Kajal Kanojiya
Dubai
Summary
Highly motivated individual with a Bachelor's degree in Accounting, Finance & Insurance. Currently working as a Mortgage Advisor at Commercial Bank of Dubai, with previous experience as a Personal Banker. Equipped with strong customer service skills, the ability to meet sales targets, and excellent time management abilities. Proficient in providing financial solutions to clients and possess strong computer literacy skills. Dedicated to delivering top-notch service and exceeding expectations in every aspect of work.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Mortgage Advisor
Code Mortgage (Commercial bank of Dubai)
09.2024 - Current
- Offering tailored mortgage recommendations to potential clients and explaining terms, conditions and repayment options
- Addressing and resolving issues during the mortgage process, helping clients in overcoming obstacles
- Maintaining high ethical standards and transparency, protecting client's confidential information
Personal banker
Hdfc bank
09.2022 - 04.2024
- Manage the book mapped customers
- Provide unique, customized solutions to individual customer customers and responded to customer queries
- Opened new account through reference
- Identified customer needs as well as cross and up sales opportunities like insurances, loans, credit card and deposits
- Ensure quality new acquisition on SA and CA for Resident/Non Resident through walk ins and Portfolio, Referrals
- Ensure that the marketing analytics list on possible attrite is called and retained
- Daily meeting customers 3-4
Relationship officer
Kotak Mahindra bank
09.2021 - 07.2022
- Manage the book mapped customers
- Provide unique, customized solutions to individual customer customers and responded to customer queries
- Opened new account through reference
- Identified customer needs as well as cross and up sales opportunities like insurances, loans, credit card and deposits
Sales officer
IDFC First Bank
03.2020 - 08.2021
- To generate the CASA & cross selling of product like insurances
- Daily meeting customers 3-4
- Acquisition through reference by providing service to the existing clients
- Sourcing of business through walking clients in the branch
- Sourcing through various activities like visiting nearby schools, gardens-asking senior citizen for FD, nearby societies, by arranging activities on children's day and so on
Business Development Manager
Equitas Small Finance Bank
09.2019 - 03.2020
- To generate the CASA & cross selling of product like insurances
- Daily meeting customers 3-4
- Acquisition through reference by providing service to the existing clients
- Sourcing of business through walking clients in the branch
- Sourcing through various activities like visiting nearby schools, gardens-asking senior citizen for FD, nearby societies, by arranging activities on children's day and so on
Education
Bacholer of Accounting Finance and Insurance -
Smt.Maniben M.P. Shah Women's College of Arts and Commerce
Mumbai03.2019
Higher Secondary Examination -
Smt.Maniben M.P. Shah Women's College of Arts and Commerce
Mumbai03.2016
Senior Secondary Examination -
Priyadarashni Vidya School
Mumbai03.2015
Skills
- Customer service
- Sales Target
- Time management
- Financial Solutions
- Computer literacy
- Good communication
- Ability to work under pressure
Languages
English
Hindi
Hobbies and Interests
- Adventure
- Reading articles
Personal Information
- Date of Birth: 03/12/98
- Nationality: Indian
- Marital Status: Single
Certification
•Got mail certification contest launched by HDFC LIFE (HALL OF FAME
2020) closure 2NOPs in November &December in IDFC FIRST BANK
• Recognition of outstanding performance by HDFC LIFE ( Titans of west zone
2021) in JFM Closed 15lac cheque value .
- Appraisal rating is 5 in IDFC FIRST BANK
- Certification of Home loan disbursement on October 2021 in kotak mahindra bank.
- Got customer service excellence certification by HDFC BANK 2023.
Timeline
Mortgage Advisor
Code Mortgage (Commercial bank of Dubai)
09.2024 - Current
Personal banker
Hdfc bank
09.2022 - 04.2024
Relationship officer
Kotak Mahindra bank
09.2021 - 07.2022
Sales officer
IDFC First Bank
03.2020 - 08.2021
Business Development Manager
Equitas Small Finance Bank
09.2019 - 03.2020
Bacholer of Accounting Finance and Insurance -
Smt.Maniben M.P. Shah Women's College of Arts and Commerce
Higher Secondary Examination -
Smt.Maniben M.P. Shah Women's College of Arts and Commerce
Senior Secondary Examination -
Priyadarashni Vidya School
•Got mail certification contest launched by HDFC LIFE (HALL OF FAME
2020) closure 2NOPs in November &December in IDFC FIRST BANK
• Recognition of outstanding performance by HDFC LIFE ( Titans of west zone
2021) in JFM Closed 15lac cheque value .
- Appraisal rating is 5 in IDFC FIRST BANK
- Certification of Home loan disbursement on October 2021 in kotak mahindra bank.
- Got customer service excellence certification by HDFC BANK 2023.
Similar Profiles
QURAT UL AINQURAT UL AIN
Document Control Assistant at Commercial Bank Of Dubai Mortgage DepartmentDocument Control Assistant at Commercial Bank Of Dubai Mortgage Department
Rouda Al NaqbiRouda Al Naqbi
Governance Manager - Public Sector Payments at Commercial Bank of DubaiGovernance Manager - Public Sector Payments at Commercial Bank of Dubai
D. DhinagaranD. Dhinagaran
Banksalesofficer at Commercial Bank of Dubai(Indirect sales from YKNP)Banksalesofficer at Commercial Bank of Dubai(Indirect sales from YKNP)