Bharathi Rao R
Dubai
Summary
Dedicated Finance, KYC Compliance, and Data Analytics professional with over 8 years of experience optimizing client onboarding, risk mitigation, and MIS reporting within heavily regulated financial environments. Proven track record managing High-Net-Worth (HNI) and Ultra-High-Net-Worth (UHNI) portfolios across India and the UAE. Adept at managing end-to-end Customer Due Diligence (CDD), identifying transaction red flags, and building interactive Power BI tracking dashboards for executive decision-making. Transitioning skills to safeguard asset transactions, ensure goAML/DLD compliance frameworks, and streamline corporate operations for premier Dubai real estate developments and brokerages.
Overview
8
8
years of professional experience
6
6
Certification
Work History
Assistant Manager
Anand Rathi Share and Stock Brokers Limited | Dubai, UAE
Dubai
12.2023 - 06.2024
- Managed client application processing for PMS and AIF portfolios, ensuring absolute alignment with regulatory compliance standards.
- Coordinated alongside Relationship Managers, Asset Management Companies (AMCs), and Investment Specialists for seamless high-profile client onboarding.
- Maintained high-accuracy transaction logging and data integrity within the internal management systems.
- Strengthened corporate rapport with external auditors, institutional bankers, and registrars (RTA) to ensure seamless workflow transparency.
MIS Analyst
Kfin Technologies Ltd | Bangalore, India
Bangalore
05.2014 - 03.2023
- Extracted and audited complex financial datasets to generate actionable business intelligence and compliance reports.
- Designed data-driven dashboards and visualizations to support executive financial decision-making.
- Reconciled corpus files with custodian banks and AMCs to preserve strict institutional financial accuracy.
Operations Lead
Foresight Family Office | Bangalore, India
Bangalore, India
06.2022 - 11.2022
- Oversaw day-to-day operations and directly managed a high-performing team of 5 operations employees.
- Analyzed key performance indicators (KPIs) to identify structural bottlenecks and optimized overall operational efficiency.
- Directly managed complex service-related inquiries and risk mitigations for High and Ultra High Net Worth (UHNI) clientele.
- Led continuous team motivation and productivity initiatives to successfully meet demanding operational targets.
KYC Analyst & Customer Service Executive
Nippon India Mutual Fund | Bangalore, India
Bangalore , India
11.2018 - 05.2022
- Conducted deep-dive customer due diligence (CDD) and background checks to proactively identify and mitigate AML/CTF risks.
- Handled end-to-end Mutual Fund operations, including trade transaction processing and corporate financial actions.
- Escalated suspicious activities, transaction discrepancies, and documentation anomalies directly to the compliance department.
- Trained internal team members on updated KYC verification procedures and evolving international regulatory standards.
Ageas /Federal LIC
Insurance Executive And Customer Service
Bangalore, India
06.2009 - 11.2011
- Provided excellent customer service to policy holders, agents and brokers
- Processed insurance policy changes endorsement and renewals.
- Handled client inquiries, claims, and billing issues, ensuring quick and efficient resolutions.
- Contributed to a team that consistently met or exceeded service and performance targets.
- Collaborated with underwriting, claims, and sales teams to ensure client needs were met.
Education
MBA - Finance
Indian Management School & Research Centre
Mumbai, Bangalore06.2021
Bachelor of Commerce -
Bangalore University
Bangalore, Dubai05.2011
Skills
Regulatory & Real Estate Compliance: KYC, AML/CTF, Customer Due Diligence (CDD), Risk Assessment, goAML Tracking, Dubai Land Department (DLD) Frameworks
Financial Operations: Mutual Funds, PMS & AIF Processing, Trade Allotments, Portfolio Management, Real Estate Account Tracking, Cash Flow Reconciliation
Data & Analytics: MIS Reporting, Power BI (Level 1), Advanced MS Excel, Database Management, CRM Hygiene & System Controls
Leadership & Relations: Team Management, Process Optimization, Strategic Workflow Planning, HNI & UHNI Relationship Management, Stakeholder Coordination
Tools: CRM Systems, K-Fin Technologies, Bloomberg/RTA/AMC Portals, Document Management Systems
Certification
Professional Certifications: Power BI (Level 1), NISM Certification, Coursera Communication Skills, HR Management (Level 1). SAP and Generative AI
Timeline
Assistant Manager
Anand Rathi Share and Stock Brokers Limited | Dubai, UAE
12.2023 - 06.2024
Operations Lead
Foresight Family Office | Bangalore, India
06.2022 - 11.2022
KYC Analyst & Customer Service Executive
Nippon India Mutual Fund | Bangalore, India
11.2018 - 05.2022
MIS Analyst
Kfin Technologies Ltd | Bangalore, India
05.2014 - 03.2023
Ageas /Federal LIC
Insurance Executive And Customer Service
06.2009 - 11.2011
MBA - Finance
Indian Management School & Research Centre
Bachelor of Commerce -
Bangalore University