Ashok kumar Kaliyaperumal
Banking and Financial Profession
Dubai,DU
Summary
Dynamic and adaptable professional with a strong foundation in leadership, communication, and resilience. Demonstrates exceptional ability to adhere to system processes while quickly learning and forecasting situations. A dedicated team player and good listener, committed to achieving organisational goals through effective collaboration and strategic insight.
Overview
17
17
years of professional experience
5
5
years of post-secondary education
Work History
Senior Branch Manager
HDFC Bank Ltd
Trichy, India
01.2023 - 01.2025
- Spearheaded branch initiatives that surpassed goals by 25% through targeted client relationship management and innovative business development strategies.
- Championed with achievement of Assets Target of Rs.15 Crores, enhancing branch to financial stability.
- Outperformed Branch income by Generating Rs.1.00 Crore through Forex Income, significantly boosting branch revenue.
- Conceptualized and executed local marketing strategies that attracted 300+ new accounts thereby expanded customer base.
Branch Manager
City Union Bank Ltd
Chennai, India
08.2013 - 01.2023
- Joined as Assistant Manager in City Union Bank @ Thiruvarur Vijayapuram Branch in August 2013, and transitioned to Ponamaravathy Branch in 2018, showcasing adaptability.
- Ascended to role of Branch Manager and relocated to Chennai Neelankarai Branch in December 2018, leading operations until January 2023.
- Orchestrated team effort that grew branch book size to Rs.25 Crores within two years of its inception, demonstrating effective leadership.
- Clinched Branch CASA targets for two consecutive years, reaffirming strong performance in customer deposits.
- Facilitated thorough internal audits that minimized discrepancy incidents year-over-year, contributing to governance and compliance.
Junior Executive Officer - Grade II
Bank of Ceylon
Chennai, India
12.2007 - 07.2013
- Administered reconciliation of various Nostro Accounts, including SCB, Wachovia, ABN Ambro, and UBS Zurich from 2007 to 2010, ensuring accuracy in financial reporting.
- Managed Trade Finance Desk, overseeing and processing of export bills, collections, negotiations, and daily transactions from 2011 to 2012, thus enhancing operational efficiency.
- Functioned as Credit Officer, managing stock monitoring for working capital customers while facilitating by granting and disbursement of term loans and working capital limits in both domestic and foreign currencies from 2012 to 2013.
Education
Master of Business Administration - HR With Marketing
Adaikalamatha Institute of Management
Vallam, Tamilnadu 06.2004 - 05.2006
Bachelor of Business Administration - Business
Ponnaiyah Ramajeyam College For Arts And Science
Thanjavur, Tamilnadu 06.2001 - 05.2004
Skills
- Resilience
- Regulatory understanding
- Negotiation mastery
- Decision-Making efficacy
- Branch security measures
- Customer relations
- Operations management
- Staff development
sections.external_links.name
Custom
- 08/01/10, Certified Banker of Foreign Exchange Dealers Association of India
- 10/01/24, Certification on Tableau Advanced Assessment
- 10/01/24, Certification on Business Analyst Assessment
- 10/01/24, Certification on Scrum Master Assessment
- 10/01/24, Certification on Project Management Assessment
- 11/01/24, Certification on Preparing for Global Job Market
- 02/01/25, Certification on Leadership in Banking Operations
- 04/01/21, MD and CEO Award for Branch Manager on CASA 2020-2021 @ City Union Bank Ltd
- 05/01/21, Gold Club Achiever by Govt of India (Pension Fund Regulatory and Development Authority)
- 04/01/22, MD and CEO Award for Branch Manager on CASA 2021-2022 @ City Union Bank Ltd
Timeline
Senior Branch Manager
HDFC Bank Ltd
01.2023 - 01.2025
Branch Manager
City Union Bank Ltd
08.2013 - 01.2023
Junior Executive Officer - Grade II
Bank of Ceylon
12.2007 - 07.2013
Master of Business Administration - HR With Marketing
Adaikalamatha Institute of Management
06.2004 - 05.2006
Bachelor of Business Administration - Business
Ponnaiyah Ramajeyam College For Arts And Science
06.2001 - 05.2004
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