ANCY PALACHIRAYIL JOSY
Sharjah,UNITED ARAB EMIRATES
Summary
Results-driven professional with expertise in quality control, performance management, and client management. Demonstrates proficiency in policy quoting and pricing, policy renewal, underwriting adjustments, and sales strategies. Adept at managing quote information and ensuring seamless execution of processes to optimise operational efficiency. Committed to delivering exceptional service while supporting organisational goals through strategic decision-making and effective communication.
Overview
8
8
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Insurance Broker – Motor & SME General Insurance N
Al Nabooda Insurance Brokers LLC
Dubai, UAE
03.2023 - 06.2026
- Developed and managed new business opportunities across Motor Insurance and SME General Insurance segments, focusing on client acquisition, portfolio growth, and long-term relationship management.
- Delivered exceptional service and underwriting support to brokers and clients through a consistent, proactive, and solution-oriented approach.
- Identified prospective clients and generated new business opportunities across multiple insurance lines including Motor, Property, Liability, Engineering, Marine, and Group Medical.
- Assessed client risk exposures and worked closely with underwriting teams to structure appropriate insurance solutions tailored to customer requirements.
- Prepared and negotiated competitive quotations detailing policy premiums, coverage terms, conditions, and payment structures to secure new business conversion.
- Explained insurance coverage, policy benefits, exclusions, and premium structures to clients, enabling informed decision-making and strengthening customer confidence.
- Built and maintained strong relationships with insurers, underwriters, brokers, and corporate clients to improve market access and placement capabilities.
- Assisted clients in identifying suitable insurance products and designing risk transfer solutions aligned with their business operations and risk management objectives.
- Reviewed insurance applications, evaluated underwriting requirements, and coordinated approvals while ensuring compliance with underwriting guidelines.
- Managed end-to-end policy placement process including quotation comparison, negotiation with insurers, policy issuance, endorsements, renewals, and client servicing.
- Supported cross-selling initiatives by identifying opportunities to expand existing client portfolios across various general insurance products.
- Monitored underwriting and sales performance, ensuring achievement of individual production targets while contributing to overall department growth objectives.
- Maintained strong market awareness of insurance trends, competitor offerings, and emerging business opportunities to drive sustainable new business development.
Junior engineer
Pooniyil Construction Pvt Ltd
Kerala
02.2022 - 02.2023
- Visited sites to review work progress and drive process improvements.
- Estimated quantities and cost of materials, equipment and labour requirements to determine project feasibility.
- Coordinated contractors, subcontractors and labourers to deliver on projects.
- Prepared technical reports and arranged for survey or investigation work.
Site Engineer
Home Art Builders
Kerala
01.2022 - 02.2022
- Supported quality standards by verifying premium quality of on-site construction materials.
Event Manager
Lotus Eventos
Kerala
12.2018 - 10.2019
Education
Bachelor of Engineering - Civil Engineering
School of Engineering, CUSAT
India 01.2018 - 01.2022
Diploma - Civil Engineering
Carmel Polytechnic College
Alappuzha, IndiaSkills
- Quality Control
- Performance Management
- Policy Quoting and Pricing
- Policy Renewal
- Quote Information
- Underwriting and Adjustments
- Quotes and Sales
- Client Management
LANGUAGES
English
Malayalam
Tamil
Hindi
HOBBIES
Playing Shuttle Badminton, Former State Player of Kerala
Accomplishments
Team Impact Award Motor 2025 – Al Naboodah Insurance Brokers LLC
Affiliations
- playing badminton
Certification
Internship on structural BIM - Revit 2022
Timeline
Insurance Broker – Motor & SME General Insurance N
Al Nabooda Insurance Brokers LLC
03.2023 - 06.2026
Junior engineer
Pooniyil Construction Pvt Ltd
02.2022 - 02.2023
Site Engineer
Home Art Builders
01.2022 - 02.2022
Event Manager
Lotus Eventos
12.2018 - 10.2019
Bachelor of Engineering - Civil Engineering
School of Engineering, CUSAT
01.2018 - 01.2022
Diploma - Civil Engineering
Carmel Polytechnic College