KAMRAN ASHIQ
Dubai,UAE
Summary
SCA-licensed Private Banking professional with over 15 years of experience advising High Net Worth Individuals across investment management, wealth structuring, retirement planning, and cross-border financial solutions. Currently managing an Assets Under Management (AUM) portfolio exceeding USD 60 Million, delivering consistent growth in net new money and recurring fee income. Strong background in multi-asset portfolio construction, structured products, fixed income, and alternative investments. Recognized for deep client relationships, regulatory discipline, and consistent revenue generation within competitive banking environments.
Overview
17
17
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Senior Associate Director – Priority Private
Standard Chartered Bank
Dubai
2024.12 - 2026.02
- Manage and grow a High Net Worth portfolio with AUM exceeding USD 75M.
- Deliver holistic private banking solutions across advisory and investment-led mandates.
- Structure bespoke portfolios across mutual funds, fixed income, structured notes, and capital-protected solutions.
- Achieved consistent net new money growth through disciplined client acquisition strategies.
- Drive recurring fee-based revenue while maintaining strict compliance with suitability frameworks.
- Conduct comprehensive financial reviews covering liquidity, asset allocation, and long-term wealth preservation.
Premier Relationship Manager
HSBC Bank Middle East
Dubai
2018.06 - 2024.12
- Advised affluent and emerging HNW clients on retirement, protection, and wealth accumulation strategies.
- Performed portfolio rebalancing aligned with macroeconomic outlook and client risk profiles.
- Consistently exceeded financial and advisory quality performance metrics.
- Expanded client base through referral-driven acquisition and relationship deepening.
Business Development Manager – Insurance & Risk Structuring
Orient Insurance (Al Futtaim Group)
Dubai
2016.11 - 2018.05
- Structured complex insurance programs for corporate and HNW clients.
- Negotiated policy terms across marine, property, liability, medical, and engineering lines.
- Delivered independent risk advisory aligned with wealth preservation objectives.
Senior Wealth / Investment Analyst
Wehbe Financial Services
Dubai
2014.08 - 2016.10
- Managed diversified investment portfolios including Private Equity, Hedge Funds, Bonds, Mutual Funds, and Structured Products.
- Applied top-down macroeconomic analysis to identify outperforming sectors and asset classes.
- Conducted financial due diligence and regulatory assessments for offshore wealth structures.
- Enhanced portfolio performance through tactical asset allocation and strategic diversification.
Financial Accountant – Assurance Services
Ernst & Young
Dubai
2013.07 - 2014.06
- Executed audit and financial reporting assignments across multiple industries.
- Strengthened governance, compliance, and internal control frameworks.
- Prepared financial statements and cash flow analysis reports for senior management.
Senior Financial Analyst
Emirates Industrial Laboratory
2009.06 - 2013.07
Education
BSc (Hons) - Banking & Finance
London School of Economics & Political Science (University of London)
London UK 2005.06 - 2009.06
SCA Licensed
UAESkills
High net worth client advisory
Portfolio construction
Strategic asset allocation
AUM growth and new money acquisition
Structured products and alternative investments
Offshore and cross-border wealth solutions
Retirement and education planning
Insurance-based wealth protection
Regulatory compliance governance
Revenue optimization and income strategy
Certification
- Chartered Institute for Securities & Investment (CISI) – ICWIM Level 3
- Risk in Financial Services
- UAE Financial Rules & Regulations
- SCA Licensed
ADDITIONAL INFORMATION
Languages: English, Hindi, Urdu, Working Knowledge of Arabic
ADDITIONAL INFORMATION
- Date of Birth: 03 June 1985
- Marital Status: Married
Timeline
Senior Associate Director – Priority Private
Standard Chartered Bank
2024.12 - 2026.02
Premier Relationship Manager
HSBC Bank Middle East
2018.06 - 2024.12
Business Development Manager – Insurance & Risk Structuring
Orient Insurance (Al Futtaim Group)
2016.11 - 2018.05
Senior Wealth / Investment Analyst
Wehbe Financial Services
2014.08 - 2016.10
Financial Accountant – Assurance Services
Ernst & Young
2013.07 - 2014.06
Senior Financial Analyst
Emirates Industrial Laboratory
2009.06 - 2013.07
BSc (Hons) - Banking & Finance
London School of Economics & Political Science (University of London)
2005.06 - 2009.06
SCA Licensed