MADUSANKA JAYAWEERA
Dubai
Summary
A prudent Banker with 9 years of experience in Banking Operations, Credit Operations and Customer Service areas with sound knowledge of loan processing and recoveries.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Relationship Officer - Mortgage
Bandenia Challenger Finance
11.2022 - 02.2023
- Monitored, followed-up and escalated cases to meet customer response commitments.
- Retained and grew a portfolio of relationships by performing proactive, mobile and value-adding partnership roles.
- Promoted, structured and provided mortgage advice to best meet the needs of customers.
- Liaised with clients by phone, email and text messaging to meet client needs and define expectations.
Assistant Credit Analyst
Commercial Bank of Ceylon PLC
09.2019 - 11.2022
- Analyzed financial data and evaluate the risk of SMEs & co-operate clients.
- Analyzed financial statements & forecasted cash flows. Assess the creditworthiness and credit rating of individuals, companies, and institutions.
- Made recommendations about whether to increase, adjust, extend or close lines of credit.
- Monitored adherence to lending guidelines and collateral compliance covenants.
- Ensured that all loans are made in adherence to local financial regulations.
- Analyzed data to verify the information and uncover fraud.
- Ensured established service standards and TAT are met.
Junior Executive Assistant
Commercial Bank of Ceylon PLC
11.2015 - 08.2019
- Sales of SMEs, Housing Loans, Personal Loans & Credit Cards.
- Preparation of credit appraisals and cash flow forecasts. Follow up with clients about existing facility renewals.
- Monitored the progress of existing loans.
- Followed up and contact clients for outstanding loan installments.
- Negotiated payoff deadlines and payment plans. & debt restructuring.
Banking Trainee
Commercial Bank of Ceylon PLC
11.2013 - 09.2015
- Open & maintain customer accounts.
- Handling cash withdrawals, deposits & other fund transfer requests.
- Cross-selling of banking products.
Education
MBA - International Business
University of The West of Scotland.
Scotland09.2023
Skills
- Lending Regulations
- Financial Statements Expertise
- Credit Risk Analysis
- Verbal and Written Communication
- Loan Documentation
- Preparing Proposals
- Report Analysis
- Financial Statement Review
Certification
- Certified in Banking Trainee Development Program by Commercial Bank of Ceylon
Trainings
- Preparation of credit appraisals.
- Financial statements & ratio analysis.
- Project lending Micro Finance.
- Pawning Leasing Banking operations.
- Customer handling & problem-solving.
- Core banking training.
- Anti-Money laundering
Languages
English
Advanced (C1)
Timeline
Relationship Officer - Mortgage
Bandenia Challenger Finance
11.2022 - 02.2023
Assistant Credit Analyst
Commercial Bank of Ceylon PLC
09.2019 - 11.2022
Junior Executive Assistant
Commercial Bank of Ceylon PLC
11.2015 - 08.2019
Banking Trainee
Commercial Bank of Ceylon PLC
11.2013 - 09.2015
MBA - International Business
University of The West of Scotland.
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