Farah Jamal
Summary
AML & Compliance professional with 6+ years of experience in transaction monitoring, suspicious activity reporting, and financial crime investigations in leading UAE banks. Skilled in SAS alert analysis, KYC/CDD/EDD, and regulatory reporting (STR/SAR via goAML). Strong analytical and investigative abilities with a focus on risk mitigation and regulatory compliance.
Overview
17
17
years of professional experience
Work History
AML Analyst Compliance
Dubai Islamic Bank
2022.08 - 2023.07
- Reviewed and analyzed alerts generated through SAS transaction monitoring system.
- Conducted detailed transaction analysis including counterparties, frequency, and values.
- Performed due diligence using internal systems, watchlists, and World-Check.
- Raised RFIs and coordinated with business units for additional information.
- Prepared and submitted STRs via goAML.
Claims Administrator
Assure Me Warranty Management LLC
2019.09 - 2021.09
- Processed and authorized insurance claims as per regulatory guidelines.
- Reviewed automotive and B&W claims ensuring accuracy and compliance.
- Conducted claim audits and resolved discrepancies.
- Coordinated with insurers, vendors, and stakeholders
Compliance Officer
Emirates NBD (Group Compliance)
2015.07 - 2016.06
- Performed transaction monitoring and alert reviews using FCRM systems.
- Conducted customer profiling and risk assessment using KYC data.
- Investigated transactions via Finacle, SWIFT, and ICCS systems.
- Performed enhanced due diligence including sanctions screening.
- Prepared SARs for submission to UAE Central Bank.
CUSTOMER RELATIONSHIP OFFICER (CRO)
PRUDENT CAS LTD.
2011.02 - 2012.07
- Manual Entry of all applications of Mutual Fund, Bonds, FD, Life & Health Insurance.
- Prepare the MIS.
- Assisted customers with product-related questions, feedback and complaints.
BACKEND ASSOCIATE
SUNDARAM FINANCE LTD.
2009.09 - 2010.03
- Maintained MIS reports and supported backend operations.
- Assisted associated departments with clerical and administrative support.
BRANCH OPERATION EXECUTIVE (BOE)
RELIANCE CAPITAL ASSET MANAGEMENT (RELIANCE MUTUAL FUND)
2007.09 - 2008.12
- Processed transactions and maintained investment records.
- Monitored operations to keep processes aligned with targets and matching forecasts.
- Kept organisation in compliance with regulations and internal requirements.
PROCESSING OFFICER
EASY FINANCE (D.S.A OF HDFC CAR LOAN)
2006.03 - 2007.08
- Verified loan documentation and processed applications.
- Prepared investigation reports and customer statements.
Education
PGDBM - Finance
UNIVERSITY of Pune
01.2010
M.com - HR & Marketing
UNIVERSITY of Kanpur
01.2008
B.com - Law & Insurance
UNIVERSITY of Allahabad
01.2006
Intermediate - commerce
ST. Anthony’s Convent
01.2003
High school -
ST. Anthony’s Convent
01.2001
Skills
- AML / KYC / CDD / EDD
- Transaction Monitoring & Alert Review
- STR / SAR Reporting (goAML)
- Financial Crime Investigation
- Regulatory Compliance (UAE Central Bank)
- Systems: SAS, FCRM, Finacle, SWIFT, World-Check, CRM
- MS Excel, Word, PowerPoint
- Due diligence
Languages
English
Urdu
Hindi
Custom Section
Office Automation (Computer)
References
To be given on demand.
Disclaimer
I hereby declare that all the information given above is correct and complete to the best of my knowledge and belief.
Timeline
AML Analyst Compliance
Dubai Islamic Bank
2022.08 - 2023.07
Claims Administrator
Assure Me Warranty Management LLC
2019.09 - 2021.09
Compliance Officer
Emirates NBD (Group Compliance)
2015.07 - 2016.06
CUSTOMER RELATIONSHIP OFFICER (CRO)
PRUDENT CAS LTD.
2011.02 - 2012.07
BACKEND ASSOCIATE
SUNDARAM FINANCE LTD.
2009.09 - 2010.03
BRANCH OPERATION EXECUTIVE (BOE)
RELIANCE CAPITAL ASSET MANAGEMENT (RELIANCE MUTUAL FUND)
2007.09 - 2008.12
PROCESSING OFFICER
EASY FINANCE (D.S.A OF HDFC CAR LOAN)
2006.03 - 2007.08
PGDBM - Finance
UNIVERSITY of Pune
M.com - HR & Marketing
UNIVERSITY of Kanpur
B.com - Law & Insurance
UNIVERSITY of Allahabad
Intermediate - commerce
ST. Anthony’s Convent
High school -
ST. Anthony’s Convent