Strategic payment industry professional with 15 years of Dubai , UAE
experience spearheading growth through partnerships across Middle East, Africa and Europe
Overview
15
15
years of professional experience
Work History
Senior Account Manager & Sales Support Team Manager
Network International L.L.C
05.2018 - Current
Grew & retained 40 partnerships across issuer banks, fintechs & payment schemes within MEA & Europe
Negotiated over 20 master service partner contractual terms and commercial agreements and solidified beneficial agreements that contributed to over $40M
Managed Sales support team that supports Issuing business for stationary procurement, project billing & reconciliation
Business process engineered standard operating procedures “Account Management Process & Policy document” for Processing business in 2020
Point of contact for all operational and business escalations and received positive 360 Degree review from portfolio
Exceeded revenue targets for portfolio of past 4 years through sales of payment products and digital alternate payment channels
Responsible for budgeting, financial modeling & revenue reporting for processing P&L for Key client banks within profile
Worked on over 20 financial enterprise programs annually costing over $15M with operations, products, finance and IT to execution
Strategically built industry partnerships with service providers, fintechs, exchange houses for rolling digital payment programs
Worked with customers, internal auditors, performance matrices to solve operational escalations with aim for continuous improvement
Worked with Central Bank and card schemes on delivering compliance mandates
Work done to support organization (beyond current role) -
Conceptualized and organized payments workshops - ‘NI Fraud User Group’ with risk experts and ‘Data User Group Advisory Board’ on data sharing, benchmarking, data streaming with partners in data analysis
CSR Management from 2012 to date for organizing fundraisers, workshops, staff volunteers, campaigns
Represented Account management team for Internal audit for 2020 and 2021.
Delivered sales presentations and pitches to clients, upper management and junior sales associates for demonstration
Researched emerging industry trends, applications and concepts to enhance products and services
Handled high-profile accounts worth up $20M while overseeing team of 3 employees
Grew revenue 110% on average for my portfolio in the past 3 years through value based selling of company payments products.
Provided extensive support in sales, technical and business areas to key accounts
Worked with customers to develop strategic business and account plans
Mentored junior account management professionals to develop skills and increase company revenue
Sold new products and services and developed new accounts to maximize revenue potential
Analyzed key competitors to respond to competitive threats
Cultivated productive relationships with business representatives and consulted closely to uncover needs and match to available solutions.
Delivered sales presentations and pitches to clients, upper management and junior sales associates for demonstration.
Key Account Manager
Network International L.L.C
01.2011 - 04.2018
Managed joint venture relationship in Bahrain from where managed business for 11 financial institutions
Organized and managed training leads for team and provided cross functional training on projects and sales techniques
Managed vendors regarding cost management, future inventory and invoicing
Conducted monthly stakeholder management meetings with senior management to ensure that overall progress of existing clients
Re-engineered billing process and procurement process to improve efficiency and reduce manual processes.
Secured high-value accounts through consultative selling, effective customer solutions and promoting compelling business opportunities.
Analyzed key competitors to respond to competitive threats.
Senior Officer Business Development
Network International L.L.C
02.2008 - 01.2011
Planned manpower for over 8 programs & marketed procurement initiatives for business partnerships with over 5 new vendors.
Established new partners in procurement and testing which included setting up new pricing structures, negotiation of prices legal contracts and effectively managing project budgets
Improved onboarding process by improving efficiency of new business sign-up, KYC and requirement gathering that allowed for quicker TAT on processing new business by over 25%.
Defined and integrated roles, responsibilities and processes for business team and data management organization.
Developed and executed strategic initiatives to implement key changes and improvements in business development and sales programs.
Business Development & Marketing Executive
Network International L.L.C
08.2007 - 02.2008
Process engineered - the monthly processes for financial management of products being marketed
Maintained and communicated statistics on pricing dynamics for services and products
Coordinated innovative strategies to accomplish marketing objectives and boost long-term profitability.
Developed and implemented favorable pricing structures balancing firm objectives against customer targets.
Online and Network Marketing Research Executive
Gold Quest International Private Ltd
Dubai
07.2006 - 08.2006
Researched online customers to build analytics on current products & services with an aim to enhance the customer experience
Interviewed key stakeholders & corporate clients to review service lapses, new product suggestions and improvements.
Education
Sustainable Strategy
Harvard Business School
USA, Online
03.2022 - 04.2022
Disruptive Strategy -
Harvard Business School
USA Online
01.2022 - 03.2022
MBA - International Business
Symbiosis University
India Online
06.2014 - 04.2016
Six Sigma
Six Sigma Green Belt Training -
Certification in Project Management (CAPM -
Project Management Institute
Florida, USA
02.2010 - 01.2010
Certificate Program in Entrepreneurial Development Training (CPED) -
Symbiosis University
India Online
01.2009 - 01.2010
Bachelor's Degree - Business Management, Marketing
Christ College
Bangalore, India
05.2004 - 05.2007
Skills
Business Transformationundefined
Interests
Food, Author, Travel, Yoga
Timeline
Sustainable Strategy
Harvard Business School
03.2022 - 04.2022
Disruptive Strategy -
Harvard Business School
01.2022 - 03.2022
Senior Account Manager & Sales Support Team Manager
Network International L.L.C
05.2018 - Current
MBA - International Business
Symbiosis University
06.2014 - 04.2016
Key Account Manager
Network International L.L.C
01.2011 - 04.2018
Certification in Project Management (CAPM -
Project Management Institute
02.2010 - 01.2010
Certificate Program in Entrepreneurial Development Training (CPED) -
Symbiosis University
01.2009 - 01.2010
Senior Officer Business Development
Network International L.L.C
02.2008 - 01.2011
Business Development & Marketing Executive
Network International L.L.C
08.2007 - 02.2008
Online and Network Marketing Research Executive
Gold Quest International Private Ltd
07.2006 - 08.2006
Bachelor's Degree - Business Management, Marketing
Christ College
05.2004 - 05.2007
Six Sigma
Six Sigma Green Belt Training -
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