Proficient in accounting and finance with extensive experience more than 19 Years with strong conceptual understanding of business requirements and processes . Adaptable and committed to improving internal controls and processes for organizational goals. Worked as functional consultant for ERP implementation and digital transformation. Utilized business intelligence tool in an effective manner for analysis and decision supports.
Aswaaq Retail LLC is one of Leading super market chains in UAE owned by Gulf Marketing Group (GMG)
Translated business strategy into financial strategies / business plan
Lead annual budgeting process and mentored team inline with strategic plans/ business plans and cost control measures
Implemented budget control mechanism inline with business plans for month and year
Used Business Intelligence tools for analysis and timely decision to support business units / departments
Identified and recommended opportunities for creating efficiencies in planning and budgeting processes
Supported business units to align business plans in line with strategic and financial plans of company
Verified accounting records, financial statements & other financial reports to assess accuracy, completeness, and adherence to reporting standards
Monitored , reviewed and implemented control mechanism in systems to capture accounting of all income & expense transactions
Liaise with banks to arrange letter of credit, overdraft facility and loans, etc… according to business requirements
Monitor filing of VAT and excise tax return monthly
Implemented recommendations by internal / External auditor to ensure proper internal control measures are in place
Set individual goals for all direct reports and evaluate individual performance, providing regular feedback & coaching in line with good people management practices
Prepared monthly management reporting ( Profit & Loss , Balance sheet , Operating cash flow for working capital ) along with variance analysis for management
Coordinate with statuary auditors/ internal auditors/Financial audit authority for timely completion of audit
Validate accuracy of costing as per IFRS and accounting standard
Safeguard of organization's assets through proper maintenance and insurance coverage
Ensured financial targets are included in agreement during review as per business plan for year by respective business unit/department
Head of Loss Prevention
aswaaq LLC
Dubai, United Arab Emirates
2013.02 - 2017.09
Analyzed, compared performance and highlighted reason for variance to business unit to take timely action .
Scrutinized General ledger for accuracy and timely posting
Reviewed Purchase Request & Purchase Order to ensure processes are followed as per DOA
Implemented best practice to control wastage and shrinkage to minimize losses and with in accepted limit by management.
Visited stores to ensure processes are followed as per approved procedure and applicable laws in country.
Analyzed category wise stock turnover, supplier turnover to avoid over stock periodically
Visited store to ensure fixed assets are maintained as per FA policy and procedure
Reviewed of incident reported by security staff and developed procedure to prevent same in future
Ensured all assets are protected under insurance policy.
SENIOR EXECUTIVE, AUDIT
Sultan Group Investment LLC
Dubai, United Arab Emirates
2009.01 - 2013.01
Sultan Group investment LLC is a Dubai based group of companies which has activities in Engineering, Construction, Real Estate, Healthcare, Manufacturing, IT, Retail, Hospitality and Food & Beverage
Organize, plan and carry out internal audit function that includes preparation of audit plan that completes duty of department, assigning work, scheduling and estimating resource needs
Make recommendations on systems and procedures being reviewed, report on findings, recommendations, monitor management's response, and implementation
Responsible for ensuring reliability and adequacy of internal control and accounting systems
Review and verifying records to ensure its compliance with policies and standard of organization
Review and identify accounting data for smooth accounting practices and error free documentation or reporting
Supervise and monitor that compliance adherence within company standard and policies
ACCOUNTS EXECUTIVE
Nando's UAE LLC
2007.09 - 2008.12
Is an international chain of restaurants, which spreads over 30 countries and has eight outlets across UAE
Maintain General ledger transaction such as petty cash, invoice posting, supplier's reconciliation, sales etc
Payroll management: - processed around 200 staffs in excel format
Creditor's management: - Monthly supplier's reconciliation and payment processed as per approved credit terms
Bank reconciliation
Inventory control: - Prepare monthly movement analysis and place order after considering lead-time
Preparation of monthly financials
Maintain Fixed asset register and depreciation schedule.
ACCOUNTANT
Scratch Gard Overseas India (P)ltd
2006.02 - 2007.07
Is a fully owned subsidiary of Scratch Gard UK Ltd Company which has 4 branches across India for distribution and trading of screen protectors for mobile, camera, laptop, Etc…
Debtors Management: - ensure monthly collection as per agreed terms by customer
Inventory management
Filing of sale tax return monthly
Coordinate with corporate office and update report as and when required
Submit MIS report to corporate office monthly.
ACCOUNT ASSISTANT
SHEP LTD
2003.07 - 2006.01
Is one of the distinguished manufacturers and suppliers of bulk material handling system such as conveyor, stacker, industrial elevator etc…
Bookkeeping and data entry
Handling petty cash, Documentation
Maintain registers for purchase, vendors, customers etc
Reconciliation of customer and Vendor ledger
Bank reconciliation
Other duties assigned by senior as and when required.
Education
Bachelor of Commerce - Financial Accounting , Business Management , Audit
Kannur University
Kannur
04.2000
Skills
Accounting
Budgeting
Management Reporting
Team Management
Analysis
Auditing
ERP Navision, Tally
Risk Management
Inventory Management
Fixed Asset
Cash Flow
Additional Information
LMV
Languages
English
Fluent
Hindi
Fluent
Tamil
Advanced
Malayalam
Native
Accomplishments
Worked as functional consultant and successfully implemented ERP Navision along with data migration.
Reduced shrinkage to acceptable limit by implementing best practices for the inventory management
Implemented system control process to minimize the errors and time to reduce the cost.
Managed team of 12 members and completed the financial reporting and auditing on time .
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.
Assistant Accounts and Finance Manager at Gowlenext Solutions Private LimitedAssistant Accounts and Finance Manager at Gowlenext Solutions Private Limited