Jomett John
Dubai
Summary
Dynamic finance professional with extensive experience at Aster DM Healthcare, Well-versed in cash flow analysis, banking operations management and insurance. Demonstrated ability in developing & implementing effective cash and debt management strategies and risk management. Experienced at enhancing operational efficiency while ensuring compliance and effective controls, demonstrating strong leadership and analytical skills.
Overview
20
20
years of professional experience
Work History
Senior Manager Finance (Group Treasury)
ASTER DM HEALTHCARE FZC
05.2011 - Current
- Strategically directing internal accruals to meet group-level funding requirements, ensuring optimal cash utilization and liquidity planning.
- Establishing and maintaining strong relationships with local and international banks to support financing needs, and streamline banking operations.
- Leading efforts to secure working capital and project funding by preparing proposals, negotiating terms, and bridging shortfalls in cash flow.
- Managing the timely fulfillment of all conditions precedent and subsequent requirements related to credit facilities, ensuring compliance with banking covenants.
- Overseeing the opening, maintenance, and control of multiple bank accounts across the GCC, in alignment with business expansion and operational needs.
- Evaluating and implementing appropriate cash management products and technologies offered by banking partners to enhance efficiency.
- Developing and enforcing standard operating procedures (SOPs) for treasury functions across the group, while maintaining strong control frameworks.
- Assessing financial and operational risks, and ensuring adequate insurance coverage through market analysis, and alignment with group requirements.
- Delivering timely, accurate, and insightful financial and treasury reports to both internal stakeholders and external financial institutions.
- Collaborating in the annual budgeting process, and facilitating statutory audits by providing treasury-related data and documentation.
Senior Officer - Microfinance Ops.
Fullerton India Credit Company Limited
10.2008 - 03.2011
- Responsible for Reconciliation of Bank & Suspense accounts.
- Preparing presentations & reporting for monthly MIS to the management.
- Supporting branches with timely cash management services and timely processing of related invoices.
- Ensuring the insurance of new customers & renewals and processing claims.
- Processing transfers to accommodate loan disbursals and Pre-closure of loans.
- Calculation of incentives for the branch employees.
- Leading a team of three members.
- Assisting branches for any queries.
Officer - Retail Asset Unit
HSBC
01.2007 - 10.2008
- Processing daily deposits against loan repayment and closures in suspense accounts.
- Reconciliation and tallying of suspense accounts on monthly basis.
- Initiating refunds for excess recovered from customers through NEFT / RTGS.
- Presentation and Representation of PAN India ECS and PDC's through RBI.
- Assisting internal and external customer queries within set TAT's.
Executive - Claims & Policy Admin
Birla Sun Life Insurance Co. Ltd.
11.2005 - 08.2006
- Processing of claims by facilitating for requirements from Branches and Investigators.
- Responsible for Monthly reporting of claims and highlighting the claims trend to the management.
- Liaison with compliance team for customer service / complaints.
- Preparation of Claims Manual and ensuring the process implementation.
Education
Masters - Financial Management
University of Mumbai
Mumbai01.2010
Bachelor of Commerce -
University of Mumbai
Mumbai01.2005
Skills
- Cash flow analysis and planning
- Treasury operations and controls
- Payments and cash oversight
- Debt management strategies
- Banking relationship development
- Insurance
Accomplishments
· Involved in the new shareholder onboarding and equity investment deal focused on consolidation of existing loan refinancing with a top up and supporting the financial DD process from a debt perspective.
· Lead the transitioning of payments experience over the years, from manual payments to online platforms and further host-to-host integrations and currently in the process of evaluating the treasury management software (TMS).
Standardized products and services across multiple divisions, enabling consolidated, volume-based negotiations with vendors This initiative significantly enhanced our pricing leverage and negotiation power, resulting in cost efficiencies and improved vendor terms.
Languages
- English
- Hindi
- Malayalam
- Marathi
Personal Information
- Date of Birth: 10/01/83
- Nationality: Indian
- Visa Status: Residence
References
References available upon request.
Timeline
Senior Manager Finance (Group Treasury)
ASTER DM HEALTHCARE FZC
05.2011 - Current
Senior Officer - Microfinance Ops.
Fullerton India Credit Company Limited
10.2008 - 03.2011
Officer - Retail Asset Unit
HSBC
01.2007 - 10.2008
Executive - Claims & Policy Admin
Birla Sun Life Insurance Co. Ltd.
11.2005 - 08.2006
Masters - Financial Management
University of Mumbai
Bachelor of Commerce -
University of Mumbai
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