Summary
Overview
Work history
Education
Skills
Languages
Timeline
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Atef El Khawli

Atef El Khawli

Summary

A versatile professional with over 15 years of experience in SME development, finance, and real estate. Proven ability to create strategic plans, provide technical support for SMEs, and foster relationships with international and local organizations. Currently working as a Property Consultant in Dubai, combining market expertise with financial management to deliver tailored investment solutions. Passionate about driving sustainable SME growth and operational excellence through collaboration and innovative strategies.

Overview

12
12
years of professional experience
2019
2019
years of post-secondary education

Work history

Property Consultant – Off-Plan

RTI Real Estate
Dubai
12.2023 - Current
  • - Specialize in advising clients on off-plan property investments in Dubai, offering insights on market trends, payment plans, and potential ROI. - Build strong relationships with high-net-worth clients and developers, negotiating deals to meet both client and developer needs. - Conduct property market analysis to identify investment opportunities and align client goals with off-plan project timelines. - Provide personalized consultation to clients, helping them navigate Dubai’s real estate landscape.

Finance & Operations Manager

Xender For Trading LLC
Dubai
04.2023 - 11.2023
  • - Managed financial operations, budgeting, and business development efforts to enhance profitability. - Implemented best practices in operational management, ensuring cost efficiency and high performance across all areas. - Recruited, trained, and led a team of 13 employees, improving service quality and client satisfaction.

SME Relationship Manager

First National Bank
Beirut
04.2016 - 04.2023
  • - Managed a portfolio worth $70 million, advising over 170 SME clients across diverse industries. - Evaluated technical support requests from SMEs, developing customized solutions to meet their financial and operational needs. - Collaborated with international organizations and industry experts to drive SME sector growth and development. - Prepared credit assessments, reports, and recommendations to guide the bank's lending decisions and risk management practices.

Credit Account Officer

Credit Bank
Beirut
08.2012 - 03.2016
  • - Assessed financial status and risks for SME clients, providing tailored lending solutions. - Worked closely with clients to ensure proper loan usage and compliance with banking policies.

Education

Executive Master’s in Financial Management -

ESA Business School / SDA Bocconi School of Management

Bachelor of Economics - undefined

Lebanese University

Skills

  • SME Development & Technical Support
  • Real Estate Investment & Off-Plan Sales
  • Strategic Planning & Operational Management
  • Financial Analysis & Risk Management
  • Relationship Building with International & Local Organizations
  • Business Development & Portfolio Management
  • Conference & Seminar Organization
  • Team Leadership & Collaboration
  • Market analysis
  • Sales negotiation
  • Financial forecasting

Languages

Arabic (Fluent)
English (Fluent)
French (Proficient)

Timeline

Property Consultant – Off-Plan

RTI Real Estate
12.2023 - Current

Finance & Operations Manager

Xender For Trading LLC
04.2023 - 11.2023

SME Relationship Manager

First National Bank
04.2016 - 04.2023

Credit Account Officer

Credit Bank
08.2012 - 03.2016

Bachelor of Economics - undefined

Lebanese University

Executive Master’s in Financial Management -

ESA Business School / SDA Bocconi School of Management

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Atef El Khawli