Banumathi Nagaraj

• Treasury & Liquidity Management: Architect weekly cash flow reports and short-term liquidity forecasts to maximize corporate working capital across 3 distinct corporate entities.
• Accounts Payable Oversight: Direct full-cycle P2P workflows, managing compliance and disbursements for both complex marine dredging project accounts and local UAE civil engineering infrastructure projects.
• High-Volume Financial Processing: Oversee the accurate allocation, cost-center verification, and processing of over 1,000 invoices monthly across a global supply chain network of 100+ vendors.
• Cash & Ledger Controls: Govern multi-currency bank reconciliations, execute intercompany balance settlements, and manage corporate petty cash funds under strict internal compliance standards.
• Global Inventory Control: Manage international inventory accounting, tracking, and cross-border valuation metrics to ensure accurate balance sheet reporting.
• Month-End Financial Closing: Lead closing timelines within SAP ERP, delivering precise, audit-ready financial schedules and ledgers directly to corporate leadership.

• Handled complex account reconciliations; ensured consistency in records.
• Ensured timely invoice payments with diligent follow-ups.
• Performed thorough expenditure tracking, preventing overspending.
• Prepared detailed models, reports and charts highlighting complex financial information.

• Handled various Accounts Payable (P2P) and Accounts Receivable (O2C) activities which includes, reconciliations, billing, invoice processing, invoice clearing, payment follow up and posting and other Ad-hoc tasks.
• Processed manual and automatic payments, including, urgent payments, prepayments, client refund, foreign payment, intercompany settlements, weekly scheduled payments, travel and expense (T&E), tax retentions and daily as well as month-end ad-hoc payment activities.
• Maintained the records related to all general ledger transactions & actual payments by processing the requests for cheques/EFT/wire transfers and assists in passing entries in books of accounts to assist disbursement process.
• Addressed and resolved queries by liaising with vendors/Customers through emails and calls while consistently achieving fast TAT.
• Update and reconcile accounts/revenue statements with employees, vendors and customers.
• Reviewed statements, past due notices, purchase orders, invoices, and credit memos to provide accurate information to vendors and Customers.
• Assist senior accountants in the preparation of monthly/yearly closings.
• Introduced new process improvement ideas which drastically reduced time to complete tasks.
• Responsible for monthly book closing activities as assigned.
• Evaluation of new client credit facilities applications as per UAE Guide lines & further processing for final approvals to Head Office.
• Resolving daily credit issues, credit approvals, credit hold releases, credit file maintenance, credit limit reviews and recommending/implementing credit limits.
• Monitor customer accounts for non or delayed payment & ensure a reduction in debtors DSO.
• Chase overdue invoices by telephone, email & letter within agreed timescales.
• Attending monthly Credit Control Team meeting to review prior month's AR performance, plus
• provide feedback and input to process enhancements.

• Compiled general ledger entries on short schedule with 100% accuracy.
• Utilized tax software to prepare and file tax returns.
• Prepared journal entries and entered into system using oracle.
• Interacted with vendors, upper management and peers.
• Generated and submitted invoices based upon established accounts receivable schedules and terms.
• Tracked funds, prepared deposits and reconciled accounts.
• Checked employee expense reports and submitted for signatures.
• Maintained work hours records and attendance of employees.
• Managed and responded to correspondence and inquiries from customers and vendors.

• Ensure KYC and other necessary due diligence are performed.
• Ensure entity’s constitutive documents are in concurrence with the tax form submitted.
• Performs eye ball verification to ensure that there are no obvious errors on the tax forms.
• Liaising with the requestor/Client in case of any documentary discrepancies.
• Facilitates process training for the beginners as FATCA is emerging.
• Facilitates the role of being a mentor for the new joiners.
• Ensure proper feedbacks are given to the trainees & document the same.
• Ensures structured upward and downward communication.
• Performs both maker and checker function.
• Allocating requests to the team members and reporting errors and performing MIS.
• Assisting team members in their email queries, escalations and client calls.
• Performs quality check to ensure that defined guidelines are adhered.