ARIS ABDULGANI
Senior Software Engineer
Dubai
Summary
Dynamic Full Stack Developer and Tech Lead with over nine years of experience in crafting mission-critical digital banking platforms within large enterprise settings. Leading a team at Emirates NBD, focusing on designing and delivering comprehensive lending and financing solutions enhanced by robust AI-driven automation. Renowned for transforming concepts into widely adopted products, effectively reducing turnaround times, boosting product adoption, and transitioning manual banking processes to secure, scalable digital workflows. Possesses extensive hands-on expertise in frontend and backend development, microservices architecture, and AI-enabled document verification systems.
Overview
10
10
years of professional experience
Work History
Senior Software Engineer → Technical Lead
Emirates NBD
Dubai
10.2022 - Current
- Leadership & Ownership
- Tech Lead for a team of 7 full-stack developers, owning architecture, technical direction, delivery timelines, and quality.
- Led the team end-to-end across design, development, testing, deployment, and post-release stability for multiple large-scale banking products.
- Hands-on contributor while leading — actively involved in core design decisions, critical integrations, and complex problem solving.
- Digital Business Banking Onboarding
- Core contributor to the Business Banking Digital Onboarding platform, transforming a manual onboarding journey into a fully digital solution.
- Platform now handles 2000+ business onboarding per month in production.
- Led the first-ever Emirates Facial Recognition (EFR) integration at the bank.
- Resulted in significant reduction in onboarding TAT and improved reliability through government-verified identity data.
- Key Products Delivered as Tech Lead
- 1. Loan Against Fixed Deposit (LAFD) – Business Banking - Led the team to fully digitalize an under-performing, manually driven product. - Re-architected user journeys, backend workflows, and integrations. - Business impact: - More than 2× increase in product adoption - Over 50% reduction in turnaround time (TAT) - Enabled faster decisioning, improved customer experience, and operational efficiency.
- 2. Revolving Short-Term Loans (RSTL) for Auto Dealers (e.g., Kavak, UAE) - Led delivery of a first-of-its-kind digital lending solution for auto dealers. - Replaced a fully manual process where loan creation and inventory-level repayment took nearly one week. - After digitalization, the entire loan creation and settlement flow completes in under 5 minutes. - Led secure integrations with Abu Dhabi Police for vehicle mortgaging. - Introduced AI-based document verification, extracting and validating key information from uploaded dealer documents to automate approvals.
- 3. Fleet Financing for Pre-Owned Car Dealers (Ongoing) - Currently leading development of a fleet-based financing solution for pre-owned car dealers. - Heavily leveraging AI-driven verification and validation workflows to automate checks, reduce manual intervention, and accelerate approvals. - Focused on building scalable, reusable components aligned with long-term lending strategy.
Frontend Engineer – Business Banking Digital Channels
Mashreq Bank
02.2022 - 10.2022
- Key contributor to Business Banking digital transformation initiatives, focused on modernising onboarding and servicing journeys.
- Built and enhanced digital onboarding flows for business customers, replacing legacy/manual processes with seamless web-based experiences.
- Developed scalable, customer-facing applications using React, Redux, React Hooks, and React Router.
- Worked closely with backend, compliance, and business teams to translate regulatory and business requirements into intuitive digital journeys.
- Improved UX consistency, performance, and reliability across business banking platforms.
- Actively collaborated in Agile delivery cycles, contributing to sprint planning, reviews, and continuous improvement.
Web Developer & React Native Developer
TNC IT – Blockchain Solutions
10.2020 - 02.2022
- Built web applications using React, Redux, Node.js, Express, and MongoDB.
- Developed cryptocurrency wallets for web and mobile (Android & iOS) using React Native.
- Worked on crypto exchanges and DApps using Web3.js.
- Followed TDD practices using Jest and React Testing Library.
- Designed reusable components and scalable frontend architecture.
Web Developer & System Administrator
E-Business
07.2017 - 10.2020
- Developed dashboards and web applications for real-estate accounting systems.
- Built RESTful APIs using Node.js to integrate with MS SQL Server.
- Supported system administration tasks and ensured application reliability.
Associate Systems Engineer
Tata Consultancy Services (TCS)
10.2015 - 03.2017
- Worked on C#, ASP.NET, ADO.NET, and SQL Server.
- Built and customized ERP solutions and reports using Crystal Reports.
- Managed Windows Server 2012 installations and virtual machines.
- Supported database operations, stored procedures, and enterprise deployments.
Education
Bachelor of Engineering - Information Technology
Mumbai University
IndiaSkills
Frontend
React, Nextjs, React Native, HTML5, CSS3, JavaScript, TypeScript
Backend & APIs
Nodejs, Expressjs, NestJS, REST APIs, GraphQL, Microservices Architecture
Databases & Caching
MongoDB, MySQL, MS SQL Server, Redis
Messaging & Streaming
Kafka (KafkaJS)
DevOps & Tooling
Docker, Git, Kibana (monitoring & debugging)
Testing
Jest, React Testing Library
Automation Testing - Playwright JS and Cucumber JS
AI / LLM (Learning & Hands‐on Projects)
RAG systems (retrieval‐augmented generation), Re‐ranking, query expansion, evaluators, LangChain, LangGraph, OpenAI Agents SDK
MCP servers (creation & integration), Experience with multiple LLM models
Timeline
Senior Software Engineer → Technical Lead
Emirates NBD
10.2022 - Current
Frontend Engineer – Business Banking Digital Channels
Mashreq Bank
02.2022 - 10.2022
Web Developer & React Native Developer
TNC IT – Blockchain Solutions
10.2020 - 02.2022
Web Developer & System Administrator
E-Business
07.2017 - 10.2020
Associate Systems Engineer
Tata Consultancy Services (TCS)
10.2015 - 03.2017
Bachelor of Engineering - Information Technology
Mumbai University