Kushal Deepak Hatalkar

❖ Payment Officer:

• Payment Processing :
  Review, verify, and process payment requests, invoices, and purchase orders. Ensure payments are made accurately and timely according to company policies and deadlines.
• Record Keeping and Documentation :
  Maintain detailed and organized records of all payment transactions.
  Ensure all payment documentation complies with internal controls and audit requirements.
• Compliance and Controls
  Ensure adherence to company policies, accounting standards, and regulatory requirements related to payments. Implement and monitor internal controls to prevent fraud or errors.
• Reporting
  Prepare reports related to payment activities, outstanding payables, and cash flow status.
  Assist management with financial analysis regarding payments.
• Coordination
  Collaborate with other departments such as procurement, finance, and accounts payable for smooth payment processing.
• ❖ Emirates Quality Mark (EQM)
• EQM Project Successfully Certified 200 + Companies with MoIAT registration. Ensured Audit completion for
  Technical + QMS (Quality management System)
  Monitors all operational processes and procedures using compliance management platform to ensure that company complies with all legal regulations and ethical standards.
• Consult companies on Regulatory compliance by advising management on needed or prohibited actions to comport with government regulations.
• Support audit processes by providing necessary Documentation and explanations.
• Liaising with various departments i.e. Finance, Operations, Billing & contracts. Provide quotation and competitive pricing.
• Perform real time risk assessment prior to start of any activity and assisted maintaining QMS.
• Successfully managed multiple high-priority projects simultaneously while maintaining strict deadlines.

❖ Customer Identification

• Collect and verify personal or business identity documents (e.g., passports, company registration). Ensure that customer or vendor is who claim to be before allowing payments or transactions.

❖ Risk Assessment

• Evaluate risk level of each customer based on their profile and transaction patterns. Assign risk categories (e.g., low, medium, high) that may affect how payments are monitored or approved.
• Expertise in Compliance, Sanctions, CFT - Combating financial terrorism, KYC, New account screening, Regulatory compliance and transaction Monitoring Fraud-risk review, Payment screening
• Experience in using Compliance related applications – Finacle, Swift alliance, Doc Safe, CRM for customer review and profiling.

❖ Ongoing Monitoring

• Continuously monitor customer activities for suspicious behavior even after initial onboarding.
• Maintain accurate records to demonstrate due diligence in case of audits or regulatory reviews.
• Reduced risk of money laundering and terrorist financing by implementing robust KYC policies and procedures.

References available upon request

References available upon request