Disha Vijay
Dubai,UAE
Summary
Detail-oriented professional with expertise in Tally ERP 9, MS Word, Excel, PowerPoint, Outlook, QuickBooks, and basic SAP. Proficient in utilising various ERP systems and accounting software to streamline financial processes. Committed to leveraging skills in accounting software to enhance operational efficiency and support organisational goals.
Overview
11
11
years of professional experience
2015
2015
years of post-secondary education
Work history
Audit Associate
Local Auditing Firm
Dubai, UAE
02.2016 - 06.2017
- Finalised accounts and prepared management reports, including debtors ageing schedules.
- Monitored debtors and payables to ensure accurate financial oversight.
- Supervised monthly accounting and Management Information Systems for diverse firms.
- Conducted statutory audits for a real estate asset management firm with AED 30 million in annual fees.
- Performed statutory audit and account finalisation for a management consulting firm earning AED 4 million annually.
- Executed statutory audit of a PR and digital marketing firm with AED 5 million balance sheet and AED 11 million in revenues.
Audit Associate
M S Goyal & Associates
New Delhi, India
02.2014 - 11.2015
- Assisted in handling various accounting, auditing and financing assignments.
- Was part of internal audit team which handled reporting of fixed assets, cash and bank management, loans & advances, trade payables and trade receivables.
- Handled various inventory management and stock taking assignments.
- Assisted in preparing proposals and preparing documents for raising finance for mid-size businesses.
- Review and finalization of monthly, quarterly and annual accounts within the time bound schedules.
Relationship Manager
HDFC Bank Ltd.
Mumbai
07.2012 - 01.2014
- Worked in Emerging Corporate Group (ECG). Emerging Corporate deals with companies having a T/o from Rs. 200 Crs. to 1000 Crs.
- Obtain understanding of bank products relevant to client base.
- Prepare credit submissions for corporate clients for loan products –includes financial, industry and borrower analysis.
- Liaise with Credit team in relation to new customers in terms of their credit eligibility by analyzing their credit rating, business analysis and market positioning.
- Monitoring the company’s performance every quarter and submitting a report on same to credit team.
- Achievements: - Acquired five new companies to bank with us in a full-fledged manner also ensuring maximum possible penetration in terms of offering premium cards to higher management, salary of employees, booking FD with us.
- Handled an existing portfolio of 16 companies monitoring their performance, working capital cycle, banking requirement.
- Coordinating with other teams like private banking, investing banking etc. to meet the existing companies for maximize the cross sell and increasing penetration in the companies.
- Handled Letter of Credit Discounting Portfolio ensuring maximum return and maximizing asset size.
Article Assistant
P.Samariya & Co. Chartered Accountants
Indore
12.2008 - 04.2010
Article Assistant
Baid & Co. Chartered Accountants
Mumbai
09.2007 - 12.2008
Article Assistant
Borkar & Muzumdar Chartered Accountants
Mumbai
10.2006 - 09.2007
Education
CFA Level 1 -
CFA Institute
01.2011 - 01.2014
Chartered Accountant - Finance
Institute of Chartered Accountants of India
IndiaBachelor of Commerce - undefined
HR College of Commerce and Economics, Mumbai University
Skills
- Tally ERP 9
- MS Word
- Excel
- Power Point
- Outlook
- QuickBooks
- SAP (Basic)
- ERP system
- Accounting software
Accomplishments
- More than 70% marks in 7 exam topics in CFA Level 1.
- 60% marks in Financial Management and 66% marks in Costing in CA FINAL.
- 62% marks in Advanced Accounts, 65% marks in Costing & Financial Management, 67% marks in Taxation in CA PCC.
- Secured 82% marks in Accounts CA PE-I.
- Secured 97% marks in Accounts and 89% in Finance management in B.Com.
Personal Information
- Date of birth: 11/25/86
- Nationality: Indian
Timeline
Audit Associate
Local Auditing Firm
02.2016 - 06.2017
Audit Associate
M S Goyal & Associates
02.2014 - 11.2015
Relationship Manager
HDFC Bank Ltd.
07.2012 - 01.2014
CFA Level 1 -
CFA Institute
01.2011 - 01.2014
Article Assistant
P.Samariya & Co. Chartered Accountants
12.2008 - 04.2010
Article Assistant
Baid & Co. Chartered Accountants
09.2007 - 12.2008
Article Assistant
Borkar & Muzumdar Chartered Accountants
10.2006 - 09.2007
Bachelor of Commerce - undefined
HR College of Commerce and Economics, Mumbai University
Chartered Accountant - Finance
Institute of Chartered Accountants of India
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