ELIZABETH OSPINA
Summary
Solve my basic expenses. After that continue to grow professionally Talented Mortgage Advisor with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
15
15
years of professional experience
Work History
Economist
Economy Data
2019.03 - Current
- Conducted broad‐based economic research and prepared articles, digests and reports for management, specialty publications and clients.
- Translated economic evidence-based findings into comprehensible narrative to communicate policy and project development.
- Generated, analyzed and reported data to forecast market trends and explain economic phenomena.
- Analyzed factors that affected economic growth and leveraged information.
- Applied advanced IT and analytical skills and economic trend, business and industrial sector research to impact corporate decision making.
Mortgage Adviser
Bilbao Brokers
2017.06 - 2019.02
- Evaluated loan requests and documents to verify accuracy and completeness.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
- Assessed loan portfolios for compliance with underwriting policies.
- Negotiated loan terms and conditions with customers to secure best deal.
Mortgage Consultant
BPO
2016.12 - 2017.06
- Oversaw sales and underwriting processes of mortgage lending office.
- Fielded customer complaints and provided solutions.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
Restaurant Manager
Ananda Restaurant
2013.01 - 2014.10
- Developed, implemented, and managed business plans to promote profitable food and beverage sales.
- Correctly calculated inventory and ordered appropriate supplies.
- Quickly identified problem situations and skillfully resolved incidents to satisfaction of involved parties.
- Promoted positive atmosphere and went above and beyond to guarantee each customer received exceptional food and service.
- Monitored inventory of supplies and purchased orders to maintain adequate stock levels.
Director of Project Management
Municipality Of Dosquebradas
2009.03 - 2013.12
- Planned, designed, and scheduled phases for large projects.
- Developed and initiated projects, managed costs, and monitored performance.
- Met project deadlines without sacrificing build quality or workplace safety.
- Identified plans and resources required to meet project goals and objectives.
- Coordinated with cross-functional teams to resolve project issues and mitigate risks.
- Provided detailed project status updates to stakeholders and executive management.
- Coordinated material procurement and required services for projects within budget requirements.
Education
MBA - Economics
Universities Och Högskolerådet.
Stockholm 08.2023
Professional in Economics With Emphasis in Interna -
University Libre De Colombia
08.2014
Secondary School. -
Liceo Andino
Colombia06.2003
Skills
- Mortgage advising, loan management, banking relations.
- Sales, customer service, autonomy, persuasion.
- Business strategy, goal achievement, social responsibility.
- Strategic planning, community leadership, business consulting.
- Sales, commercial strategy, client management, negotiation, Master in Economics.
Complementary Education
- Training Yoga Teacher, Happy Yoga Colombia, Bogotá, 2017
- Ingles Nivel: I-II-III-IV, ILEX Instituto de lenguas Extranjeras
- Course Key tools of an export process, Chamber of Commerce of Bogotá, Bogotá, 02/04/2016 - 02/25/2016
- Education for Work Course; Management of Emotions, Innovation and Creativity, Problem Solving, Teamwork, Tic's, Management and Planning, Oral and Written Expression, CAFAM, Bogotá, 01/2016
- Generation of Ideas Course, IPAE Business School, Lima, 01/31/2016
- Preparation in Speech and lecturer, I believe in Pereira, Pereira, 06/2014
- Course Structuring Social Projects With Principles of Sustainability, SENA, 12/05/2012
- Course Pedagogical Strategies for the Development of Thought, SENA, 03/11/2006
Volunteer Experience
- BELIEVE IN PEREIRA, 06/2014 - 08/2015, Speaker and Coordinator, Plan and develop the program and coordinate work routes with the representatives of the largest companies. Offer conference institutions. Coordinate work groups. To be a lecturer., The group's overall goal, my management and execution of conferences represented 50% of the group goal. With a reach of 21,000 people in 8 months due to proper planning and execution. Transform the citizen perception, improving by 58% the positive perception that the citizens of Pereira have of the city., Lucas López, (57)3147838397
- Fondation Niños De Los Andes, 08/2015 - 11/2015, Work with the children abandoned by parents or orphans, Share leisure time with the children, with activities like artist, yoga and more
References
- Martin Ekeroth. Contact: martin@excendo.se
Languages
English
Bilingual or Proficient (C2)
Swedish
Bilingual or Proficient (C2)
Spanish
Bilingual or Proficient (C2)
Timeline
Economist
Economy Data
2019.03 - Current
Mortgage Adviser
Bilbao Brokers
2017.06 - 2019.02
Mortgage Consultant
BPO
2016.12 - 2017.06
Restaurant Manager
Ananda Restaurant
2013.01 - 2014.10
Director of Project Management
Municipality Of Dosquebradas
2009.03 - 2013.12
MBA - Economics
Universities Och Högskolerådet.
Professional in Economics With Emphasis in Interna -
University Libre De Colombia
Secondary School. -
Liceo Andino
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