LEYLA BAGHDASARYAN
Abu Dhabi,United Arab Emirates
Summary
Credit Administration professional with more than 10 years of diversified experience in banking operations, credit administration, leasing administration, documentation management and customer relationship support. Currently serving within the Credit Administration Department of Siraj Finance PJSC, an Islamic Finance Company, where responsible for credit documentation review, collateral administration, covenant monitoring, documentation compliance, perfection of documents and securities and maintenance of complete customer credit files. Recognized for strong attention to detail, regulatory awareness, document control and the ability to support internal controls and operational excellences K
Overview
3
3
Languages
23
23
years of professional experience
Work history
Credit Administration Officer
Siraj Finance PJSC
Abu Dhabi, UAE
2022.09 - Current
- Review approved credit facilities and verify documentation compliance against approved terms and internal policies.
- Review Facility Offer Letters (FOLs) and ensure supporting documentation is complete and accurate.
- Verify collateral, security documents and fulfilment of pre-disbursement conditions before facility processing.
- Maintain complete customer credit files in line with regulatory and internal requirements.
- Coordinate with Business, Risk and Operations teams to resolve documentation deficiencies.
- Maintain the Covenant Control Register and monitor financial and non-financial covenant compliance.
- Review documentary evidence supporting covenant enforceability and follow up outstanding requirements.
- Monitor validity and expiry of collateral, guarantees, insurance policies and other security documents.
- Support Internal Audit, External Audit and regulatory examinations by providing documentation and records.
- Contribute to process improvements that strengthen documentation quality and operational controls.
- Handled confidential documents discreetly ensuring security at all times.
Leasing Administration Assistant
International Capital Trading - Leasing Office
Abu Dhabi, UAE
2019.06 - 2022.08
- Preparing, managing and administration of leasing contracts and ensured fulfilment of leasing requirements before execution.
- Collected, verified and maintained customer documentation throughout the lease lifecycle.
- Maintained securities, contractual documents and supporting records to ensure completeness and accuracy.
- Monitored expiry of customer documents, licenses, KYC and security-related documentation and coordinated timely renewals.
- Liaised with customers to obtain updated information and documentation.
- Maintained organized physical and electronic lease files in accordance with company procedures.
- Performed periodic reviews to identify missing or expired documents and coordinated corrective actions.
Receptionist / Senior Sales Representative
Jashanmal – Calvin Klein
Dubai
2013.01 - 2019.01
Hostess / Customer Care
Al Dabus Group
Dubai
2011.01 - 2013.01
Customer Care Executive
Zvartnots International Airport
Armenia
2008.01 - 2010.01
Senior Customer Care Executive
TOSP Clothing Brand
Armenia
2004.01 - 2007.01
Education
High School Graduate -
Vahan Teryan College
Yerevan, ArmeniaSkills
- Electronic Document Management
- Records Management
- Microsoft Office Suite
- Documentation control
- Reporting proficiency
- File maintenance
LANGUAGES
Armenian (Native)
English (Advanced)
Russian (Professional)
CORE COMPETENCIES
- Credit Administration
- Credit Documentation Review
- Facility Offer Letter (FOL) Review
- Collateral & Security Documentation
- Covenant Monitoring & Enforceability
- Pre-Disbursement Compliance
- Credit File Management
- Documentation Compliance
- Banking Operations
- Islamic Finance Operations
- Internal Controls
- Regulatory Compliance
- Audit Support
- Stakeholder Coordination
- Document Management
ADDITIONAL INFORMATION
- Nationality: Armenian
- Driving Licence: UAE
- Visa Status: Employment Visa
Timeline
Credit Administration Officer
Siraj Finance PJSC
2022.09 - Current
Leasing Administration Assistant
International Capital Trading - Leasing Office
2019.06 - 2022.08
Receptionist / Senior Sales Representative
Jashanmal – Calvin Klein
2013.01 - 2019.01
Hostess / Customer Care
Al Dabus Group
2011.01 - 2013.01
Customer Care Executive
Zvartnots International Airport
2008.01 - 2010.01
Senior Customer Care Executive
TOSP Clothing Brand
2004.01 - 2007.01
High School Graduate -
Vahan Teryan College