Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success.
Overview
15
15
years of professional experience
Work History
Client Service Manager - Private Banking
Mashreq Bank
10.2024 - Current
Enhanced client satisfaction by addressing concerns and providing timely solutions.
Managed multiple projects simultaneously, ensuring timely completion and high-quality outcomes.
Implemented key performance indicators to monitor team performance, driving continuous improvement initiatives.
Handle and respond to RM requests and client queries related but not restricted to account documentation, account balances, account maintenance activity, statement information, security transfers, security information, general product and/or service information.
When required, attend client meetings along with RM to provide support to meet client requirements.
Taking and executing clients’ orders (money market, capital market transactions).Diligent follow up with clients to execute term sheets and other account/trade related documents
Assist RM in new account opening process –preparation of comprehensive account opening pack for submission to onboarding team post client signature.
Good understanding of the governing regulatory framework and upholding relevant policies/procedures to mitigate risks; ensuring that the Bank is protected.
Provide regular updates to RMs regarding clients credit facilities and prepare credit excess reports.
Process with relevant approval all inward/outward cash and security transfer instructions received from client in conjunction with RM/ Booking Centre/Counterparty and client. Follow up till completion, including trade archival.
Team Leader- Direct Banking Center NEO- Retail Banking
Mashreq Neo
04.2021 - 10.2024
Track information from various data assignment/MIS consolidations/Publishing reports and data analysis
Collaborated cross-functionally to tackle and resolve wide-ranging business issues
Consolidating data and coordinating with stakeholders to prepare management reports and dashboards
NEO/CASA exception queue management - Outbound Team - Daily distribution on of cases, queue monitoring, day end productivity reports, data analysis, MTD reports, call sampling
Organized data and documentation to support accurate business forecasting
Onboarded new hires and mentored each side-by-side to build high-performing team
Coordinate with complaints team to help analyze cases relevant to our team and improve and reduce the count for future months
Organized schedules and daily assignments for team, leveraging individual knowledge and strengths to maximize team success
Assigned projects and distributed tasks to team members as per area of expertise
Tracked and analyzed reports covering budgets, operational activities and department metrics
Handle the day-to-day planning, operation and problem-solving of Neo Account activation team
Create and distribute monthly and annual reports to management regarding team performance
Contributed to successful quality control initiatives and implemented new strategies to improve employee work
Maintaining MIS across all activities and sharing with relevant business stakeholders
Monitoring ONR Rectification on and ensuring remediation is done within agreed timelines
Sample Check across activities where physical presence is required - Cheque returns/Return kits from Courier/Chub Tracker/Inventory check of tablets
Monitoring all mailboxes aliased with our unit which includes Funds transfers/AML related queries to ensure cases are actioned within TAT
Senior Internal Controls Officer
Mashreq Bank
03.2018 - 04.2021
Establish internal controls to mitigate operational risks
Conduct periodic internal controls and assurance reviews
Assess ongoing training plans in conjunction with training requirements
Ensure timely and appropriate closure of audit action items
Conduct preliminary fraud investigations in conjunction with fraud and investigations unit
Responsible for conducting Direct Banking Channels Control/Audit reviews in coordination with respective service manager and unit managers
Track and monitor trends in operational problems encountered and identified, conduct root cause analysis to identify gaps and recommend and implement solutions
Provide guidance and solutions to Direct Banking Channels management on operational problems encountered by them on a day to day basis
Creating of SOP'S for new processes and recommend amendments in SOP'S for existing processes based on process changes
Develop processes to evaluate operational procedures and assure that adequate internal controls in place
Prepare monthly exception reports for all errors identified during daily checking and assist to close all open items in reports with respective team leaders and unit managers
Prepare monthly risk assessment reports to reduce exceptions and to assist in monitoring of approx
200 calls and evaluate performances of agents with regards to quality of their services and sales techniques - both for inbound and outbound units
Assistant Team Leader / Floor Support Officer
Mashreq Bank
12.2016 - 05.2018
Worked with customer service to handle escalated customer issues
Created staff schedules, approved requested time off and updated report
Managing a team of 12 Emirati Part-timers
Daily productivity reports and tracking
Conducting huddles, trainings and call sampling
Training and development to increase productivity
Maintaining inbound call center service levels
Managed team workload to reach targets for specific tasks
Developed process improvements and offered actionable solutions to correct recurring issues
Senior Personal Banking Adviser- Customer Service
Mashreq Bank
09.2014 - 12.2016
Senior Customer Support Executive
TRG
01.2012 - 01.2013
Accounts & Administrative Executive
OPTIMEDIA
01.2010 - 01.2012
Education
Bachelors -
Karachi University
01.2012
Skills
MS Office
Deliver Solutions and Decision Making
Ability to multitask
Performance improvement
Client relationship building
Customer relations
Exceptional communication
Languages
English
Urdu
Hobbies and Interests
Sports
Music
Gaming
Travelling
Personal Information
Date of Birth: 06/08/90
Nationality: Pakistani
Driving License: Light Vehicle
Marital Status: Married
Visa Status: Residence
Timeline
Client Service Manager - Private Banking
Mashreq Bank
10.2024 - Current
Team Leader- Direct Banking Center NEO- Retail Banking
Mashreq Neo
04.2021 - 10.2024
Senior Internal Controls Officer
Mashreq Bank
03.2018 - 04.2021
Assistant Team Leader / Floor Support Officer
Mashreq Bank
12.2016 - 05.2018
Senior Personal Banking Adviser- Customer Service
Mashreq Bank
09.2014 - 12.2016
Senior Customer Support Executive
TRG
01.2012 - 01.2013
Accounts & Administrative Executive
OPTIMEDIA
01.2010 - 01.2012
Bachelors -
Karachi University
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