Summary
Overview
Work History
Education
Skills
Certifications & Training Courses
Personal Information
References
Timeline
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Atif Raza CMA

Atif Raza CMA

Dubai

Summary

Unit Head - Energy @ Commercial Bank of Dubai


At the helm of Commercial Bank fo Dubai's Energy Sector, I lead a team adept in PPP Project Finance, focusing on strategic sectors such as Water, Power, Renewable and Oil & Gas with mission to advance the bank's portfolio of Green Assets, aligning with bank's robust Sustainability Finance Framework.


With educational background as a Chartered Management Accountant and 18Yrs experience of Middle East Debt Market as Wholesale Banking professional, I led many Loan Origination, Structured and Project Finance related Syndications backed by Strong Credit Judgement, Finance Documentation and Structuring Expertise (Conventional & Islamic) with Excellent Presentation and Negotiations Skills.

Overview

26
26
years of professional experience

Work History

Unit Head Energy, Institutional Banking, WBG

Commercial Bank of Dubai
11.2021 - Current
  • Successfully established Energy Unit & managed a team of Energy Industry Specialists with prime responsibility of New Business Origination.
  • Managing portfolio of Wholesale Banking Clients & Project Finance Assets pertaining to 5 Energy Verticals (Oil & Gas, Marine, Renewable, Water & Power Industries) spread across GCC & MENA Region.
  • Successfully established & maintained mutually beneficial relationship with NOCs, NUCs, NECs, Project Developers, Project Sponsors & Investors, Energy Funds, Financial Advisors, Syndicate Lenders, Legal Advisors (LLAs), Technical Advisors (LTAs), Insurance Advisors (LIAs) & Syndicate Participants (GFAs, ICAs, Coordination Banks etc.) to facilitate business origination.
  • Poised to grow Energy Portfolio @ CAGR of 20% during next 3 years (Working on multi-billion live Project Finance/Syndicate deals).
  • Additional responsibility: Successfully managed & grew Commodity Finance Portfolio (since Mar'24) with a team of Two Industry Specialist.

Head of Sales & Advisory (Trade & TB)

Commercial Bank of Dubai
03.2014 - 10.2021
  • Managed team of Trade, TB & Supply Chain Finance Specialists to drive Sales & Advisory business by leveraging strong working relationships with all stakeholders.
  • Driven Trade & TB Revenue growth through optimum Trade Products Structuring, Trade Digitization Initiatives (Launched SCF Product/Platform) and efficient TB Products Utilization.
  • Represented Bank at Various Trade Finance Forums such as ICC, GTR, SIBOS, SCF Summits, BAFT, UTC etc.

Commercial Area Manager - Attijari Al Islami

Commercial Bank of Dubai
05.2011 - 02.2014
  • Successfully led a team of Islamic Banking Specialists with key mandate to Originate Shariah Complied Business.

Head of Business Development

Commercial Bank of Dubai
01.2007 - 04.2011

Successfully led team of Hunters with mandate to originate business from Manufacturing, Contracting & Wholesale Traders.

Area Manager - Large Corporate Unit

Saudi Pak Commercial Bank Limited
09.2005 - 09.2006
  • Managed team of Senior Corporate RMs covering Large Corporate & MNC Clients Portfolio.

Area Manager - Corporate & SMEs

Bank Alfalah Limited
04.1999 - 09.2005
  • Managed team of 40+ Corporate RMs covering Corporate & SME Clients Portfolio (Conventional & Islamic) of 15 regional branches.
  • Started career as a Management Trainee Officer with fast track progression to Corporate Area Manager position

Education

Chartered Management Accountant (CMA) -

Institute of Cost & Management Accountants (ICMA)
Lahore Pakistan
02.1999

Masters in Economics -

University of the Punjab
05.1998

Skills

  • Expertise in PPP Project Finance Structuring (EBLs, Senior Debt, Mezzanine Finance, VAT Facility, DSRA/EGR/Standby SBLCs)
  • Loan Origination, Structuring and Execution (ECA Backed, Reserve Based Lending (RBL), Asset and Acquisition Finance structuring etc)
  • Structured & Commodity Finance (RCF, BBF, OBSI, FI Risk etc)
  • Finance Documentation specialist (CTAs, FAs, Coordination Deeds, ESRAs, CPs/CSs etc)
  • Cross-selling of Treasury, Trade & Cash Management Products
  • Marine Financing (FPSO, FSRU, FSU, OSV, MR Tankers, Ocean Going Vessels etc)
  • Shariah Compliant (AAOIFI) Financing (HSA & ISSC Approved) Specialist (Murabaha, Ijarah, MUdarabah, Wakala etc)
  • Well versed with DCM, Loan Origination (Primary Participation), Loan Distribution (Secondary Market), Agency Functions, Senior Roles (SMLAs, IMLAs, MLAs) Documentation Coordination etc

Certifications & Training Courses

AML & Compliance Training - Commercial Bank of Dubai

  • Annual Refreshers of AML, CTF, TBML & Compliance courses


Mini MBA - Commercial Bank of Dubai (2016)

  • Flash MBA Program to brush-up business origination and clients solicitation skills


Corporate Banking Programme - Commercial Bank of Dubai (Oct'10 to Jun'11)

  • Structured Corporate RM Training Program covering Financial Statements Analysis, Credit Risk Assessment, Debt Structuring etc.


Management Training Program - Bank Alfalah Limited (2001)

  • Comprehensive Banking Training Program covering Credit Underwriting, Corporate Banking, DCM & Project Finance, Structured Trade Finance, Treasury, Transaction Banking & Soft Skills development courses

Personal Information

References

  • Will be furnished on demand

Timeline

Unit Head Energy, Institutional Banking, WBG

Commercial Bank of Dubai
11.2021 - Current

Head of Sales & Advisory (Trade & TB)

Commercial Bank of Dubai
03.2014 - 10.2021

Commercial Area Manager - Attijari Al Islami

Commercial Bank of Dubai
05.2011 - 02.2014

Head of Business Development

Commercial Bank of Dubai
01.2007 - 04.2011

Area Manager - Large Corporate Unit

Saudi Pak Commercial Bank Limited
09.2005 - 09.2006

Area Manager - Corporate & SMEs

Bank Alfalah Limited
04.1999 - 09.2005

Masters in Economics -

University of the Punjab

Chartered Management Accountant (CMA) -

Institute of Cost & Management Accountants (ICMA)
Atif Raza CMA