Lulu Fathima

• Evaluating and optimizing the airline's capital structure to achieve an appropriate balance of debt and equity.
• Managing debt issuance, including negotiating terms and conditions for loans and bonds.
• Building and maintaining relationships with banks, financial institutions, and other external partners.
• Negotiating banking services agreements, credit facilities, and other financial arrangements.
• Target identification & selection of finance lease & SLB counterparties for Fleet
• Identifying and assessing financial risks faced by the airline, such as interest rate risk, foreign exchange risk, and commodity price risk.
• Developing hedging strategies to mitigate these risks, including the use of derivatives such as forward contracts, options, and swaps
• Manage all treasury reporting requirements.

• Responsible for evaluating, planning, and determining the short and long term fleet requirement of the airline.
• Conduct detail studies of candidate aircraft in areas of technical, performance, economic and financial analysis and make recommendations as part of Riyadh air Narrow body Campaign.
• Worked with aircraft manufacturers, aircraft owners, financiers, and third parties in the negotiation and documentation processes for airplane purchase, lease
• Prepare financial Models on aircraft platform selection and various fleet related sourcing to provide recommendation to the management.
• Managed sourcing of AOC aircraft for Riyadhair
• Manage Aircraft Program Milestone for Wide Body

Etihad Aviation Group is a diverse, global aviation and travel group.

• Manage the process of preparing the consolidated financial statements of Etihad Aviation Group.
• Analyze financial data and create financial models for decision support.
• Evaluate financial performance by comparing and analyzing actual results with budget.
• Work closely with finance business partners & business in preparation of business cases to provide recommendation to management on the financial implication of an Capital expenditure investments, sale of asset/business etc.
• Work closey with valuers in computation of the market value of the Assets of the company to analyse the financial impact of any upside/downside in the value.
• Support the administration of audit reports from both ADAA and external auditors, and ensure a timely and efficient follow-up on audit findings.
• Lead the financial governance framework and ensure timely and efficient closure of the accounts on a monthly basis.
• Identification of financial risks, and assess the potential risk and vulnerability it creates for the business.
• Provide advisory services to subsidiaries and business units on various matters; such as financial reporting & analysis, IFRS, contractual arrangements and financial compliance.
• Work closely with fleet planning & Technical team to assess financial impact of aircraft lease return, aircraft inductions/exits and contract renegotiation.
• Continuously monitor the achievement of the Section KPIs.
• Encourage innovation and support initiatives for implementation of change management to continuously improve operations and services.
• Create process workflows and standard operating procedures manual for the department

Etihad Airways is the flag carrier airline of the United Arab Emirates

• Recorded the maintenance history of the airline's fleet through Oracle CMRO and AMOS.
• Generated accurate aircraft maintenance forecast for the continued airworthiness of the supported aircraft.