Summary
Overview
Work History
Education
Skills
Disclaimer
VISA STATUS
Software
Timeline
Generic
MANIKANDAN KUMARAVEL

MANIKANDAN KUMARAVEL

ASSISTANT ACCOUNTANT
Ajman

Summary

Accounting oriented and results-driven accountant with over 8 years of experience in managing financial records, preparing reports, handling budgeting, and ensuring compliance with accounting standards. Proficient in using accounting software such as QuickBooks, Tally, and Excel to streamline operations and maintain accurate financial data. Known for strong analytical skills, attention to detail, and the ability to work under pressure to meet tight deadlines. Committed to maintaining confidentiality and upholding professional ethics in all financial matters.

Overview

8
8
years of professional experience
3
3
Languages

Work History

Branch Manager

Jayapriya Capital Nidhi & Pvt Ltd
04.2023 - 11.2024
  • Operational Support: Ensure smooth daily functioning of the branch.
  • Handle administrative tasks and coordinate with departments like HR, finance, or audit.
  • Sales & Business Development: Drive sales of financial products (like loans, insurance, mutual funds) or retail items.
  • Assist in achieving branch revenue and growth targets.
  • Team Supervision: Manage and mentor staff (tellers, sales execs, customer service reps).
  • Conduct training and performance reviews.
  • Customer Service: Resolve customer complaints and ensure high service standards.
  • Build relationships with key clients to increase loyalty.
  • Compliance & Audits: Ensure the branch follows all RBI regulations, company policies, and internal controls.
  • Assist with audit preparation and reporting.

Sales Executive

Chola Finance
12.2021 - 01.2023
  • Lead Generation: Identify potential customers through cold calling, field visits, or online research.
  • Client Interaction: Meet or call clients to present products or services and explain features and benefits.
  • Sales Pitching: Deliver persuasive sales pitches tailored to customer needs.
  • Negotiation & Closing: Negotiate pricing, terms, and finalize deals.
  • Reporting: Maintain daily/weekly sales reports and update CRM systems.
  • After-Sales Support: Ensure client satisfaction and handle complaint follow-ups.

Loan Officer

Ujjivan Small Finance Bank
02.2017 - 07.2021
  • Client Interaction: Meet potential borrowers to understand their financial needs.
  • Loan Evaluation: Analyze financial documents like income proof, credit reports, tax returns, etc.
  • Risk Assessment: Assess the borrower's ability to repay the loan.
  • Loan Processing: Guide applicants through documentation, eligibility checks, and verification processes.
  • Compliance: Ensure all loans comply with RBI (Reserve Bank of India) guidelines and internal lending policies.
  • Follow-Up: Monitor repayment and follow up on overdue accounts.

Education

Bachelor's Degree - Computer Science

Government Higher Secondary School
India
08-2015

Skills

Team player: Ability to work well with others in a fast-paced, high-pressure environment

Disclaimer

I do hereby declare that the above said information is true to the best of my knowledge and belief MANIKANDAN K

VISA STATUS

VISIT VISA

Software

Quick-books

SAP

Ms Office

Tally

Ms Excel

Timeline

Branch Manager

Jayapriya Capital Nidhi & Pvt Ltd
04.2023 - 11.2024

Sales Executive

Chola Finance
12.2021 - 01.2023

Loan Officer

Ujjivan Small Finance Bank
02.2017 - 07.2021

Bachelor's Degree - Computer Science

Government Higher Secondary School

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MANIKANDAN KUMARAVELASSISTANT ACCOUNTANT