Mohamed Ezzeldin
Credit Analysts
Dubai
Summary
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
2
2
Languages
Work History
Credit risk analyst
Abu Dhabi Commercial Bank
11.2023 - Current
- Identify and verify the customers and determine their risk level
- Review and analyze customer documentation to ensure compliance with regulatory requirements
- Maintained accurate records of all customer information and transactions
- Recognize and report any suspicious transactions or activity
- Keep up-to-date with regulatory requirements related to KYC and AML
- Perform periodic reviews and updates of customer information and documentation
- Work with internal teams to ensure compliance with KYC policies and procedures
- Monitoring the customer's compliance with regulations and internal policies to ensure they are up to date with internal and external bank policies
- Regularly practice SCA and CBUAE regulations and compliance
- Liaise with senior managers to ensure proper implementation of established compliance policies
- Provide reports regularly to senior management to keep them updated on the progress of compliance operations.
Processing associate
TANFEETH LLC - Emirates NBD
01.2020 - 11.2023
- Supported the Senior Associate in executing the client relationship strategy
- Collaborated with the sales team and management to develop effective sales strategies
- Identified and mitigated potential risks associated with client onboarding and loan approvals
- Generated regular reports highlighting key performance metrics and areas for improvement
- Stayed updated with industry best practices and new SAP features relevant to Finance and Controlling
- Managed a cross-training program that enabled a 100% increase in processing team flexibility
- Collaborated with the compliance team to integrate regulatory requirements into processing operations, maintaining 100% compliance and avoiding potential penalties.
Relationship Officer
TANFEETH LLC - Emirates NBD
01.2019 - 01.2020
- Responsible for identifying and selling retail banking products i.e
- Credit cards to potential customers
- Maintained a portfolio of 150+ high-net-worth clients, achieving a 35% increase in sales revenue
- Identifying promising prospects through cold-calling, networking, and customer referrals
- Maintain an accurate and up-to-date sales pipeline and forecast to track and project sales outcomes
- Adhere strictly to regulatory compliance, as well as internal policies and procedures, ensuring all sales activities are conducted within legal and organizational guidelines
- Negotiated and closed deals with a 95% success rate
- Conducted comprehensive financial reviews, uncovering an average of 10% untapped asset growth potential per client, which was subsequently realized through personalized advice
- Delivered customized loan and credit solutions with a 90% client acceptance rate.
Account manager
Du Telecom Company
01.2016 - 01.2019
- Managed and grew key accounts, contributing to a 30% increase in annual revenue for top-tier telecom clients
- Led a 95% client retention rate over two years
- Drive the entire sales cycle from initial customer engagement to closed sales
- Led a cross-functional team in developing a risk assessment protocol.
Education
Bachelor of Commerce - Finance -
Helwan University Egypt
09.2010 - 05.2013
PMP Certificate - undefined
PM-Tricks Egypt
02.2024 - Current
Anti-Money Laundering (AML) Course - undefined
Zabeel International Institute of Management and Technology
Dubai, UAE 01.2024 - 05.2024
Skills
Client servicing
Analytical Skills
Banking Procedures
Attention To Details
Strong Communication Skills
Presentation skills
Risk management
Sales skills
Knowledgeable in wealth preservation techniques for asset protection
Financial reporting and regulatory compliance
Time management
Capable of simplifying complex financial data for non-experts
Delinquency monitoring
Loan recommendations
Financial statement review
Credit validations
Timeline
PMP Certificate - undefined
PM-Tricks Egypt
02.2024 - Current
Anti-Money Laundering (AML) Course - undefined
Zabeel International Institute of Management and Technology
01.2024 - 05.2024
Credit risk analyst
Abu Dhabi Commercial Bank
11.2023 - Current
Processing associate
TANFEETH LLC - Emirates NBD
01.2020 - 11.2023
Relationship Officer
TANFEETH LLC - Emirates NBD
01.2019 - 01.2020
Account manager
Du Telecom Company
01.2016 - 01.2019
Bachelor of Commerce - Finance -
Helwan University Egypt
09.2010 - 05.2013