Ankush Dogra
OMA Emirates
Sharjah,UAE
16
years of professional experience
1
Certification
Accomplished professional with extensive expertise in digital banking solutions, including self-service KIOSK and branch-in-a-box design. Proven track record in EMV card personalisation, bureau setup, and maintaining cryptographic key security. Adept at ATM installation, BIN configuration, key management, HSM integration, and VPA migration. Skilled in POS acquiring and merchant solutions with experience in Ingenico and multi-vendor environments. Strong background in pre-sales, RFP evaluation, solution design, and business negotiation. Demonstrated leadership in vendor/OEM management, SLA delivery, and project leadership. Proficient in hardware certification support for UL, CE, RoHs, CEN, WEEE, and ADA standards.
Work history
AVP - Digital Banking & KIOSK solutions
12 Years 7 Months- Lead Digital Banking & KIOSK solutions for major UAE banks, combining pre-sales, technical delivery, and support.
- Supervised ATM, KIOSK & EMV personalization teams, ensuring SLA compliance and seamless deployment. Machine installation, EMV application installation, application server configuration, BIN configuration. Responsible for Maintain all critical EMV keys including CVK, PVK, ZMK, MK-AC, and ARQC.
- KIF setup and define the EMV-key related operation.
- Designed & implemented Branch-in-a-Box KIOSKs, 220 Charity KIOSKs, 15 Retail KIOSKs, and 10 E-KYC units.
- Delivered end-to-end integration of ATMs, kiosks, card personalization machines, and POS systems.
- Managed daily operations of 50+ engineers, including budgeting, KPI tracking, and work scheduling through Jira ticketing system & Microsoft CRM system.
EMV Card Personalization Machine Engineer
1 Year- Operated & maintained Datacard, Matica, CIM, and NBS personalization systems.
- Reduced rejection rates and optimized card bureau operations in line with Visa CPS & Mastercard CQM standards.
Service Engineer
2 Years- Service Engineer for Matica/NBS/CIM personalization machines & Ingenico POS terminals.
- Supported PCB manufacturing, SPI, X-ray inspection, and SMT production systems.
Skills
Digital Banking Solutions: Self-Service KIOSK
Design Branch-in-a-Box
E-KYC
EMV Card Personalization & Bureau Setup (PCI-CP
KIF Key Injection
Maintain Cryptographic Key security
documentation & audit logs.)
ATM Installation
BIN Configuration
Key Management
HSM Integration
VPA Migration
POS Acquiring & Merchant Solutions (Ingenico & Multi-vendor)
Pre-Sales
RFP Evaluation
Solution Design & Business Negotiation
Vendor/OEM Management
SLA Delivery & Project Leadership
Hardware Certification Support: UL
CE
RoHs
CEN
WEEE
ADA
Education
B. Tech - Electronics & Communication
Certification
Training: MATICA (Italy) – EMV Machines (2012), LPKF (Germany) – SMT LASER Setup (2013), PARMI (Korea) – SPI (2013), Ingenico (UAE) – POS (2019), Cashway (UAE)-ATM & STM (2024), SNBC (UAE)-Cash recycler (2024), Ontech KIOSK (UAE)- STM (2024), STS LASER Machine Card Issuance (France) – (2024)
Accomplishments
- Built 2 PCI CP-compliant Card Personalization Bureaus with full EMV & Key Injection Facility (KIF).
- Deployed 245+ kiosks across UAE (Charity, Retail, E-KYC, Branch-in-a-Box).
- Demonstrated, installed & serviced EMV card machines in all major India & UAE banks.
- Recognized for bridging technical depth with business pre-sales to close high-value digital banking deals.
IT and Programing Experience (Python, My- SQL, MS Office, IT Hardware’s, VM-Configuration)
- Developed Python scripts and APIs to automate data processing and connect with MySQL databases.
- Wrote SQL queries, joins, and stored procedures to improve data handling and reporting.
- Designed and optimized MySQL schemas, indexes, and queries for better performance.
- Skilled in basic IT tasks like Windows/Linux OS, networking, troubleshooting, MS Office.
Timeline
AVP - Digital Banking & KIOSK solutions
OMA Emirates
01.2014 - 08.2026Read More
EMV Card Personalization Machine Engineer
Manipal Cards & Technology
01.2013 - 01.2014Read More
Service Engineer
Bergen Associates
01.2011 - 01.2013Read More
B. Tech from Electronics & Communication
01.2011Read More