SARAVANAN Karuppiah Gopalan

Summary of Experience: Versatile Banking IT Professional with 19+ years of Experience. Excellent reputation for working on Banking & Finance services industry with various Banking Products/ Software Projects Management & Implementation which includes Analysis, Design, Development, Testing, Debugging, Maintenance and continuous monitoring. Have 15+ years of UAE experience with multiple clients in BFSI & FinTech Domain.

• Strategic Thinking, Initiatives and Creativity - Ability to develop and articulate a clear vision for the department aligned with organizational objectives for business strategy and priority requirements. Managed the SLAs on contractual obligations, KPIs on performance metrics for continuous improvement. Drive internal proof of concept initiatives and enable the Transformation.
• Leadership - Strong leadership and management skills, with the ability to inspire, motivate, and lead multidisciplinary teams. Hands on experience in Banking Service Model to Lead the end-to-end Services including Strategies, Budgets, Solution Architecture & Design, Capacity Planning, Customization, Integration, Build & Deliverables.
• Managed 45+ team members in Service line (BAU), Projects and willing to handle more resources & responsibilities.
• Extensive implementation and migration experience in leading Core Banking Solutions (Intellect & T24) in FAB including Big Bank Merger integration.
• Experience in Payments, Global Transaction Banking (GTB) - Account Services, Cash Management, Trade Finance solutions (LC, Collections, Guarantee Issuance), Supply Chain Finance (SCF) Domestic & International and Corporates Banking Channels - Digital eSignature, Swift for corporates & host-to-host online banking.
• Directed CBUAE Payments systems, Enterprise banking applications, Investment banking Securities services including settlements. Strong exposure in Digital Payments - Mobile App payments, Digital cards, Contactless payments.
• Strong knowledge Enterprise Architecture (ADR, LeanIX), Payments, Blockchain technology, AI and Machine learning.
• Project Management - Managed and executed multiple projects (Core Banking product implementation, Data Migration & Integration, Major upgrades, modernization & transformations) full lifecycle implementation on time with Agile practices, DevOps practices within budget and in line with quality standards, security measurements and business satisfaction.
• Well-versed on Project Management with practical experience in leading multiple deliveries from RFP's, Budgeting, Cost & efforts estimation, BCD’s, steering committee reviews, vendor selections, planning, design alignment, managing Business, IT Dept, system dependencies, deployments, infrastructure, testing, run-book, SignOff's & Approvals, Production go-live and supports.
• Professional in Banking Policies, Processes and Procedures, Compliance with Sanctions - Anti Money Laundering, Counter Terrorist Financing and Security & Risk Management - controlling the Group IT Security Policy, Technology Risk Assessment (TRA), Security Testing and Audit, Risk and Control Self-Assessment (RCSA), PCI-DSS, KYC, CDD, UAE-NESA Management and Technical controls, ISO 27001 standards, Operational Risk Management (ORM).
• Expertise in IT Service Management - ServiceNow Incident management, Problem & Change Management Processes and solid knowledge in Business Continuity Process (BCP) strategy - Disaster Recovery (DR) procedure.
• Collaboration and Relationship - Strong interpersonal skills to build and maintain effective relationships with cross-functional teams, senior management, external partners, and vendors to drive collective success. Communication and Reporting -Maintain transparent and effective communication with leadership & stakeholders.
• Directed the leading contactless smart-card payment (NOL Card) in RTA, Dubai.
• Exposure in 3-Tier Applications & Technologies and Directed the Cloud Platforms (AWS, Azure, G42) Transformation from On-Premises to AWS Cloud, Public and Private Cloud infrastructure of the Bank. Experience in managing cloud computing services PaaS/ IaaS / SaaS.

Expertise on following applications: - Technical, Functional, collaboration, communication, adaptability of business needs and the market.

• Core Banking: - Intellect systems, Temenos T24, FCUBS.
• Payments: - SWIFT, MT/MX, ISO, FTS, WPS, DDS, IPI(NPSS), and IntelliSuite (Reconciliation).
• Enterprise Banking systems: - FABeSign(Digital eSignature), OpenText DMS (Captiva, Documentum, RMS, Info-Archive), IBM FileNet (EDMS).
• Digital Payments: - eWallet, Digital cards, Contactless (NFC) payments.
• Global Transaction Banking: - Online Banking, Digital Channels, Ti Plus, Supply Chain Finance, Oracle FlexCube Direct Banking, Workflow Management System.
• Investment Banking: - Custody (Megara) Security Service, Insight, IPO, FRS. Other banking: - LoanIQ, Oracle Fusion, ERP, CAS, BPMS.
• Risk, Regulatory Compliance: - IBM Algo (ACM), QRM, OneSumX (WKFS), FICO, AML OFAC, SAS AML, Firco Continuity and Firco Trust, Archer, EFMS/TFS, FTCA, Moody's CreditLens.
• Technical: - strong knowledge on various OS platforms like Unix, Linux, MS Windows & VMWare and Database skills. Strong exposure on Application Clustering, Security Firewall & Load Balancing (F5, WAF), Networking, DR Env readiness and Data center, Storage and Replications.