Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Ayesha Rajab

Dubai

Summary

Driven finance professional with 4+ years of expertise in credit card processing and underwriting support. Adept at evaluating high-priority banking cases, conducting comprehensive risk assessments, and ensuring strict compliance with Central Bank regulations. Skilled in system validations, KYC, fraud detection, and cross-functional collaboration to optimize accuracy, accelerate processing, and enable informed credit decisions

Overview

7
7
years of professional experience

Work History

Processing Associate

Emirates NBD
02.2021 - Current
  • Execute underwriting support tasks including AECB report evaluation, system validations, KYC, and fraud checks, ensuring full compliance and increasing risk assessment accuracy by 20%.
  • Verify disbursal conditions via Decision Management System (DMS), achieving 98% documentation accuracy and helping reduce processing time through close collaboration with underwriters and credit analysts.
  • Operate multiple banking platforms (Bidaya, FinnOne CAS, BPM, Embounce, Emcredit, AECB, CRM), ensuring regulatory compliance and improving record-keeping accuracy by 25%.

Shipment Clerk

Emirates Post
11.2020 - 01.2021
  • Resolved 50+ daily customer issues; improved satisfaction by 30%.
  • Delivered shipment updates, achieving a 95% customer satisfaction rate.
  • Cut delivery delays 15%, raised on-time shipments to 98%.

HR Intern

050telecom
07.2019 - 09.2019
  • Maintained employee records; screened 100+ resumes.
  • Coordinated interviews and assisted hiring teams.
  • Assisted onboarding for 15+ hires, supporting a smoother integration process.

Sales Promoter

BYJU'S
07.2018 - 10.2018
  • Engaged 50+ customers daily, boosting trial sign-ups by 20%.
  • Delivered customer service with 90% positive feedback.
  • Initiated conversations that increased sales by 15%.

Education

MBA - HR Management

Westford University College
Dubai, United Arab Emirates

BBA - HR Management

Lahore Garrison University
01.2020

Skills

  • Credit Risk Assessment
  • Underwriting Support
  • Regulatory Compliance
  • Document Review
  • MS Office
  • Task Prioritization
  • Attention to Detail
  • CRM Management

Languages

English (Fluent)
Urdu (Fluent)

Timeline

Processing Associate

Emirates NBD
02.2021 - Current

Shipment Clerk

Emirates Post
11.2020 - 01.2021

HR Intern

050telecom
07.2019 - 09.2019

Sales Promoter

BYJU'S
07.2018 - 10.2018

MBA - HR Management

Westford University College

BBA - HR Management

Lahore Garrison University
Ayesha Rajab