Karthikeyan Gopal
Abu Dhab,AZ
Summary
A goal-driven and experienced AML professional with over 7 years of AML analysis and Know Your Customer, transaction alerts clearing, narratives writing, and Suspicious Activity Report filing. Proficient in the analytical aptitude of Customer Due Diligence and Enhanced Due Diligence process and methodology to identify patterns and trends to communicate risks to management. Successfully managing multiple competing priorities and deadlines.
Overview
9
9
years of professional experience
Work History
Senior Associate
UST Global Client -PWC
- Implemented fraud detection measures, minimizing financial losses due to fraudulent transactions.
- Performed regular audits on processed transactions to maintain accuracy and reduce instances of errors or discrepancies.
- Enhanced transaction accuracy with thorough attention to detail and consistent monitoring of account activities.
- Collaborated with internal stakeholders to address any identified risks or concerns related to KYC/AML processes.
- Performed regular risk assessments to identify potential areas of vulnerability within the organization''s AML framework and recommend appropriate control enhancements.
- Contributed to the ongoing maintenance of a comprehensive risk-based approach to AML compliance by identifying emerging risks and recommending appropriate mitigation strategies.
- Contributed to a reduction in false positives by refining AML monitoring system parameters and rules.
- Enhanced AML and sanctions screening processes by implementing advanced analytical tools and techniques.
- Assisted in the preparation of annual BSA/AML risk assessments, identifying areas requiring attention or improvement.
- Acted as a subject matter expert within the organization regarding AML/CTF rules and regulations, advising colleagues when necessary.
- Collaborated with various departments to develop and implement effective BSA/AML policies and procedures.
Analyst
Quess Corp Client ANZ Banking Group
- Improved KYC compliance by conducting thorough customer due diligence and risk assessments.
- Collaborated with internal stakeholders to address any identified risks or concerns related to KYC/AML processes.
- Conducted periodic reviews of existing customers for ongoing due diligence purposes, identifying potential issues and mitigating risks accordingly.
- Reduced financial crime risk by implementing robust AML policies and monitoring transactions for suspicious activity.
- Reduced financial crime risk by implementing robust AML policies and monitoring transactions for suspicious activity.
- Maintained accurate customer profiles with diligent updates to records, ensuring compliance with regulatory requirements.
- Completed field checks to verify licenses and permits for various business.
- Investigated and documented all violations of compliance regulations to determine necessary improvements.
- Investigated and documented all violations of compliance regulations to determine necessary improvements.
AML/KYC, TM Analyst
First Abu Dhabi Bank
02.2019 - Current
- Reviewed bank's products such as personal checking and savings account, business checking accounts, checks, international wire and more, that alerted within customer's transactions
- Conducted complex case investigations, alerts clearing, and Suspicious Activity Report filing Completed alerts narratives in FCRM case m Supported 314(b) requests to compile evidence regarding potential illicit activity
- Utilized workplace tools such as LexisNexis, World-Check, to assist in conducting AML Screening and reviews in accordance with the bank's policies and procedures
- Evaluated client's AML KYC risk, conducted independent research, verified appropriate risk profile, and made independent risk assessment recommendations
- Prioritized contributors in terms of amounts and services and kept meticulous reports of such data for the fraud department.
- Contributed to risk assessments by providing insights from transaction monitoring activities, helping the organization stay ahead of potential threats.
- Contributed to risk assessments by providing insights from transaction monitoring activities, helping the organization stay ahead of potential threats.
- Contributed to risk assessments by providing insights from transaction monitoring activities, helping the organization stay ahead of potential threats.
Compliance Analyst
Accenture Client Barclay's Bank
04.2015 - 02.2019
- Conducted compliance reviews for accounts and transaction activities across bank branches.
- Ensured that the Bank's AML regulations were adhered to and monitored account activity accordingly.
- Provided subject matter expertise on negative media review project for high-risk countries and sanctions entity's.
- Provided subject matter expertise on negative media review project for high-risk customers.
- Provided quality control and audit review of due-diligence reports on KYC records.
- Reviewed banking records and KYC documents and conducted due diligence reviews for customer on boarding.
- Liaised with the Financial Intelligence Unit to identify and report potentially suspicious activity.
- Provided oversight of first line business unit on risk, compliance, and AML responsibilities and deliverable. · Worked with business partners and external parties as needed to resolve issues and ensure adherence to bank policies/regulations/guidelines.
- Processed additional information requests (RFIs) by liaising between customers and legal department. · Produced weekly report on compliance with legislation, best practices and internal policies.
- Established communication channels between departments which improved collaboration and efficiency in the AML and Sanctions Screening process.
- Established communication channels between departments which improved collaboration and efficiency in the AML and Sanctions Screening process.
- Cultivated effective relationships with internal business partners to successfully achieve organizational goals.
- Established communication channels between departments which improved collaboration and efficiency in the AML and Sanctions Screening process.
- Collaborated with cross-functional teams to develop comprehensive AML and sanctions screening strategies.
- Collaborated with cross-functional teams to develop comprehensive AML and sanctions screening strategies.
- Evaluated emerging technologies that could enhance the effectiveness of established AML detection methodologies.
- Conducted thorough investigations of potential matches, ensuring accurate identification of true hits.
Education
Associate of Science - Commerce With Finance
Madurai Kamarajar University
India09.2014
Skills
- Proficient in MS Office: Excel, Word, Outlook
- Negative News Search and PEP determination
- Negative News Search and PEP determination
- Enhanced Due Diligence comprehension and screening Risk Rating Methodology and Risk Ranking
- FATF,OFAC,CFT, FCA Screening Suspicious Activity Report Filing,
- Proficient in MS Office: Excel, Word, Outlook
- Excellent analytical and interpersonal skills
- Basic knowledge in Clouding Computing
- Basic knowledge in Clouding Computing
- Basic knowledge in Linux Administration
- Conflict Resolution
- Collaboration
- Flexible & Adaptable
Timeline
AML/KYC, TM Analyst
First Abu Dhabi Bank
02.2019 - Current
Compliance Analyst
Accenture Client Barclay's Bank
04.2015 - 02.2019
Senior Associate
UST Global Client -PWC
Analyst
Quess Corp Client ANZ Banking Group
Associate of Science - Commerce With Finance
Madurai Kamarajar University
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