Loay Ragheb
Dubai,UAE
Summary
Accomplished professional with extensive expertise in executive vision and direction, business development in insurance and investment sales, and sales and marketing mastery. Demonstrates exceptional financial acumen with a proven track record in P&L ownership, budgeting, planning, cost/profit optimisation, and wealth management. Adept at restructuring operations for commercial excellence, leading investment advisory teams, and driving recruitment and training initiatives. Known for charismatic leadership and powerful public speaking skills that inspire teams to achieve outstanding results. Career goal: to leverage comprehensive skill set to drive strategic growth and operational efficiency within a dynamic organisation.
Overview
30
30
years of professional experience
2004
2004
years of post-secondary education
Work history
Financial Planner & Consultant
Seven Investments
DIFC
01.2024 - 01.2025
General Manager
PHILOLIFE LLC
UAE
08.2019 - 01.2025
- Company Overview: PHILOLIFE is a modest online educational platform that offers: Insurance & Investment Sale
- PHILOLIFE is a modest online educational platform that offers: Insurance & Investment Sale
Chief Executive
High Living Real Estate & Investments
01.2023 - 01.2025
- Company Overview: (a short term contract to restructuring the business, optimize it, build up a new team, and lead the operation to targets)
- (a short term contract to restructuring the business, optimize it, build up a new team, and lead the operation to targets)
Assistant General Manager
Beverly Hills Sunset Surgery Center International (BHSSCI)
Dubai
02.2019 - 12.2020
- Company Overview: BHSSCI by Meraas is a state-of-the-art surgery center, whose clientele includes some of the world’s most celebrated faces, it has served more A-list clients than any other group in the world
- Expertise in delivering vision and value at the Board level, providing effective business partnering support to C-Suite Directors /senior management stakeholders through the provision of insightful analysis and action-oriented reporting to drive greater revenues and shareholder value
- Efficaciously handled challenging responsibilities that are unique to the industry – managed surgeons complex demands, administered equipment purchase, resided in the Chief Operations Officer role, resolved client complaints, and achieved the annual budget while reporting to the GM/Board
- Led Marketing Team Committee, addressed top-most challenges of positioning the business to deliver simultaneous top-line and bottom-line growth
- Acted as a liaison between Executive Leadership Team and the Board, impacting the relationship which directly affects the company’s trajectory
- BHSSCI by Meraas is a state-of-the-art surgery center, whose clientele includes some of the world’s most celebrated faces, it has served more A-list clients than any other group in the world
- Proffered direction, leadership, and oversight required to deliver excellent results and achieve all organizational goals
- Established the Organization’s strategy in conjunction with the Board
- Led implementation of the Organization’s long- and short-term plans following its strategy
- Spearheaded crucial financial aspects, and ascertained optimal usage of all available resources to execute delivery as per the schedule and within authorized budgeted overheads
- Monitored and managed risks
- Provided unique insights to Boards and Executive Management as well as practical perspectives on managing principal risks of the Organization
- Provided oversight, guidance and assurance over risks and internal controls, ensuring that there is a suitable framework to maintain a robust control environment
- Functioned as a company ambassador, during meetings/communication with shareholders, employees, government authorities, stakeholders and the public
- Managed extensive statutory requirements, ensured integrity/transparency in all public disclosures by the Organization
- In concert with the CEO/Chairman, thoughtfully designed board meeting agenda
- Created a precedent and ensured that important, time-sensitive items are dealt promptly
- Authorized to hire and terminate staff as necessary
- Efficaciously built human capital capability, strong talent pools and leadership teams to drive growth, innovation, and continuous improvement
Senior Consultant
Leoron International Institute
Dubai
08.2015 - 12.2017
- Company Overview: LEORON is the leading corporate training and EdTech company in the EMEA region, with the most comprehensive learning and development solutions in all strategic corporate functions
- Provided thoughtful counsel for comprehensive portfolio management and financial planning based on meticulous analysis of unpredictable markets, evolving investment landscapes, estate planning, and clients’ long-term wealth goals
- LEORON is the leading corporate training and EdTech company in the EMEA region, with the most comprehensive learning and development solutions in all strategic corporate functions
- Leveraging extensive experience and finely-tuned financial skills to help UHNW clientele build their wealth and protect their legacy
- Offered straightforward, prescient guidance for finance/money management and investments in volatile markets
- Trusted Investment Advisor, developed and maintained a balanced, thriving portfolio that can weather volatile markets and continue growing long-term
- Leadership – Organizational Behaviour specialist, introduced a more methodical approach to achieving business goals
Chief Commercial Officer
Takaud Savings and Pensions B.S.C
Bahrain and Kuwait
08.2014 - 08.2015
- Company Overview: Takaud is considered the MENA region's specialist provider of savings and pensions
- It is 50% owned by Kuwait Projects Company Holding (KIPCO) & 50% by United Gulf Bank, a member of the KIPCO Group
- Takaud is considered the MENA region's specialist provider of savings and pensions
- It is 50% owned by Kuwait Projects Company Holding (KIPCO) & 50% by United Gulf Bank, a member of the KIPCO Group
- Provided leadership in the continued development of best-in-class tailored pension plans, and expanded the employee savings plan offer and end-of-service benefits
- Nurtured influential business relationships with Alliances - Banks, Asset Managers, and Insurance Companies
- Crafted bespoke solutions to grow and protect wealth
- Provided financial consultancy and direct investment savings plans to the retail market
- Led promotion of savings plan and chaired several sales meetings for potential individual & corporate Investors
- Owned the Communication and PR strategy development, and propagated Takaud’s vision to the Public
- Appeared on multi-TV interviews including on matters of personal finance in UAE & Bahrain and wrote articles for newspapers
Head Wealth Management & Group Benefits
National Bonds Corporation (NBC)
Dubai
10.2012 - 04.2014
- Company Overview: NBC is a Shariah-compliant company built on the foundations of Islamic investment principles
- It offers an array of savings and investment solutions focused on wealth creation and preservation for its customers
- NBC is a Shariah-compliant company built on the foundations of Islamic investment principles
- It offers an array of savings and investment solutions focused on wealth creation and preservation for its customers
- Introduced the new initiative “IDIKHARI”, created and managed Dubai Government Employee Savings Program with DGHR for 42 Government Institutions to consolidate the financial security of all employees and their families
- Superintended, mentored and coached a dynamic team of 6 Territory Managers, 3 Coordinators, and 40+ Advisors, capable of delivering transformational business results
- Under my leadership, the WM division surpassed the target with total sales of AED 800,000,000
- Managed the Employee Savings Program and posted 400% growth in the number of registered savers
- Invited as a guest on various TV shows - 4 guest appearances on CNBC, 2 Alhurrah, 2 Sky News
- Subject matter expert proposed structured products which secured a million regular savers in 7 years
- Conducted over 35 public seminars and published 5 articles on savings and retirement planning
Senior Consultant – Trainer / MENA
Leoron Professional Development Institute
Dubai
03.2012 - 10.2012
- Attained the Master Trainer Status
- Created two accredited Courses, Financial Planning, Financial Services Sales Mastery & Investment training
Investment & Retirement Planner
Royal Bank of Canada
Ontario
01.2010 - 03.2012
- Achieved “Top Producer” recognition in the first year with take-home commissions of $220,000
Firm Director/Managing director
UPAM
Ontario
01.2001 - 01.2010
- Built investment firm from scratch and established processes for life insurance solutions, investments and financial planning as well as estate planning
Associate Regional Director
Investors Group Power Corp
Montreal
01.1995 - 01.2000
- Five times Master Millionaire Award Sales Winner
- Winner of the T.O.P Prestigious Award for Managing Wealth Advisory Division Nation-Wide (Top Performing Team)
- Built a personal book of $40 Million (Full Trailers)
- Recorded a top take-home net commission of $400,000
Education
Bachelor of Commerce - International Business
University of Concordia
Diploma in Financial Planning - undefined
Financial Planning IQPF
Skills
- Executive Vision & Direction
- Business Development in insurance & investment sales
- Sales & Marketing Mastery
- P&L Ownership
- Wealth Management
- Financial Acumen
- Budgeting
- Planning
- Cost/Profit Optimization
- Restructuring
- Commercial Excellence
- Investment Advisory Team building
- Recruitment and Training
- Operations Re-engineering
- Powerful Public/Motivational
- Team Management
- Charismatic Leadership
Languages
English
Arabic
Custom
- Master Millionaire award 5 years in a row
- T.O.P award in management
- Life Insurance Agency award at Global investments
- Runner up best book award for 'Rise from Defeat'
Personal Information
Nationality: Canadian
Timeline
Financial Planner & Consultant
Seven Investments
01.2024 - 01.2025
Chief Executive
High Living Real Estate & Investments
01.2023 - 01.2025
General Manager
PHILOLIFE LLC
08.2019 - 01.2025
Assistant General Manager
Beverly Hills Sunset Surgery Center International (BHSSCI)
02.2019 - 12.2020
Senior Consultant
Leoron International Institute
08.2015 - 12.2017
Chief Commercial Officer
Takaud Savings and Pensions B.S.C
08.2014 - 08.2015
Head Wealth Management & Group Benefits
National Bonds Corporation (NBC)
10.2012 - 04.2014
Senior Consultant – Trainer / MENA
Leoron Professional Development Institute
03.2012 - 10.2012
Investment & Retirement Planner
Royal Bank of Canada
01.2010 - 03.2012
Firm Director/Managing director
UPAM
01.2001 - 01.2010
Associate Regional Director
Investors Group Power Corp
01.1995 - 01.2000
Diploma in Financial Planning - undefined
Financial Planning IQPF
Bachelor of Commerce - International Business
University of Concordia
Similar Profiles
JONORA SEARLESJONORA SEARLES
Healthcare Land Developer at JES Investments LLC / MDE Investments LLCHealthcare Land Developer at JES Investments LLC / MDE Investments LLC
Luke MarkoeLuke Markoe
Financial Analyst Intern at Pine Valley Investments, LLC. Pine Valley InvestmentsFinancial Analyst Intern at Pine Valley Investments, LLC. Pine Valley Investments
Mitchell Peltier, CFP®Mitchell Peltier, CFP®
Senior Associate Consultant at Franklin Templeton Investments/ Putnam InvestmentsSenior Associate Consultant at Franklin Templeton Investments/ Putnam Investments
Sheshmani SharmaSheshmani Sharma
Area sales executive at Imperial Medcare Pvt.LtdArea sales executive at Imperial Medcare Pvt.Ltd
Kamil SplinterKamil Splinter
Operations Manager at Emirates Flight CateringOperations Manager at Emirates Flight Catering