Experienced Senior Financial Reporting and Budgeting Manager with 20 years of expertise in turning complex financial data into strategic insights. Proven track record in optimizing FP&A and reporting processes in compliance with IFRS to enhance decision-making and operational performance. Recognized for significantly improving data accuracy, accelerating reporting timelines, and contributing to overall business growth.
Overview
20
20
years of professional experience
1
1
Certification
Work history
Financial Budgeting & Reporting Manager
Raibal Holding
Fujairah, United Arab Emirates
2024.04 - Current
Managed budgets and MIS for 43 entities, including developing workflows, policies, and standardized templates.
Led budgeting, forecasting, and FP&A processes, collaborating with department heads to align resources and budgets with strategic objectives.
Prepared monthly MIS reports and performed variance analysis standalone entities and group consolidation to monitor business performance and support timely corrective actions.
Developed and maintained advanced financial models (3-statement, DCF, scenario) to guide investment decisions and growth planning.
Conducted variance and trend analysis to identify performance drivers and recommend cost optimization strategies.
Created executive dashboards and reports using Excel and visualization tools, ensuring data integrity and enhancing decision-making.
Finance Manager
Viwell lifestyle Holding
Dubai
2023.09 - 2024.03
Played a pivotal role in ERP system implementation and automation of reporting workflows, enhancing data integrity, minimizing manual tasks, and speeding up reporting cycles.
Led the preparation of comprehensive monthly and quarterly financial reports (MIS), delivering clear and actionable insights to leadership.
Developed forward-looking budgeting frameworks and dynamic forecasting models to improve planning accuracy, financial transparency, and strategic decision-making.
Conducted variance and trend analyses to assess financial performance against targets, provided strategic recommendations, and strengthened financial governance by optimizing internal controls and ensuring compliance with regulatory standards.
Financial Controller
ETS - EDGE Group
Abu Dhabi
2013.08 - 2023.08
Consolidated financial statements for five business units, ensuring accuracy through thorough validation and reconciliation.
Managed budget allocations across departments to align with entity requirements and company goals.
Prepared financial reports, budgets, forecasts, and variance analyses to support strategic decision-making.
Coordinated audit schedules and collaborated with external auditors to ensure IFRS compliance.
Led financial accounting system upgrades, enhancing departmental efficiency and reporting capabilities.
Regional Chief Accountant
Arabian Automobile Company ( AAC)
2010.10 - 2013.07
Developed and implemented divisional accounting policies and setups for new entities in KSA, Kuwait, and Oman, ensuring compliance with IFRS and operational readiness.
Produced and analyzed MIS reports, managed budgeting, forecasting, and variance analysis to drive informed financial decision-making.
Conducted costing and pricing assessments to optimize profitability and enhance financial performance.
Collaborated closely with internal audit to strengthen financial controls, mitigate risks, and ensure adherence to IFRS standards.
Managed group financial consolidation using Hyperion Financial Management (HFM), delivering accurate and timely consolidated reports.
Senior Audit Associate
Deloitte
Fujairah , UAE
2007.08 - 2010.08
Communicated regularly with clients throughout audits, providing updates and addressing issues to ensure smooth processes.
Prepared and reviewed draft financial statements, audit reports, management comments, and representation letters in line with auditing standards.
Managed statutory records, reconciliations, account finalizations, and sample testing to support audit accuracy and compliance.
Defined audit scope, planned resources, timelines.
Conducted client meetings to assess risks, adjust audit strategies, and delivered comprehensive audit reports aligned with KPIs and regulatory requirements.
Audit Associate
EY
Amman, Jordan
2005.05 - 2007.05
Assisted in planning and executing audit procedures, performing detailed testing of financial transactions and internal controls.
Prepared audit documentation and workpapers to support findings in compliance with firm and regulatory standards.
Collaborated with audit teams and liaised with clients to collect data and resolve discrepancies.
Supported the preparation of audit reports and management letters, summarizing key observations and recommendations.
Led the automation of financial reporting and budget consolidation, cutting report preparation time by 40% while improving data accuracy and consistency across departments.
Developed automated dashboards and forecasting tools, enhancing real-time financial visibility and increasing forecast accuracy by 15% to support quicker, data-driven decisions.
Spearheaded ERP system upgrades and workflow automation, reducing manual data entry errors by 30% and streamlining financial operations end-to-end.
Delivered 20% annual cost savings by optimizing reporting processes, minimizing manual effort, reducing errors, and improving resource allocation through automation.
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.