Elangovan Krishnamurthy
Dubai,UAE
Summary
Highly skilled professional with expertise in retail banking, customer service, and relationship management. Demonstrates strong leadership skills, effective communication abilities, and an adaptive nature. Known for being a team player, quick learner, and focused collaborator with excellent analytical and organisational skills. Career goal includes leveraging these competencies to drive success in dynamic financial environments.
Overview
19
19
years of professional experience
4
4
years of post-secondary education
Work history
Assistant manager
EmiratesNBD Bank
Dubai, UAE
2024.07 - Current
- Client Acquisition: Acquiring new high-net-worth clients through various channels such as referrals, networking, and marketing campaigns.
- Portfolio Management: Expanding wallet share with existing clients through cross-selling and up-selling relevant financial products.
- Relationship Building: Building strong, long-term relationships with clients by providing consistent, high-quality service.
- Financial Planning: Conducting comprehensive financial reviews to understand client goals and recommending appropriate solutions.
- Compliance & Risk Management: Ensuring adherence to internal policies and regulatory requirements, including KYC and AML.
- Service Delivery: Resolving client issues efficiently to ensure high satisfaction.
Branch Sales Officer
RAK BANK
Dubai
2017.11 - 2024.06
- Achieved the assigned targets in Personal loans, Auto loans, Credit cards, Insurance and CASA so as to achieve the target on a monthly basis.
- Customer service in the retail branch by serving the business and personal and Elite banking customers and cross selling investment products.
- Preparing the KYC for on boarding NTB customers based on the income and customer profile also followup with compliance for the approvals.
Sr. Relationship Officer
ADCB BANK
Dubai
2014.01 - 2017.10
- Achieved the assigned targets in Personal loans, Credit cards and salary accounts so as to achieve the target on a monthly basis.
- Responsible to identify the new companies for empanelling and listing as per the banks policies and conditions.
Deputy Manager
HDFC BANK LTD
Chennai, India
2014.02 - 2014.11
- Managed and expanded a portfolio of High Net worth Individuals (Classic & Preferred segments ) ,driving revenue growth through proactive acquisition ,cross -selling of credit solutions ,and tailored investment advisory services,while consistently delivering within TAT.
- Recognized as a Star performer award for closing high value life insurance deals,significantly contributing to branch revenue and business targets.
Deputy Manager - Priority Banking
AXIS BANK LTD
Chennai, India
2013.05 - 2014.02
- Managed and grew a priority HNI portfoilio (TRV :5-50 Lacs),driving revenue through targeted credit and investment advisory solutions aligned with client needs.
Deputy Manager - Retail Assets
Axis Bank Ltd
Chennai, INDIA
2011.07 - 2013.04
- Delivered branch retail asset targets by driving sales across a diversified portfolio including home loans ,LAP auto ,personal ,business and gold loans.
Senior Relationship Manager
Aviva Life Insurance
Chennai, INDIA
2010.11 - 2011.06
Business Development Manager
Birla Sunlife Insurance
Chennai
2008.12 - 2010.06
Financial Officer
Bharti Axa Life Insurance
Chennai
2007.08 - 2008.11
Education
Bachelor of Engineering - Electronics and Communication Engineering
Anna University
Tamil Nadu/India 2001.04 - 2005.04
Skills
- High-Net-Worth (HNW) Relationship Management
- Assets & Liabilities Management
- Investment & Wealth Management
- Bancassurance
- Target Achievement & KPIs
- Sales Pipeline Management
- Market Analysis
Key Achievements
- Performance Excellence (2025): Over-achieved CASA and Investment targets at Emirates NBD.
- Stellar Performance Award (2023): Recognized by RAKBANK for ranking as a top producer in the Personal Loan and Credit Card segments.
- 2023 Gold Award Winner: Honored for Exemplary Performance as the best-performing sales officer focused on Credit Card acquisitions.
- Top Performer, RAKBANK (2019): Exceeded 100% of insurance sales targets, earning the Italy Excellence Trip.
- Top Performer, ADCB (2015–2017): Secured three consecutive international incentive awards (Europe, Thailand, Georgia) for leading the region in Credit Card and Personal Loan acquisitions.
Declaration
I hereby declare that the information furnished above is true to the best of my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars.
Timeline
Assistant manager
EmiratesNBD Bank
2024.07 - Current
Branch Sales Officer
RAK BANK
2017.11 - 2024.06
Deputy Manager
HDFC BANK LTD
2014.02 - 2014.11
Sr. Relationship Officer
ADCB BANK
2014.01 - 2017.10
Deputy Manager - Priority Banking
AXIS BANK LTD
2013.05 - 2014.02
Deputy Manager - Retail Assets
Axis Bank Ltd
2011.07 - 2013.04
Senior Relationship Manager
Aviva Life Insurance
2010.11 - 2011.06
Business Development Manager
Birla Sunlife Insurance
2008.12 - 2010.06
Financial Officer
Bharti Axa Life Insurance
2007.08 - 2008.11
Bachelor of Engineering - Electronics and Communication Engineering
Anna University
2001.04 - 2005.04