Detail-oriented Accountant with 13 years effectively maintaining accurate accounting information for large-scale financial organizations. History working as part of financial team to manage diverse financial functions, tax management and reporting. Works closely with executive management on complex mergers and acquisitions and divestitures. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
9
9
years of professional experience
7
7
years of post-secondary education
5
5
Languages
Work History
Finance Manager
Al Obaidli & al Zarooni Legal consultant
Abu Dhabi
2023.03 - Current
Provide financial reports and interpret financial information to managerial staff while recommending further courses of action
Advise on investment activities and provide strategies that A company should take
Maintain a financial health of t organization
Analyze costs, pricing, variable contributions, sales results and the company’s actual performance compared to the business plans
Develop trends and projections for the firm’s finances
Conduct reviews and evaluations for cost-reduction opportunities
Oversee operations of the finance department, set goals and objectives, and design a framework for these to be met
Manage the preparation of the company’s budget
Lease with auditors to ensure appropriate monitoring of company finances is maintained
Correspond with various other departments, discussing company plans and agreeing on future paths to be taken.
Executed vendor setup and payment, administration of bank accounts and account reconciliations.
Created organizational structures to improve accounting and finance functions.
Finance Executive
Speed Management and Debt Collection
Abu Dhabi
2021.11 - 2023.03
Reconciling the company’s bank statements and bookkeeping ledgers
Completing analysis of the employee expenditures
Managing income and expenditure accounts
Generating the company’s financial reports using income and expenditure data
Keeping a check on the company’s finances based on financial status
Filing and remitting taxes and other financial obligations
Initiating and managing financial and accounting software used by the company
Senior Credit Controller
Stanquad
Dubai
2019.11 - 2021.10
Recovery of Non-performing loans of the banks in terms of Credit Cards, Personal and Business loans
Exposure of working in different bank's portfolios
Utilize various skip tracing techniques and collection strategies to locate right parties in order to negotiate payment arrangements on high collectible or value accounts
Negotiate payment terms and methods when right party is reached
The process often requires reviewing the account information in database, and/or asking probing questions of the consumer in order to better understand potential objections to payment
Knowledge of FDCPA
Take escalated calls from junior collectors for resolution
Update account status and database regularly
Managing portfolio of the banks, allocating accounts to other staffs, managing customer feedback
Maintain a working knowledge of client policies and procedures
Field visits at customer offices
Maintain average calls ratio
Correspond with customers via Telephone Calling, Emailing etc.
Recommended approval or disapproval of commercial, real estate or credit loans.
Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Adhered to banking standards and government lending guidelines for loan services.
Negotiated payment plans and loan terms with delinquent customers.
Conducted presentations to upper management and executive teams for loan recommendations.
Created credit policies, processes and procedures to maintain compliance with banking regulations.
Performed credit reviews on corporations to assess financial conditions.
Created credit policies, processes and procedures to maintain compliance with banking regulations
Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies
Performed credit reviews on corporations to assess financial conditions
Negotiated payment plans and loan terms with delinquent customers
Made decisions and recommendations about extending lines of credit
Credit Controller
Emirates Management and Debt Collection
ABU DHABI
2017.05 - 2019.08
Management and debt collection
Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Reached out to customers to check on payments and convey options.
Used CRM and ERP perform credit appraisals, document verification and loan approvals.
Reviewed customer accounts for compliance with repayment obligations.
Obtained payments and entered details into system.
ACCOUNTANT
Al-Fawaaid Group LLC
Abu Dhabi
2016.01 - 2017.10
Preparing financial documents such as invoices, bills, and accounts payable and receivable
Completing purchase orders
Managing payroll
Completing financial reports on a regular basis and providing information to the finance team
Assisting with budgets
Completing bank reconciliations
Entering financial information into appropriate software programs
Managing company ledgers
Processing business expenses
CREDIT CONTROLER
Bilkish Associates Limited
KARACHI
2014.02 - 2015.12
Handling there recovery of bank portfolio assigned by Barclays
Every month new accounts handling for dealing
Trying to contact with customer, if He came into contact then negotiating and performing the role of bridge between customer and bank
Getting settlement letter for customer wish one shot or in installments
Providing NOC to customer by bank
Doing Skip Tracing.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
Reviewed customer accounts for compliance with repayment obligations.
Education
Master of Arts - Economics
Shah Abdul Latif University
PAKISTAN
2012.01 - 2014.01
MBA - Accounting And Finance
SHAH ABDUL LATIF UNIVERSITY
PAKISTAN
2007.01 - 2010.12
Diploma - Information Technology
Sindh Board of Technical Education
Karachi
2006.08 - 2007.12
Skills
PROFESSIONALundefined
Additional Information
Willing to relocate: Anywhere
Software
Quick Book
ERP
Advance Excel
CRM
OFFICE SUITE
Timeline
Finance Manager
Al Obaidli & al Zarooni Legal consultant
2023.03 - Current
Finance Executive
Speed Management and Debt Collection
2021.11 - 2023.03
Senior Credit Controller
Stanquad
2019.11 - 2021.10
Credit Controller
Emirates Management and Debt Collection
2017.05 - 2019.08
ACCOUNTANT
Al-Fawaaid Group LLC
2016.01 - 2017.10
CREDIT CONTROLER
Bilkish Associates Limited
2014.02 - 2015.12
Master of Arts - Economics
Shah Abdul Latif University
2012.01 - 2014.01
MBA - Accounting And Finance
SHAH ABDUL LATIF UNIVERSITY
2007.01 - 2010.12
Diploma - Information Technology
Sindh Board of Technical Education
2006.08 - 2007.12
Similar Profiles
Miller Humphrey UkaliMiller Humphrey Ukali
RECEPTIONIST ( CUM OFFICE ASSISTANT) at Younis Mohammad Al Blooshi Lawyer and Legal ConsultantRECEPTIONIST ( CUM OFFICE ASSISTANT) at Younis Mohammad Al Blooshi Lawyer and Legal Consultant