AKANKSHA RAMPAL
Dubai,UAE
Summary
Highly analytical risk analyst with solid background in completing assessments within various industries. Skilled in performing risk assessments, creating risk management plans, and identifying areas for improvement. Strong knowledge of industry regulations and compliance requirements. Looking for an opportunity to utilize my strengths to build my career that would intrinsically help me in achieving greater practical excellence in banking, marketing, operations, and administration domain. Exceptional hardworking nature along with good communication and analytical skills with a baggage of experience in the banking industry.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
1
1
Certificate
Work history
Finance Executive
Mish Bros & Events
Dubai, UAE
06.2022 - 02.2023
- Assisted and reviewed company's client portfolio and the investment they're putting for the service provided by Mishbros.
- Evaluated company's current and historical financial data via form of excel reports.
- Studied and recommended the business trends in the marketing industry
- Prepared excel reports on the expenses, losses and profits incurred by the company.
- Reviewed client applications regarding any unforeseen risk for the company.
Fraud Risk Analyst
RAKBANK
Ras al-Khaimah, Imarat Ra's al Khaymah
10.2017 - 05.2022
- Worked with the SAS Enterprise Online Fraud Monitoring Application and is a part of the Fraud Monitoring Unit of Risk management in the organization.
- Analyzed data, transactions, and customer applications for cards and loans to identify potential fraud risks. Utilize data analytics tools like SAS fraud risk management system and techniques to detect patterns or anomalies that may indicate fraudulent activities.
- Prepared reports and presentations on fraud risks, incidents, and mitigation strategies for management.
- Determined existing fraud trends and assisted in the Monitoring and detection of future trend.
- Provided additional analysis where needed to determine inefficiencies within the department and implemented the fixes to these problems.
- Caught fraudulent activity more quickly and efficiently, leading to a drop in cost of fraudulent activities to the consumer
- Analyzed Customer Applications of Credit cards, Personal loan, Auto loan, Business Loan
- Analyzed the Internal fraudulent alerts for the staff being intending suspicious activities in the bank.
- Raised awareness among employees about fraud risks, prevention techniques, and reporting procedures. Conducted presentations to educate employees on recognizing and reporting suspicious activities.
- Recommended process and procedure changes for the unit and assisted in various projects designed to enhance the bank's overall deposit risk program allotted by the manager.
Owner & Founder
WAHAT AL RAMLAH CAFÉ
Sharjah, UAE
12.2016 - 09.2017
- Ensuring the smooth operation and success of your establishment.
- Planned , developed and implemented the overall strategic plan for my restaurant, including defining the vision, mission, and goals, as well as creating strategies to achieve them.
- Managed the financial aspects of the business, such as budgeting, accounting, and financial reporting along with the VAT & tax filing with the accountant.
- Controlled the recruiting and selecting process of the employees, creating work schedules, providing training and development opportunities, and ensuring a positive work environment.
- Handled Customer service at the cafe
- Played a managerial role in managing corporate clients for the restaurant.
- Worked closely with the chef or culinary team along with involvement in developing the menu, selecting ingredients, and determining the pricing strategy. Regularly reviewing and updating the menu based on customer feedback and industry trends is also important.
- Handled the company marketing and social media platforms for increasing footfall and client base.
Islamic Banking Representative
RAKBANK
01.2015 - 11.2016
- Working as an Islamic Operations Representative under the branch of Islamic banking, Handling the Disbursal and Post Disbursal activities Disbursal of Auto, Personal, Business, Asset Based Finance under Islamic banking products.
- Disbursal of Auto , Personal , Business , Asset Based Finance under Islamic banking products.
• Assisting in the Documentation of Home finance - Islamic Banking Product.
• Handling the Post Disbursal Help desk activities.
• Assigning Tasks to each concerned team member related to their work activities.
• Accelerating the Branch Queries , Customer Queries relating to the Post disbursal activities such as Auto Finance Services , Postponements , Finance Settlements , Finance Cancellations, Personal Finance Takeover activities,
• Enthusiastically Processing the Customer's EMI Deferral requests.
• Maintaining the Management Tracker i.e MIS of daily Volumes being produced for the Post Disbursal activities.
• Reporting the Per Day Volume Production of Disbursal and Post Disbursal tasks to the Manager.
• Coordinating with the Team ensuring each task is being actioned on time i.e all the tasks of the day received before the Bank Cut Off Time.
• Assisting The Takeover Team in handling Salary Transfer letters, Liability Certificates , No liability Certificates .
• Generating Liability reports and DD & CO Reports on Daily Basis for Personal , Business and Instant Finance.
• Administrating the Amal Personal Finance Instructions such as Finance Settlements, Part settlements , Amending the EMI Due Dates based on customer requests, Advance EMI Requests , Personal finance Recoveries, Advance Against Salaries, Takeover from other bank settlements, Own Fund Settlements ,Conventional loan settlements
Education
Bachelor of Business Administration - Banking & Insurance
Amity University Dubai
Dubai 09.2011 - 06.2014
Diploma of Higher Education -
DPS SHARJAH
SharjahCertification School/University Duration Score Certified Fraud Examiner Association of Certified Fraud examiner (ACFE) -
2018
MBA - Finance & Marketing
Amity University
2016
Skills
- Professional
- Analytical and critical thinking abilities as a fraud analyst and finance analyst
- Proficiency in analyzing complex data sets, identifying patterns, and interpreting trends
- Strong understanding of fraud detection techniques, risk management principles
- Knowledge of financial statement analysis and financial reporting standards
- High level of integrity, ethics
- Flexibility: Able to work safely at several of job situations
- Confident and Organized
- Attention to detail, Interpersonal skills
- Accuracy, attention to details and meeting deadlines
- Analytical thinking, meticulous and solution oriented
KEY QUALIFICATIONS
SKILL SET
- Management Skills
- Proficiency in using fraud detection tools
- Understanding the various banking systems, processes, and transaction flows
- Knowledge of core banking systems, payment processing platforms, online banking, mobile banking, and other channels
- Through which fraudulent activities can occur
- Understanding and adhering to regulatory requirements related to fraud prevention
- Ability to work with large datasets, using data analysis tools, and conducting forensic analysis to uncover fraudulent
- Patterns and trends
- Uncovered fraudulent activities using SAS software
- Fraud research and assessment
- Case development
- Case management
TECHNICAL EXPERTISE
Languages
English
Advanced
Hindi
Advanced
Certification
Certified Fraud Risk Examiner- ACFE.
Additional Information
- Internship in Bank of Baroda in June 2013 for a period of 2 months .A great overview on the banking sector including banking operations and services. An observation based internship consisting various departments such as Customer Service learning different accounts a customer can open with a bank along with the procedure , Trade finance learning about different banking instruments such as Letter of Credit , Bank Guarantee , Clearing/ WPS department wherein Cheques are being cleared and salary being distributed. Preparing a project report and a presentation on basis of observations during the internship.
- Gold Medal at University Level at Amity University Dubai.
- Started my own business i.e a restaurant by the name of “Wahat Al Ramlah Café – Call it Yummy”.
- Won an- I Caught You Award 2016 in RAKBANK for Efficiently Performing Post Disbursal Help Desk Activities and supporting the team during Peak Days.
Timeline
Finance Executive
Mish Bros & Events
06.2022 - 02.2023
Fraud Risk Analyst
RAKBANK
10.2017 - 05.2022
Owner & Founder
WAHAT AL RAMLAH CAFÉ
12.2016 - 09.2017
Islamic Banking Representative
RAKBANK
01.2015 - 11.2016
Bachelor of Business Administration - Banking & Insurance
Amity University Dubai
09.2011 - 06.2014
Diploma of Higher Education -
DPS SHARJAH
Certification School/University Duration Score Certified Fraud Examiner Association of Certified Fraud examiner (ACFE) -
MBA - Finance & Marketing
Amity University
Personal Information
Passport Number: V2914016
Date of Issue : 08/02/2022
Date of Expiry: 07/02/2032
Date of Birth : 16 November, 1993
Visa Status : Valid Spouse Sponsorship
Valid UAE Driving License : Yes
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