Kumud Bhandari
Dubai,UAE
Summary
To have a challenging Business banking products as well as the queries resolving after sales services and dealing with the wide range of products and services wherein I can make the maximum use of my skills, experience and to enhance my career path, and to be a part of a vibrant and growing company offering a hi-tech, innovative and motivating work environment, enabling me to utilize my functional experience and to constantly upgrade my knowledge and skills to the latest trends of the service industry, to acquire exposure in my field of operation, to eventually rise to a position of command and thus evolve as a successful individual.
Overview
17
17
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Finance Manager
Enflow General Trading L.L.C
12.2024 - Current
- Prepare by financial statements, business activity reports, and forecasts.
- Monitor financial details to ensure that legal requirements are met.
- Supervise employees who do financial reporting and budgeting.
- Review financial reports and seek ways to reduce costs.
Assistant Manager- Corporate Relations | Business
Al Anasari Exchange
05.2021 - 11.2024
- Opening the new customer membership
- Specializing in the Financial Sector
- Responsible for the FX and Revenue Growth
- B2B Business Negotiation
- Maintaining the HNW customer
- Periodic Reviewing for the customer KYC
- Identifying the possible threat
- Managing the Team
Business Banking Executive
Emirates Islamic Bank
03.2017 - 12.2020
- Responsible for managing a portfolio of 1300 clients
- Cross selling various banking products like TAKAFUL, credit cards, guarantee etc
- Managing Clients requirements
- Ensures high level of customer service
- Source new to bank customers through external individual efforts and acquisition channels
- Implement and Maintain Bank revenue
- Creating and developing relationships that ends in tangible results
- After sales services for the business banking customer
- Opening new business account and establishing the new relationship
Virtual Relationship officer
Emirates Islamic Bank
06.2016 - 02.2017
- Responsible for managing the portfolio of 1890 accounts
- Providing a financial consultation to the customers and find the suitable program and providers
- Ensure customer documentation is complete & in compliance with the bank's requirements
- Strengthen the long-term relationships with customers by providing excellent customer service
- Generating the Bank revenue from the Trade finance
- Dealing with the treasury for the rates as well as booking the deals for the customer
Senior Relationship Officer
Emirates Islamic Bank
03.2015 - 06.2016
- Providing business finance to the customer
- Doing the due diligence for the customer who is applying for the business finance
- Explain features, advantages and disadvantages of various policies to promote sale of business finance plans and ensure that policies requirements are fulfilled
Marketing Executive
Bank of Kathmandu
01.2012 - 01.2015
- Crafting strategies for all marketing teams, including Digital, Advertising, Communication and Creative
- Preparing and managing monthly, quarterly and annual budgets for the marketing department
- Setting, monitoring and reporting on team goals
Marketing Supervisor
NABIL Bank
01.2008 - 01.2012
- Intern for Marketing
- Collaborated with team members to help expand marketing channels
- Provided administrative support to senior staff including creating proposals and organizing documentation
- Performed market analysis and researched latest trends
Education
B.B.A - Bachelor In Business Administration
Management Campus, Purwanchal University
06.2003 - 06.2007
Skills
- Business requirements understanding
- Business operations management
- Business System Management
- Foreign Currency
- Business growth strategies
Certification
- Skill soft Certified Associate Program(Topper of the batch)
- EI- VAT Awareness in UAE.
- Fundamental of Islamic Banking
- Accomplishments Service Excellence - Quarter 4 2018
- Microsoft Word, Excel.
- AML Course ( Anti Money laundering)
- Liability Program
- Service Excellence - Sep 2019
Timeline
Finance Manager
Enflow General Trading L.L.C
12.2024 - Current
Assistant Manager- Corporate Relations | Business
Al Anasari Exchange
05.2021 - 11.2024
Business Banking Executive
Emirates Islamic Bank
03.2017 - 12.2020
Virtual Relationship officer
Emirates Islamic Bank
06.2016 - 02.2017
Senior Relationship Officer
Emirates Islamic Bank
03.2015 - 06.2016
Marketing Executive
Bank of Kathmandu
01.2012 - 01.2015
Marketing Supervisor
NABIL Bank
01.2008 - 01.2012
B.B.A - Bachelor In Business Administration
Management Campus, Purwanchal University
06.2003 - 06.2007
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