and non- performing customers via I-score , Core System and
CBE network
Participates in setting the policies and procedures for the department in assistance with the direct manager
Generating CBE reports as per their Guidelines with respect to Frequency and Format
Providing historical data upon request from either Business or Risk
Uploading and downloading reports from or to I-score And CBE
Decision maker support in CBG, SAD and RBG for performing and nonperforming customers either with reporting OR with technical support and consultation
Participation on resolving errors in I-score reporting
Proper advice to HRG in Staff Loans and recruitment
Problem solving related to I score network users
Ensure good audit rating in area of responsibility
Awareness and full appreciation of the Central Bank Regulations with their Amendments and reporting processing ,
Ensuring that solutions are provided in consultation with Appropriate level for solving problems and ensuring that the external /
Internal customer of CIM are given efficient service
Exceptions reporting: Ensure that all the credit exceptions are reported to appropriate level for adjustments and also escalated to appropriate level on chronic cases
Resource Management: Manage the deployment of reports, their personal development and fulfilment of their training needs in consultation with the Manager
Problem solving & guidance: Resolve issues effectively by balancing risks and relationship and provide guidance to staff regularly on key risks
To assure that Credit Administration portfolio in line with conditions, policy & limits
Follow up achievement & accountability of Business Plan
Develop actions to produce improvement and steps to be taken to achieve the set objectives
Ensure good audit rating in area of responsibility
Decision maker support in CBG, SAD and RBG for performing and nonperforming customers either with reporting OR with technical support and consultation
Problem resolving for CBE and I score network users
Liaising with CBE responsible (CBE monitoring and supervising Division) also I-score staff
CBE regulations
Participation in new CBE parameters that concerning the realated parties new registrations (owner ship / board of directors / guarantors / financial ratios ) .Ensuring that solutions are provided in consultation with appropriate level for solving problems and ensuring that the eternal and the external customer of the bank is given efficient service
Managing the risk and customer service..
Compliance with regulatory authority’s rules and regulations with a full capacity to reach the best level of conformity
External Operating environment including liaison with central bank and I-score
Curriculum Vitae
Senior Manager
National Bank of Greece
01.2021 - Current
Credit information management (Risk .Awareness and full appreciation of the Central Bank Regulations with their Amendments and reporting processing ,Ensuring that solutions are provided in consultation with Appropriate level for solving problems and ensuring that the external / Internal customer of CIM are given efficient service
Exceptions reporting: Ensure that all the credit exceptions are reported to appropriate level for adjustments and also escalated to appropriate level on chronic cases
Resource Management: Manage the deployment of reports, their personal development and fulfilment of their training needs in consultation with the Manager
Problem resolving for CBE and I score network users
Liaising with CBE responsible (CBE monitoring and supervising Division) also I-score staff
CBE regulations
Participation in new CBE parameters that concerning the related parties new registrations (owner ship / board of directors / guarantors / financial ratios
Ensuring that solutions are provided in consultation with appropriate level for solving problems and ensuring that the eternal and the external customer of the bank is given efficient service
Managing the risk and customer service..
Compliance with regulatory authority’s rules and regulations with a full capacity to reach the best level of conformity
To assure that Credit Administration portfolio in line with conditions, policy & limits.
Branch Manager
Union National Bank Egypt
01.2015 - 04.2017
Awareness and full appreciation of the approval process, the terms and conditions and approval powers, Build & develop and motivate a high performing team committed to achieving success through each
other
Ensure that my team members are developed to achieve their maximum potential whilst
Coaching them to build their awareness of their strengths/development needs
.Support the Senior Retail Manager and Resource Co-coordinator in the management of the cluster
retail plan
Assist in recruiting to fill manpower gaps
Manage poor performance and escalate disciplinary/grievance issues professionally and
promptly in line with agreed procedures
Maintain strong relationship with the branch's customers
Setting marketing plans and marketing of bank products, which will help in achieving the
Target
Promptly in line with agreed procedures branch’s target
Marketing the bank products to "Walk in" customers, beneficiaries and others
Maintain the required level of control for the branch’s / unit’s operations
.Set and execute cross training plans to enhance staff capabilities and knowledge in order to and
maximize utilization of available resources
Appraise staff and weaknesses; propose relocation in case of necessity for best utilization of staff
capacities.
Customer Service Manager
Union National Bank
01.2011 - 12.2014
Set and execute cross training plans to enhance staff capabilities and knowledge in order to and
maximize utilization of available resources
Create second line staff at all levels within the area of responsibility
Propose the staff promotions /incentives
Supervise training of new hires
Supervise a team of customers service officer ensuring the delivery of error free services
Provide customers with competent ,timely and error free services in the area of account opening&
account management
Consistently meet and exceed service standards set for the customer services area by taking ownership of
customer problems and handling it till final resolution
Adherence to UNB process & polices and report deviation to branch manager
Guide customers regarding the right product to meet their needs & cross –sell all UNB products &services to
existing customers
Supervise a team of customers service officer ensuring the delivery of error free services.
Customer Service Officer
Union National Bank, Vitae
03.2008 - 12.2010
Ensure full awareness of all products provided and is constantly updated on all changes and
amendments on product features, procedures and processes
Promote UNB products by providing consistent, accurate and transparent information to customers
Achieve sales targets assigned and contribute to the overall achievement of the team
Maximize on cross selling growth of existing customer base and identify new potential selling
opportunities
Follow up and close selling/cross selling lead referrals
Pro-actively participate in Bank products campaigns & promotions
Establish and maintain strong professional relationships/connections internally and externally
Ensure adherence to cut-off times and deadlines
Perform occasional duties assigned
Ensure that Bank policies and guidelines are consistently & strictly followed
Comply with committed turn around times and laid down procedures.
Customer Relation officer
Abu Dhabi Commercial Bank
09.2000 - 02.2008
Managing customer’s expectations by providing professional and high level of service at all times
Provide quick service on transactions that can be carried out quickly without the customer waiting time
Problem solving and follow up on all customer issues
Time management and follow up of customer related activities based on priority
Attending to all customer’s inquiries /complaints and account maintenance activities &non financial transactions
including delivering statements and letters
Strict physical control over balancing of Cash link &checkbook
Work as a team, facilitate teamwork at the branch and help others when required
Contribute towards overall goals by generating leads and referring business
Increasing and developing a customer asset and liability base with outdoor sales when required
Ensure that the bank’s policies and procedures are followed at all times
Work within the empowerment and authorization matrix
Ensure customer privacy and confidentiality
Coordinate with other branches and departments for all the branch financial related activities
Periodic account review , filing and maintenance of all customer documents
Assist the CRO, CRM in daily activities and during peak times or annual leaves.