KASHIFUL HAQUE

1.Meet individual and team sales targets for banking products (e.g., savings accounts, credit cards, loans, insurance).
Identify and approach potential clients through fieldwork, referrals, or leads.
Promote cross-selling and up-selling of bank products.
2. Team Support & Coordination
Assist the Team Leader in managing daily team operations and workflows.
Support and mentor team members to improve performance and achieve sales goals.
Help onboard and train new team members on products and sales techniques.
3. Customer Relationship Management
Ensure a high level of customer satisfaction by addressing queries and resolving complaints promptly.
Build and maintain long-term relationships with key customers.
4. Monitoring & Reporting
Track and report daily, weekly, and monthly sales performance to the Team Leader or Sales Manager.
Monitor team members' KPIs and provide feedback or coaching where needed.
5. Compliance & Documentation
Ensure adherence to banking regulations, policies, and compliance standards.
Oversee proper documentation and verification for all customer onboarding and product sales.
6. Field Work (if applicable)
Accompany team members during client visits to assist or close deals.

1.Responsible for sales of STL (salary transfer Finance), Buyout Finance,

2. Leading, training & monitoring the performance of team members to ensure efficiency in banking operations and meeting of individual & group targets

3. Listing of New Organization to bring New Business for Bank.

4. Analyzed applicants’ financial status credit and property evaluations to determine loan approval.

5. Meet with applicants to obtain information for finance applications and to answer questions about the process

1.Responsibility for sales and Marketing of products of ADIB which personal finance, Auto finance and covered cards.

2. Translate customer requirements into service requirements specifications.

3. Detail data entry and scanning documents as per ADIB sharia policies.

4.Provide knowledge to customer if required conventional and Islamic banking.

5. Offering customer satisfaction by providing them maximum knowledge.

6. Render excellent service by convincing customers about the rate of the products so that they can enter into a relationship with ADIB.

7. Co-ordinate with credit department to get approvals.

8. Co-ordinate with operation department and look after various activities involved until the related product is disbursed to the customer.

9. Identifying opportunities leads, prospects and contacts.

1.Processed credit application and develop loan proposals

2.Worked as an individual contributor and as part of the team to achieve business/organization objective.

3. Analyzed applicants’ financial status credit and property evaluations to determine loan approval.

4. Detail data entry and scanning documents as per the Rak Bank policies

5. Approved loans within specified limits, and refer loan application outside those limits to management for approval.

1.Managing customer centric operations & ensuring customer satisfaction by achieving delivery & service quality norms

2. Responsible for sales of STL (salary transfer Finance), PDC Finance,

3. Leading, training & monitoring the performance of team members to ensure efficiency in banking operations and meeting of individual & group targets

4. Listing of New Organization to bring New Business for Bank.

1. Analyse applicants' financial status, credit, and property evaluations to determine feasibility of granting finance

2. Obtain and compile copies of finance applicants' credit histories, corporate financial statements, and other financial information. 3.Meet with applicants to obtain information for finance applications and to answer questions about the process.

4. Explain to customers the different types of finance and credit options that are available, as well as the terms of those services.

5. Review finance agreements to ensure that they are complete and accurate according to policy.