Summary

Overview

Work History

Education

Skills

Disclaimer

VISA STATUS

Software

Timeline

MANIKANDAN KUMARAVEL

ASSISTANT ACCOUNTANT

Ajman

Summary

Accounting oriented and results-driven accountant with over 8 years of experience in managing financial records, preparing reports, handling budgeting, and ensuring compliance with accounting standards. Proficient in using accounting software such as QuickBooks, Tally, and Excel to streamline operations and maintain accurate financial data. Known for strong analytical skills, attention to detail, and the ability to work under pressure to meet tight deadlines. Committed to maintaining confidentiality and upholding professional ethics in all financial matters.

Overview

years of professional experience

Languages

Work History

Branch Manager

Jayapriya Capital Nidhi & Pvt Ltd

04.2023 - 11.2024

Operational Support: Ensure smooth daily functioning of the branch.
Handle administrative tasks and coordinate with departments like HR, finance, or audit.
Sales & Business Development: Drive sales of financial products (like loans, insurance, mutual funds) or retail items.
Assist in achieving branch revenue and growth targets.
Team Supervision: Manage and mentor staff (tellers, sales execs, customer service reps).
Conduct training and performance reviews.
Customer Service: Resolve customer complaints and ensure high service standards.
Build relationships with key clients to increase loyalty.
Compliance & Audits: Ensure the branch follows all RBI regulations, company policies, and internal controls.
Assist with audit preparation and reporting.

Sales Executive

Chola Finance

12.2021 - 01.2023

Lead Generation: Identify potential customers through cold calling, field visits, or online research.
Client Interaction: Meet or call clients to present products or services and explain features and benefits.
Sales Pitching: Deliver persuasive sales pitches tailored to customer needs.
Negotiation & Closing: Negotiate pricing, terms, and finalize deals.
Reporting: Maintain daily/weekly sales reports and update CRM systems.
After-Sales Support: Ensure client satisfaction and handle complaint follow-ups.

Loan Officer

Ujjivan Small Finance Bank

02.2017 - 07.2021

Client Interaction: Meet potential borrowers to understand their financial needs.
Loan Evaluation: Analyze financial documents like income proof, credit reports, tax returns, etc.
Risk Assessment: Assess the borrower's ability to repay the loan.
Loan Processing: Guide applicants through documentation, eligibility checks, and verification processes.
Compliance: Ensure all loans comply with RBI (Reserve Bank of India) guidelines and internal lending policies.
Follow-Up: Monitor repayment and follow up on overdue accounts.

Education

Bachelor's Degree - Computer Science

Government Higher Secondary School

India

08-2015

Skills

Team player: Ability to work well with others in a fast-paced, high-pressure environment

Technology: Ability to handle any IT system with good IT knowledge

Communication skills: Excellent verbal and written communication skills, including the ability to communicate clearly and effectively with colleagues, managements and all the level of customers

Experience: Experienced Branch manager with high skilled of handling customers with 100% satisfaction

Leadership: Proven ability to lead, motivate, and manage teams to achieve performance targets and exceed customer expectations

Problem-solving: Strong analytical and decision-making skills, with a proactive approach to resolving issues quickly and efficiently in dynamic environments