Roopal Panwar
Certified Documentary Credit Specialist (CDCS) , Trade Finance Operations
Dubai,DU
Summary
Trade Finance professional with 7+ years of experience in Banking Operations, specializing in Supply Chain Finance, Trade Finance Operations, and Counterparty Management. Experienced in onboarding and maintaining counterparties in FinTrade, ensuring compliance with KYC/AML requirements, data accuracy, and regulatory standards. Skilled in coordinating with Relationship Managers, Compliance, Credit, and Operations teams to facilitate seamless trade transactions and client onboarding. Strong understanding of trade finance products, operational controls, and international trade processes. Certified Documentary Credit Specialist (CDCS) with a commitment to delivering operational excellence, regulatory compliance, and exceptional customer service in a fast-paced banking environment.
Overview
7
7
years of professional experience
Work History
Associate
ADCB Bank
Dubai, Dubai
06.2026 - Current
Lead associate
WNS
1 2024 - Current
- Working for International trade finance operations (Issuance and Advising) for First Abu Dhabi
Bank UAE). - Issuance and Advising of Letters of credit for clients with immediate requirements to release goods like Oil for export and import Internationally.
- Working on different online and system generated applications of clients to process transactions as a Processor & Authorizing the same to release.
- Onboarding (AED, USD, and EUR) Accounts for new customers.
- Vetting the incoming trade finance applications and pushing the issues through email in case of any discrepancies found under UCP 600 and standard banking rules as per ICC Standards.
- Performing compliance checks, forwarding them to the Sanctions teams in case of any compliance hits found with the parties involved in the process.
- working towards fulfilling the SLA requirements on a daily basis.
- Preparing the Pending Transactions report on a Daily basis & keeping track of each transaction in the SWIFT to get released and Acknowledged.
- Working on the daily correspondence and acknowledgements received from different banks through SWIFT and preparing reports of the same.
- Keeping a track and reconciling the outstanding Deferred charges in Receivables Accounts for all transactions that are processed.
- Sending daily tracers to Issuing Bank/Second Advising Bank to recover the outstanding charges and following up with internal Finance Team to get the charges settled.
- Coordinating with the Finance Team of the bank to CONFIRM the Letter of Credit on behalf of the seller/buyer. Also, attaching the credit facilities to book the liability of the customer.
- Working on corporate client request generated through channels including SWIFT, Online Applications, and Offline counter submissions.
- Working on various banking finance software’s including TI+, Swift alliance, Side View, BPMS and T24, etc.
- Quantitative Data analysis and working on applications being submitted by clients for issuing LCs and advising.
- Issuance of Letter of Credits (LCs) and Advising to top tier Global companies, clients and making an analysis report on daily basis for the Bank, completing daily activities as assigned by the line
manager. - Creating reports based on the analysis of daily operations.
- Working on the transactions request of international clients and providing immediate responses by processing them.
Assistant manager 2
ICICI Bank
04.2019 - 01.2024
- Administering the verification of all trade finance products including Letters of Credit (L/C)
- Maintaining excellent relations with existing trade finance customers
- Ensuring adherence to the bank's service standard compliance policies leading to high levels of service quality
- Handling audit for internal processes related to letter of credit
- Analysing & resolving technical and compliance issues that threaten turnaround time of the product
- Performing User Acceptance Testing on various new process variations to enable effective functioning of application
- Preparing & verifying SWIFT (Series, Payment) messages for customer payments & cheese
- Using the checklist to monitor and control compliance based Anti-money Laundering (AML) and Sanctions for Trade Services Transactions on a daily basis
- Achieved Turnaround Time (TAT) of 97% as against the set benchmark of 97%
- Contributed to the development of the Trade Finance Strategy of the bank through suggestions such as process improvements in reducing manpower and accuracy in transactions
- Calculated Hot Time of major line products and analysed workforce optimisation & resource planning across letter of credit
- Performed UAT of Finacle 10X on modules related to import, export and remittances to reduce errors by 40%
- Reduced client complaints from 65% to 15% along with nil RBI escalations in trade transactions through adhering to documentation, systems and processes
- Managed relationships of corporate clients in Delhi.
Education
Ifbi (Banking & Finance) -
niit Delhi
BSC computer science - undefined
Kurukshetra University
Skills
Finacle (7X and 10X)
SWIFT Application
MS Office/MS Excel
Letter of credit
Ti Plus Software
Affiliations
- Travelling, Gym
Languages
English
Hindi
Timeline
Associate
ADCB Bank
06.2026 - Current
Assistant manager 2
ICICI Bank
04.2019 - 01.2024
Ifbi (Banking & Finance) -
niit Delhi
BSC computer science - undefined
Kurukshetra University
Lead associate
WNS
1 2024 - Current