Mohamad Jalkan

Financial Planning and Analysis:

• Optimized cash flow management strategies, ensuring sufficient funds were available for daily operations while maximizing returns on idle cash balances.
• Prepared comprehensive financial statements for executive review, aiding in effective decision-making processes regarding growth opportunities and resource allocation.
• Conduct in-depth financial analyses to assess business performance and identify growth opportunities.
• Analyses business data, for financing requirement, and financial data to access the cost of funds and for lenders’ requirements
• Develop scenario analyses and models to support strategic decision-making.

Investment & Capital Management:

• Perform financial analysis viz. ROI, IRR, NPV, DCF, Enterprise Value, etc. Possess an understanding of financial management, financial analysis, and reporting.
• Assist in managing the company’s capital structure and funding strategies( Bank Facilities)
• Evaluate financial impact of strategic initiatives and provide actionable recommendations.

Cost Control and Optimization:

• Monitor and analyze costs across departments to identify inefficiencies and recommend cost-saving measures.
• Enhanced financial reporting accuracy through regular audits and reconciliations, leading to improved decision-making capabilities.
• Analyzed budgets, financial reports, and projections for accurate reporting of financial standing.
• Support procurement and operations teams in optimizing financial processes and reducing overhead.

Reporting and Compliance:

• Established internal audit procedures to validate and improve accuracy of financial reporting
• Support the audit process by coordinating with auditors and providing necessary documentation.

Stakeholder Coordination

• Drafted reports for BOD for use in strategic planning and decision making.
• Delivered timely internal reports to various stakeholders detailing key aspects of the company’s financial health, ensuring transparency and clear communication.
• Collaborate with internal and external stakeholders to align financial strategies with business objectives.
• Maintain strong relationships with banks, financial institutions, and regulatory bodies.
• Coordinate cross-functional teams to ensure seamless execution of finance-related projects.

HR Administration:

• Oversee HR administrative functions, including payroll processing, benefits administration, and record-keeping. Ensure accuracy and confidentiality of HR data and records.
• Ensure compliance with employment laws, regulations, and company policies. Keep abreast of changes in HR laws and regulations and implement necessary updates to policies and procedures.
• Oversee compensation and benefits programs, including salary benchmarking, incentive plans, and employee benefits packages. Ensure competitiveness and fairness in compensation practices.

Company Strategy

• Develop and implement HR strategies and initiatives aligned with business objectives. Drive initiatives related to talent acquisition, retention, performance management, and employee engagement.
• Develop and monitor HR metrics and KPIs to track HR performance and effectiveness. Prepare HR reports and analytics for senior management and stakeholders.
• Ensure compliance with employment laws, regulations, and company policies. Keep abreast of changes in HR laws and regulations and implement necessary updates to policies and procedures.

• Managed accounts payable and receivable, improving cash flow and reducing outstanding debts.
• Applied advanced analytical techniques to identify trends in revenue generation, cost control, and profitability optimization.
• Monitored and analyzed accounting data and produced financial reports or statements with ERP.
• Maintained accounting controls by establishing chart of accounts and defining accounting policies and procedures.
• Managed complex payroll processes, including multi-state tax filings, benefits administration, and wage garnishments.
• Improved financial reporting accuracy by implementing new accounting software and processes.
• Achieved accounting operational objectives by contributing accounting information and recommendations to strategic plans and preparing and completing action plans.

Underwriting (Pre-issue services)

• Review and analyze insurance risks in order to issue policies.
• Provides technical presentations to corporate existing and potential insureds or applicants when needed.
• Draws comparison sheets periodically about products available in the market.
• Communicate and directly interact with producers, policyholders, guarantors, applicants, brokers, agencies and/or other sources concerning underwriting decisions and procedures.

Renewals & Claims (Post issue services)

• Reviews policies after having been issued to verify their conformity.
• Proposes and verifies add-ons and endorsements to policies.
• Reviews claims and intervenes when necessary with policyholders and guarantors.