Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic
Lolita Pinto

Lolita Pinto

Dubai,UAE

Summary

A highly skilled finance professional with over 10 years of experience across investment banking, treasury, payments, client account management, operations, and compliance. I have developed a comprehensive understanding of financial systems and processes, enabling me to effectively manage complex transactions, optimize cash flow, and ensure adherence to regulatory standards.

My career has been marked by a strong track record of driving operational efficiencies, maintaining robust client relationships, and delivering innovative solutions in fast-paced and regulated environments. With a keen eye for detail and a deep commitment to compliance, I excel in identifying risks and implementing controls to safeguard assets and mitigate financial exposure. Having worked in diverse roles across various financial sectors, I am well-versed in managing cross-functional teams, handling high-value accounts, and overseeing critical financial processes. My ability to adapt to evolving industry standards and changing regulatory landscapes has consistently contributed to the success of my teams and organizations.


Overview

16
16
years of professional experience
2
2
years of post-secondary education

Work History

Senior finance associate

Oxford Business Group, FZ LLC
Dubai
02.2014 - 08.2023


  • Handling the day-to-day treasury operations by reviewing and monitoring the company’s daily cash position to ensure sufficient liquidity for operational needs.
  • Ensuring all bank accounts are reconciled and that the daily cash balance is optimized.
  • Assist in the preparation of treasury-related reports
  • Daily deposit and withdrawal transaction checking and processing of system online refunds
  • Ensure accurate and timely reporting of financial data to management, regulatory authorities, and stakeholders.
  • Track cash inflows and outflows to accurately forecast future liquidity requirements.
  • Daily bank statements upload and preparing reports.
  • Work closely with other departments (such as accounting, finance, and procurement) to ensure seamless coordination and information flow
  • Maintained compliance with all regulatory standards by keeping up-to-date with changing laws and guidelines.
  • Prepared comprehensive financial reports for stakeholder meetings, ensured transparent communication about company's performance.
  • Analysed financial data to uncover and resolve discrepancies.
  • Safeguarded company assets, handling financial data and complex transactions with diligence, discretion and ethical decision-making.
  • Process wire transfers, ACH payments, and other banking transactions
  • Provided strategic financial advice to senior management, resulted in cost-effective decisions.
  • Monitoring and managing the organization's cash flow to optimize the timing and execution of payments
  • Additionally initiate and oversee cash transfers and disbursements to meet financial obligations
  • Review and approve daily payment transactions, including vendor payments, payroll, and intercompany transactions.
  • Liaise with the accounts payable team to verify payment schedules and cash flow requirements
  • Execute foreign exchange trades as needed and ensure that the company is getting competitive rates.
  • Detecting discrepancies, errors, or inconsistencies in financial records and transactions
  • Analyzing financial data to identify trends, irregularities, or potential issues that need to be addressed
  • Preparing and presenting reconciliation reports to management or relevant stakeholders, highlighting any notable findings or issues
  • Ensure compliance with internal financial policies and external regulations
  • Assist in any ad hoc tasks as and when assigned
  • Provide real-time updates on any cash shortfalls or excess cash to help management make informed decisions.
  • Manage relationships with financial institutions, including banks, investment firms, and credit providers
  • Timely escalation and early warning indicators are communicated to the management for necessary action




ASSOCIATE

GOLDMAN SACHS
Bengaluru
10.2009 - 05.2013
  • On Boarding / off boarding of new and existing clients into client commission management system
  • Agreement reviews on quarterly basis for all global clients to ensure all trades are being booked as per agreement
  • Provide middle office support, including trade instructions, trade matching, corporate actions, cash position reconciliation and supporting entire trade lifecycle from front to back
  • Performed weekly/ monthly trade reconciliations in line with client agreements to manage commission pool and commission account management needs
  • Handling Tier 1/critical clients to meet their expectations in a timely manner
  • Focus on Root Cause Analysis for any payment or commission breaks to put a fix in place to avoid the breaks going forward Liaising with Sales Trading Teams / CRM / Technology Teams for accurate booking & reporting of trade data and commissions
  • Prepared monthly metrics to derive increase/ decrease in trades reconciled vs trades corrected, which was then presented on global calls to maintain transparency of business
  • Prepared presentations for offsite meetings for management visibility
  • Managed multiple tasks simultaneously for increased productivity.
  • Maintained confidentiality with sensitive company information.
  • Liaised with clients to enhance business relationships.
  • Supported senior staff members during busy periods resulting in efficient workflow.
  • Processed monthly statements and third party payments
  • Handling UAT and Technology initiatives for any process enhancements
  • Investigated causes for fund returns and processed them according to corporate policies
  • Dealt with customer queries for an elevated level of service.
  • Worked on special projects as assigned leading to successful completion before deadlines.
  • Presented findings at company meetings ensuring everyone was kept informed about departmental updates.
  • Filed documents, improved data management.
  • Prepared detailed reports on trade activities presenting insights into areas of improvement.
  • Liaised between different departments ensuring smooth operational flow.
  • Reviewed performance metrics regularly identifying potential bottlenecks and implementing corrective measures swiftly.
  • Applied critical thinking to analyse problems, evaluate solutions and select best decisions.
  • Oversaw daily operations to achieve high productivity levels.

FINANCE EXECUTIVE

Thomson Reuters
Bengaluru
07.2007 - 04.2009
  • Processing of domestic and international travel / Final settlements for all employees as per corporate policies
  • Ensured all Facility Management, Recruitment Expenses and Training Bills were verified and processed in line with company agreements
  • Ensured timely renewal of vendor agreements and provided assistance in maintenance and document control of all financial and employee files thus ensuring confidentiality and security
  • Solely managed all employee reimbursement related activities such as processing Telephone bills, Transport, Out of pocket expenses, relocation expenses and settlement of employee's corporate (Amex) card expenses for over 1300 employees of 3 business units in India
  • Verifying any questionable invoice items, prices or receiving signatures
  • Prepared and maintained an Accounts Payable Aging Report
  • Performed Cash Box Management, Petty Cash Accounting and Month End Provision booking
  • Handled accounts payable, resulting in smooth vendor relations.
  • Ensured timely payment of bills with meticulous tracking and organisation of accounts payable.
  • Composed effective accounting reports summarising accounts payable data.
  • Ensured accurate and timely payment of invoices by maintaining an organised accounts payable system.
  • Maintained accurate records to facilitate easy tracking and auditing of accounts payable data.
  • Implemented training programmes for the accounts payable team, improving performance.
  • Produced detailed financial reports, providing insights into accounts payable and receivable status for management review.
  • Managed end-to-end accounts payable and receivable processes, maintaining accuracy and efficiency in financial transactions.
  • Analysed variances in accounts payable, instituted corrective measures when needed.
  • Streamlined accounts payable and receivable processes, resulting in increased productivity.

Education

MBA - Finance

St Aloysius College
Mangalore
06.2005 - 04.2007

Skills

  • Master data management proficiency
  • Cross-Border payments expertise
  • Data analysis proficiency
  • Complex data analysis
  • Cash flow forecasting
  • Problem-solving
  • Communication skills
  • Client account management
  • Critical thinking capabilities
  • Excellent interpersonal skills
  • Teamplayer
  • Adaptive in fast-paced environment
  • Financial modeling



Accomplishments

  • Assisted the credit control team as a one of project and successfully recovered £2 MIL worth of money from doubtful accounts from the GCC region.
  • Conducted in-depth financial analysis, identifying cost saving opportunities providing actionable insights for senior management.
  • Enhanced financial reporting processes, making them more transparent and accurate, providing senior management with the necessary financial information for strategic decision-making.
  • Improved the accuracy of financial forecasts, which helped the organization make more informed decisions and allocate resources more effectively.
  • Successfully negotiated agreements and discounts with client/representatives with post sales issues and expanded client relationships. Streamlined the accounts receivables/payables department by restructuring and eliminating mundane processes.
  • Developed and implemented efficient processes for data management, project tracking, and revenue forecasting. Identified and implemented cost-saving measures, resulting in a reduction of operating expenses, improved profitability, and increased cost control.
  • Enhanced vendor relationships by negotiating favorable payment terms, leading to early payment discounts and improved supplier satisfaction. Successfully managed cash flow by optimizing payment schedules and forecasting, ensuring sufficient funds to meet financial obligations.

Timeline

Senior finance associate

Oxford Business Group, FZ LLC
02.2014 - 08.2023

ASSOCIATE

GOLDMAN SACHS
10.2009 - 05.2013

FINANCE EXECUTIVE

Thomson Reuters
07.2007 - 04.2009

MBA - Finance

St Aloysius College
06.2005 - 04.2007
Lolita Pinto