GANESH SIVARAMAKRISHNAN

• SAS AML Transaction Monitoring: Spearheaded implementation, integrating multiple downstream applications to ensure comprehensive detection of suspicious activities.
• Designed and implemented AML monitoring rules and decision re-application logic, improving detection accuracy and significantly reducing false positives.
• Firco Trust - Onboarding & Reverse Screening:
  Strengthened customer name screening during onboarding (Trust) and optimized daily reverse screening alerts through parameter tuning and continuous refinement, enhancing monitoring accuracy and efficiency.
• Firco Continuity - Transaction Screening:
  Enhanced real-time transaction screening capabilities and introduced four-eye control mechanisms in Continuity workflows, ensuring stronger oversight and regulatory compliance.
• Risk Rating & CLM/KYC Remediation: Enhanced the Risk Rating Calculator for precise customer risk profiling. Managed CLM and KYC remediation projects, including customer outreach and regulatory reporting, ensuring adherence to Central Bank directives.
• Digital Banking & Automation: Implemented automated KYC expiry-driven digital banking and card block/unblock functionality, improving operational efficiency and compliance. Performed enhancements to Digital Banking platform to capture compliance-related data during onboarding and transaction initiation.
• Handled SWIFT MT–MX project from compliance and regulatory perspectives, ensuring readiness for global SWIFT standards.
• Stakeholder & Vendor Management: Partnered with Compliance, IT and vendors to define business requirements, drive UAT, rule tuning and deployment; coordinated closely with vendors for integration with downstream applications (core banking, digital channels, payment gateways).
• Training & Governance: Delivered training sessions on AML/CRAM workflows, rules and alert handling best practices. Reported project progress, risks and dependencies to senior management and regulatory stakeholders, ensuring transparency and proactive
  governance.

Key Achievements:

• Achieved ~15% reduction in false positives in customer onboarding and transaction screening through effective system tuning.
• Successfully delivered multiple regulatory compliance projects on schedule, avoiding Central Bank penalties and strengthening compliance posture.

• Led Central Bank compliance projects across payments and remittances (UAEFTS, IPI, IBAN), which helped maintain regulatory standards while strengthening compliance framework.
• Spearheaded implementation of new FTS platform by overseeing vendor selection, system migration, and process integration, which ultimately improved operational capabilities.
• Managed end-to-end development of cash management products, starting from requirement analysis to system study, which streamlined processes and boosted overall efficiency.
• Prepared Business Requirement Documents (BRD) and Functional Specifications (FS), created UAT test scripts, and conducted validations, which ensured thorough testing and effective issue resolution alongside developers and stakeholders.
• Analyzed cross-functional impacts and recommended process changes, which allowed for creation of clear implementation roadmaps that guided successful project execution.
• Successfully implemented UAEFTS Payments Platform (2012), achieved IBAN compliance (2012), automated regulatory reporting for cash management operations in 2018, and launched Instant Remittance product for online banking in 2019, all of which enhanced service offerings and increased operational efficiency & ensuring timely compliance with Central Bank regulations.
• Managed payment operations, reconciliations, and system upgrades, ensuring operational accuracy and compliance, which minimized errors and increased trust in overall processes.
• Built strong relationships with internal teams, vendors across technical disciplines, and regulators for seamless project rollouts, which enhanced project outcomes and ensured smooth transitions during implementation phases.

• Responsible for performing Trade Operations for ASPAC (Import & Export L/C's)
• Handled Export -Import Transactions, Trade Documentations, Issuance & Discounting LC and processing of buyer's credit with active involvement in negotiations/discounting of export bills.
• Implemented Letter of Credit Procedures, Buyer's & Suppliers Credit Facility, Bill Discounting under-LC-Non LC.
• Co-ordinate with various stakeholders from Hong Kong, Singapore and China towards reimbursement claims and related Letter of Credit settlements.
• Managed forward contract activities for export & import customers along with related SWIFT operations.
• Handled all trade related enquiries and successfully resolved long outstanding case.