Hena Kazi

• Provide subject matter expertise on financial crime intelligence, drawing on law enforcement and regulatory developments.

• Continuous monitoring of the internal and external environment through various sources, including the media, to identify conduct and financial crime risks which may potentially impact the Bank.

• Undertake complex research derived from multiple sources, both internal and external to SCB.

• Work with key stakeholders to generate proactive projects in which large internal datasets are analysed to identify financial crime risk through patterns, trends and typologies

• Support specialized intelligence assessments and analysis of clients, countries and products through examination of transactions, Production Orders, subpoenas, warrants, and other internal datasets.

• Identify current and emerging financial crime risk indicators through various internal / external sources.

• Conduct a root cause analysis on the control failures to ensure lessons are learned across the bank.

• Produce high quality written reports of findings, suitable for internal and external stakeholders, including regulators where applicable.

• Recommendation of risk mitigating controls and actions to relevant stakeholders on identified risks from investigations.

• Contribute to the enhancement of controls in respect of CFCC related risk categories under the relevant Risk Management Frameworks.

• Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies.

• Sustain and develop the team’s outreach capabilities, including establishing and maintaining contacts with law enforcement agencies, regulators.

• Ensure Sanctions Investigations and Operations team operates in compliance with the relevant Sanctions
• Policies, Procedures and Departmental Operating Instructions for cash and trade screening alert investigation activities
• Assist the Regional Head of Sanctions in overseeing the regional compliance responsibilities for Sanctions
• Review, process and disposition sanctions alerts escalated to Financial Crime Compliance from transactional activity
• Provide support on Sanctions compliance issues that arise through the business and country compliance functions
• Provide client-based and transaction-based support to the businesses to countries across the AME region
• Be updated on current events, regulatory issues and new and changing sanctions regulations, in country and internationally
• Raising CSR/PCA if any material or potential breaches of sanctions laws, regulation or Group procedures are identified
• Assist in improving the efficiency and effectiveness in consultation with Financial Crime Compliance Sanctions leadership
• Engage in specific sanctions related projects Assist with local countries' list management
• Assist with transactional investigations
• Promoted early literacy skills by incorporating reading, writing, listening, and speaking activities into daily routines.
• Analyse and interpret the comprehensive regulatory impact of complex Compliance matters.

• Screening of cash and trade alerts on sanctions monitoring systems to review and investigate them based on sanctions knowledge, judgment and appropriate research; fully documenting evidence and conclusions
• Ensuring up to date entries on Internal Watch Lists Providing assistance to senior management on developing sanctions risk and control monitoring framework
• Promote the awareness of sanctions practices across the bank
• Maintain relevant databases, documentation and controls to ensure compliance with Central bank regulations
• Filing suspicious transaction reports with the UAE Central bank and taking necessary action on such accounts.

• Analyze and identify possible money laundering activity reported by bank branches, head office, or systems Review and address system generated and manual AML alerts
• Investigate suspicious transactions and file Suspicious Activity Reports as required
• Assist and provide guidance to business on AML & Compliance issues
• Follow the guidelines, rules and regulations set forth by the UAE Central Bank
• Provide all reports and information in a timely and accurate manner
• Attend training sessions as required to keep current with regulation changes and bank policies
• Assist managers in charge of compliance & AML with banking regulations to develop and modify procedures for carrying out the requirements of the applicable laws & regulations
• Assist in managing, driving and supporting the initiative of AML systems

• Interacting with offshore & onshore HNI customers to provide information in response to inquiries about products or services and to handle and resolve complaints
• Assist customers with account management & other financial needs Obtain necessary approvals from the higher management for various customer requests
• Processing account opening documents, applications for various bank facilities namely investments, fixed deposits, bank guarantees and overdraft facilities
• To maintain various MIS such as trade license for company accounts, dormant accounts, debit balance accounts and to ensure that the same are regularized by calling the customers and liaising with the relationship managers for the same
• To educate customers from time to time about the existing and new products of the bank

• To achieve all sales and service targets Build and deepen relationships with existing customers to achieve an increase in share of wallet and revenues
• Generate new business to achieve defined sales targets in deposits and investments
• Prepare investment portfolio based on customers risk profile and appetite
• Be fully abreast with the market competition and act as a financial consultant
• Be fully aware of entire product and service range available in the priority banking program and keep abreast of market developments, both global as well as local

• Preparing the weekly & monthly MIS reports for and performance evaluation reports for Sales Staff
• To ensure effective working of Sales Staff within the agreed TAT’s Following up with sales team and other units for reports, data etc, as and when required
• Provide prompt feedback to Manager on customer and internal issues, if any To inform, follow-up and co-ordinate with Sales Staff for additional documents / information requirements
• Need to be the liaison point between Sales team & Operations To compile weekly and monthly MIS for Line Manager
• To check all customers applications for completeness of information before submission to Operations