Avani Chittaliya

Includes:

• Managing and optimizing credit card portfolio to enhance profitability and align with business objectives
• Keeping track of Credit cards & Payments Financials, relevant KPIs and updating management on this on regular basis to help with decision making
• Conducting regular analyses to identify growth opportunities, risks, and areas for improvement within portfolio
• Implementing effective Lifecycle Management (LCM) strategies to enhance performance and longevity of credit card products
• Monitoring and adjusting product features, pricing, and marketing strategies throughout product lifecycle
• Developing and executing strategic plans to achieve business objectives, aligning credit card products with overall organizational goals
• Staying abreast of industry trends, competitor products, and regulatory changes to inform strategic decision-making
• Collaborating with marketing, sales, risk management, and technology teams to ensure seamless integration and alignment of credit card products within broader business strategy
• Integrating cutting-edge technologies, including AI and blockchain, into credit card solutions to enhance functionality and user experience
• identifying and implementing technological advancements to stay at forefront of fin-tech innovation
• Applying strong analytical skills to interpret data and draw actionable insights, informing strategic decisions and continuous improvement
• Ensuring credit card products adhere to relevant regulatory requirements, staying vigilant on compliance matters.
• Analyzed metrics to measure product performance

• Includes:
• Analysis, Generation and Collation of data to produce Key Performance Indicators (KPIs)
• Produce time sensitive information and provide actionable data that will assist Senior Management in Planning and managing core functions of business,
• Implement and analyze reports on Daily, Weekly and Monthly basis, to facilitate effective decision making,
• Providing strong reporting and analytical information support to management team,
• Generate both periodic and ad hoc reports as needed,
• Perform data analysis for Revenue as well as Cost,
• Preparation of Month-end Management level Financials,
• Submitting Reports to Central bank on quarterly basis
• Preparation of Strategic plan, Yearly Budget and Forecast

• Includes:
• Compliance with Taxation and Companies Act.
• Keeping up with regulation part for solar Tenders particularly Finance Part
• Internal Audit
• Preparation, Presentation of Financial Statements, Finalization of accounts and Liasoning with Auditors for getting books of accounts Audited
• Liasoning with banks and Government sector regarding Trade Facilities & Debt Financing.
• Cost Analysis of Solar Material Periodically.
• Filling and preparation of GST, TDS & Income Tax returns for all the sister concerns of Powertrac group.
• Recon and Scrutiny of Ledgers
• Preparation and Presentation of Ratio Analysis and financial analysis including Cash flow statement of Quarterly Financials

• Prepared reports and materials to assist with audits.
• Enhanced client satisfaction by providing timely and accurate financial reports.
• Supported clients during tax season by preparing necessary documentation and answering inquiries, reducing stress levels associated with process.
• Conducted internal audit assignments identifying control weaknesses and providing recommendations for improvement, leading to strengthened financial systems.
• Prepared detailed journal entries to accurately record transactions, improving internal controls and transparency.
• Implemented process improvements to maximize efficiency and reduce costs.