Mohamed Azarudeen
Abu Dhabi,UAE
Summary
Senior Personal Banker with 12+ years of experience in retail and personal banking at First Abu Dhabi Bank. Proven expertise in relationship management, portfolio growth, personal loans, credit cards, and financial advisory. Strong record of achieving sales targets, cross-selling banking products, and maintaining compliance with KYC and AML regulations.
Overview
13
13
years of professional experience
5
5
years of post-secondary education
Work history
Senior Personal Banker
First Abu Dhabi Bank
Abu Dhabi
2013.01 - 2026.04
- Manage portfolio of retail and high-value clients providing customized banking solutions.
- Achieve and exceed monthly sales targets for personal loans, credit cards, and deposit products.
- Provide financial advisory services based on customer financial needs and goals.
- Ensure compliance with KYC, AML, and UAE banking regulations.
- Support junior bankers and contribute to improving branch sales performance.
- Promoted retail banking products including savings accounts, credit cards, and personal loans.
- Assisted customers with account opening, documentation, and banking applications.
- Maintained strong customer relationships to improve satisfaction and retention.
- Consistently achieved 120%+ of sales targets across retail banking products.
- Generated high-value mortgage referrals, contributing to significant revenue growth.
- Recognized for top customer satisfaction scores within the branch.
- Increased customer portfolio through strategic relationship management and referrals.
Education
Bachelor of Commerce - FINANCE
UNIVERSITY OF MADRAS
CHENNAI,TAMILNADU,INDIA 2008.07 - 2011.05
Master of Business Administration - FINANCE AND MARKETING
AMITY UNIVERSITY
NOIDA,INDIA 2011.07 - 2013.05
Skills
- Retail Banking & Personal Banking
- Customer Relationship Management (CRM)
- Personal Loans & Credit Card Sales
- Portfolio Management
- Wealth & Investment Advisory
- KYC / AML Compliance
- Customer Acquisition & Retention
- Sales Target Achievement
- Banking Operations
- Financial Advisory
- Core Banking Systems
- CRM Platforms
- Financial planning knowledge
- Financial analysis expertise
- Salesforce crm software
- Mortgage lending knowledge
- Cross-selling techniques
- Client onboarding
Websites
LANGUAGES
English – Fluent
Fluent
Tamil – Native
Native
Hindi – Intermediate
Fluent
Arabic – Basic
Intermediate
Timeline
Senior Personal Banker
First Abu Dhabi Bank
2013.01 - 2026.04
Master of Business Administration - FINANCE AND MARKETING
AMITY UNIVERSITY
2011.07 - 2013.05
Bachelor of Commerce - FINANCE
UNIVERSITY OF MADRAS
2008.07 - 2011.05