MARYAM AL NUAIMI
Dubai
Summary
Determined Senior Credit Analyst successfully managing over 50 Stand-alone and Global Systematically Important Banks (G-SIBs). A fast learner who graduated as Top Performer of the Advanced Certificate of Excellence (ACE) Program. Collaborative team player known for supporting the Credit and Business team.
Overview
2
2
years of professional experience
Work History
Senior Credit Analyst, Financial Institutions
Mashreq Bank
Dubai
10.2021 - Current
- Investigated and addressed Oracle FLEXCUBE (ELCM system) issues to enhance usability and improve functionality with the Oracle team.
- Delivered in-depth ELCM training, imparting knowledge of best practices for protecting data and minimizing errors.
- Organized system infrastructure documentation of shared folders and operating procedures, strengthening controls and enhancing overall performance.
- Performed audit procedures as requested by the Central Bank of UAE
- Liaised between Credit and Business team of Financial Institutions.
- Placed customer accounts on hold due to past due payments.
- Prepared Credit Proposals.
- Created and cancelled limits to customers.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Complied with internal controls and government regulations.
- Created in-depth credit presentations that were user-friendly and easy to understand for regional head
- Assessed credit risk and analyzed financial statements.
- Generated MRA and MRS of banks.
- Preparing ICR annexures which include Country limits, KYC, Ratings, and Tiering.
- Attended job fairs representing Mashreq Bank to find the most suitable ACE candidates.
Top Performer of ACE Training
Mashreq Bank
Dubai
02.2021 - 10.2021
- Financial Accounting skills certificate by PWC
- Business Etiquettes
- Innovation
- Credit Skills
- Lean Agile
- Excel
- Negotiation Skills
- Relationship Management Skills
- Career and Leadership Development
- Trade
- Corporate Finance
- Treasury Products
- Cash, Payment and Liquidity Management
- Compliance
- Client Experience and Planning
- Moody's
- Presentation Skills
- Business Communication Certificate
- Career and leadership development
- Innovation
- Risk Rating
- Products
- Systems Training (PREM, KYC)
- Exit Presentation to Vice President, Regional Head and Head of CIBG
Operations Intern
First Abu Dhabi Bank
Abu Dhabi
09.2020 - 11.2020
- Implemented manual and online methods of opening accounts
- Attracted and directed customers into opening accounts
- Mitigated many errors which increased overall customer satisfaction
- Increased customer satisfaction by reducing waiting period
HR Intern
AHMED ALI AHMED AND SONS BUILDING MATERIAL
Ras Al Khaimah
06.2018 - 08.2018
- Assisted in filing of procurement billings, agreements with suppliers and inventory
- Assisted the HR department in file maintenance and compliance
- Produced HR statistical reports in regards to absenteeism and leaves
Education
Bachelor of Science - Business Administration With A Major in Accounting
American University of Sharjah (AUS)
Sharjah 2020
High School Diploma -
International School of Choueifat (ISC)
Ras Al Khaimah 2016
Skills
- Decision-Making
- Flexible and Adaptable
- Active Listening
- Multitasking Abilities
- Data Entry
- Attention to Detail
- Problem-Solving
- Organization and Time Management
- Excellent Communication
- Analytical and Critical Thinking
- Team management
- Proficiency in Microsoft Word, PowerPoint, Excel and PowerBI
- Familiar with Moody's and Fitch
- Oracle FLEXCUBE
- Familiar with Bloomberg Terminal
extracellular activities and interests
- Founder and designer of the Emirati clothing brand Glamtique
- Member of the Ashriqi - Mashreq ladies program
Timeline
Senior Credit Analyst, Financial Institutions
Mashreq Bank
10.2021 - Current
Top Performer of ACE Training
Mashreq Bank
02.2021 - 10.2021
Operations Intern
First Abu Dhabi Bank
09.2020 - 11.2020
HR Intern
AHMED ALI AHMED AND SONS BUILDING MATERIAL
06.2018 - 08.2018
Bachelor of Science - Business Administration With A Major in Accounting
American University of Sharjah (AUS)
High School Diploma -
International School of Choueifat (ISC)
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