Summary
Overview
Work history
Education
Skills
Additional Information
Languages
Timeline
Generic
JOHN THOMAS KURAKARAN

JOHN THOMAS KURAKARAN

DUBAI,UAE

Summary

Driven branch manager with 18-year track record of successful in meeting and achieving branch and company goals. Expertise in customer service ,sales management , administrative and operations management ,audit compliances ,leadership and team management

Overview

21
21
years of professional experience

Work history

Branch Manager

Sharaf Exchange L L C
Dubai, UAE
09.2019 - Current
  • Manager dealing all operational aspects of the branch including compliance, customer service, administration, and sales
  • Corporate clients marketing, collection of docs and onboarding in accordance with compliance
  • Preparation of branch and staff target, monthly and quarterly employee performance appraisals. verification and developing plans for achievement of the target
  • Developing retail and corporate sales and marketing plans for the branch and implementing of the same .
  • Oversaw all aspects of branch management, including sales, revenue and policy enforcement..
  • Monitored industry trends to remain ahead of competitor activity.
  • Motivated sales teams to deliver faultless service, uplifting account activity..
  • Used social media platforms to promote products and services to target audiences.
  • Identified new business leads and achieved high conversion rates to exceed growth targets.
  • Customer complaints handling

Branch Manager

Wallstreet Exchange Centre llc
Dubai, UAE
12.2011 - 08.2019
  • Oversaw all aspects of branch management, including sales, revenue Managed the daily branch operations ,Maintained and monitored branch vault cash , petty cash and performed branch audit compliance in accordance with uae central bank regulations.
  • Set business improvement plans and goals ,Coordinated with marketing departments for arranging marketing activities
  • Front office customer service duties includes processing of all types of inward and outward remittance including instant cash, ,western union and all commercial and individual bank transfers to all countries.
  • collecting corporate leads during marketing and onboarding for WPS and corporates remittances in accordance with compliance rules.
  • Setting branch and staff target , developing ways and plans for the achievement of the same
  • Building team spirit among staff , identify new sales ideas ways and techniques to improve the branch business income revenue and profit
  • Resolved customer complaints quickly and professionally to maintain satisfaction.


Teller /Forex Cashier

Redha Al Ansari Exchange
Dubai, UAE
02.2009 - 12.2011
  • Front office customer service , all remittances processing, cashiering andsesolving customer queries and complaints
  • Handling the main forex cashiering works for the store
  • Marketing and onboarding of WPS clients.
  • Counter marketing and sale of miscellaneous products like credit card cash advances, national bonds salik cards ,E cards , mobiles bill payments ,international recharges and utility payments
  • Handled large quantities of cash safely and responsibly throughout deliveries and balancing procedures.


Senior Operations officer, Regional Business Devel

UAE Xchange And Financial services LTD
Kerala, India
05.2006 - 01.2009
  • Regional Business Development Head of Thiruvalla region UAE xchange
  • Supervise monitor and guides a sales force of more than 50 teammates with 7 branches and reporting to BDH  Creating strategies and ideas for business development and implementing thru branches
  • Recruiting and arranging training of new staffs for each branches.
  • Set plans for marketing and implementation of the same thru branches.
  • Drew on understanding of key markets to push development of business strategies.
  • Scheduled regular team meetings to discuss business updates, issues and recommendations.
  • Served as key corporate representative, liaising with various stakeholders in support of operational excellence.
  • Worked constructively with sales team generating new business opportunities and supporting company growth.

Customer relationship executive

ICICI BANK
Chennai, India
04.2003 - 05.2004

To develop marketing strategies and marketing the small business loan to the business houses in Chennai, collecting & processing the documents, daily reporting to sales manager

Education

MBA - finance & Marketing

Bachelor's degree - commerce

Skills

  • Organised and efficient
  • Money exchange financial industry rules and regulations
  • Competitor analysis
  • Business development
  • Customer service expertise
  • Strong team-builder,team management
  • Cash handling expertise
  • Multi-tasking ability
  • Corporate client dealing and onboarding
  • Expert in MS office and typing skills
  • Expert in sales and marketing of money exchange business
  • UAE driving license

Additional Information

  • More than 15 years experience of money exchange business in UAE
  • Well versed with AML rules and regulations for money exchange business
  • UAE Driving License


Languages

English
Fluent
Hindi
Fluent
Tamil
Advanced
Malayalam
Native

Timeline

Branch Manager

Sharaf Exchange L L C
09.2019 - Current

Branch Manager

Wallstreet Exchange Centre llc
12.2011 - 08.2019

Teller /Forex Cashier

Redha Al Ansari Exchange
02.2009 - 12.2011

Senior Operations officer, Regional Business Devel

UAE Xchange And Financial services LTD
05.2006 - 01.2009

Customer relationship executive

ICICI BANK
04.2003 - 05.2004

MBA - finance & Marketing

Bachelor's degree - commerce

JOHN THOMAS KURAKARAN