Edmore Mavhiya Mavhiya

Middle East and Pakistan Cluster (8 Countries)

(i) Upholding the integrity of Operational, Technology and Cyber Risk (OTCR) risk/return decisions in Country and Cluster in particular for ensuring risks are properly assessed for that risk /return and control.vost/benefits decisions are made transparently.

(ii) Ensuring OTCR related framework, Standards and policies under Enterprise Risk Management Framework are effectively embedded and communicated in Country and Cluster

(iii) Ensuring risks pertaining to OTCR are effectively controlled end to end.

(iv) Ensuring Regulatory requirements are met as they pertain to OTCR risk management and prudential standards and governance.

(v) Providing support and completion of Country Regulatory reporting obligations

(vi) End to End oversight of OTCR Risk performance across Country and Cluster

(vii) Appraising and contribute to the development of the Bank's strategic plans and alignment with Risk appetite.

(viii) Engaging relevant stakeholders across two lines of defence to raise awareness.

(ix) Identifying and reporting key risks material to Country and Cluster and challenge first line of defence to evidence material risks arising from business activities have been identified, assessed, monitored and reported.

(x) Being forward looking, taking into consideration to external events which may be material to Country and Cluster.

• Operations Risk Oversight
• Product Governance
• Change Management
• Third Party Risk Management
• I have also provided operational risk oversight in Pakistan and double-hatting basis for 6 months after unplanned attrition.

Enhanced integration of Risk Management Framework by evaluating risk assessments.

Successfully coordinated the outsourcingoftheThird-Party Risk Governance Forum secretariat and managed IRFO responsibilitiesuntilthenew hire'sarrival.

Evaluated,challanged,and determined "Go/NoGodecisions"asnecessary,informed by theresultsofchangeinitiatives.

Ensured allprocessesimpacted bynew oramended productswerecorrectlymapped, and anyassociated riskswereidentified with robustmitigants.

Managed system implementationfornew products,assisted insettingand monitoring riskappetite,and ensured risklevelsremained withinacceptablelimits.

Oversaw changeprograms,reviewed rootcausereports,and prepared comprehensive operationalriskreportsforpresentationtoRiskCommittees

Ensured comprehensive assessment of affected processes and operational risks.

Implemented mitigationmeasuresand conducted sustainabilityassessmentson proposed controlenhancements.

Prepared BusinessCreditapplicationstailored tolocalcorporateneeds.

Evaluated financialdata,such asincomestatementsand balancesheets,toassess creditworthinessand monitorcovenantsand risktriggerstoensurecompliancewith approvalconditions.

Effectivelymanaged clientcreditrequirements,utilizingeffectivecommunicationto addresstheiruniqueneedsand concerns.

Maintained financialstabilityand fostered responsiblelendingpracticeswithinthe institution.