To secure a challenging and rewarding position in a reputable organization, where I can actively enhance my skills and knowledge.
To develop and apply the ability to drive positive organizational change through impactful implementation strategies.
To seek a dynamic opportunity for personal and professional growth
Overview
13
13
years of professional experience
5
5
years of post-secondary education
Work history
Vice President - Large Corporates
Al Masraf Bank - Corporate Banking Group
08.2024 - 01.2025
Senior Relationship Manager and Team Leader overseeing asset-based portfolio for large corporates with turnover exceeding AED 500M
Responsible for building substantial portfolio by onboarding past connections and converting them into new banking clients
To onboard new-to-bank clients and build a robust portfolio by securing partnerships with major organizations, including top conglomerate in the UAE
To structure and prioritize credit proposals to ensure the swift conversions of assets
Ensuring to capture 2 to 3 syndicated deal per quarter in accordance with the banks risk appetite, focusing on both primary and secondary markets
Collaborate with product partners on a weekly basis to drive utilizations, aiming to increase the banks assets and ROA
To meet with product partners bi-weekly to identify gaps and bridge discrepancies in product offerings, ensuring better visibility and driving increased business with clients
Retain & enhance the scope of existing customer base while identifying and actively managing and mitigating the risk
Corporate Banking Group
Director - Large Corporates
First Abu Dhabi Bank - Corporate Banking Group
12.2021 - 07.2024
Company Overview: Corporate Banking Group
Managing assets totaling more than USD 1 billion for private corporations by overseeing markets in Abu Dhabi & Dubai
Preparation of wallet analysis and profitability plan for large corporates by setting up strategies in maximizing wallet share in different products such as credit & lending, trade & structured finance, and payments & liquidity management
Analyzing financial statements of large corporate clients to assess company’s performance, financing requirements of the business and repayment capacity based on the cash flows
Collaboration with cross-functional product partners to ensure on time delivery of projects and initiatives through clear communication project timelines, progress, and objectives
Consult with management to influence and guide long-term strategic decision-making across wide scope of operations
Perform in-depth analysis of receivables and payables ageing for all borrowing clientele for further support of operations and financial decision making
To develop and create proactive business strategies for clients and uphold ongoing business partnership
Corporate Banking Group
Associate Director - Large Corporates
Mashreq - Corporate & Investment Banking Group
12.2019 - 12.2021
Asset management of more than USD 1 billion for private corporations under manufacturing sector overseeing markets in Dubai & Northern Emirates
Develop a portfolio growth strategy to onboard reputed corporates in the manufacturing sector in the UAE and regional economies
Financial analysis of every large corporate (Manufacturing Sector) by in depth balance sheet analysis, profit & losses and cash flow statement to further understand their pre & post sale opportunities
Enhanced monitoring & follow up strategies to enable proper utilization of recovery of credit facilities granted with thorough reviews on a regular basis
Regular site visits and ensuring receipt of wallet share, identifying early warning signs and taking proactive actions
Corporate & Investment Banking Group
Manager Payables
The Petroleum Institute – ADNOC
04.2016 - 12.2019
Setting up processes within the team to review contracts, vendor selections and validating detailed invoices
Monthly reviewal of balance sheet schedules and presenting it to financial accounts
Weekly reviewal of ageing of invoices and creating a plan/strategy in identifying pain points areas
Setting up controls for agreements in order to avoid over-payments
Demonstration of strong communication and interpersonal abilities, capable of establishing and enhancing strong relationships with vendors, internal stakeholders, and senior management
Performing regular audits of accounts payable processes to identify and address any areas of inefficiency or noncompliance
Monthly closing of prepayments in coordination with supply chain by confirming receipt of goods/services
Preparation of year-end accruals and coordination with financial accounts
Khalifa University
Relationship Manager
HSBC - Corporate Banking Group
12.2013 - 04.2016
Enrolled as a relationship manager in the client & credit management office
Main duties were mainly handling a portfolio of more than 100 clients in international commercial banking division
Looking into and assisting the clients in terms of their operational activities and evaluating their credit cycle and financial statements
Liaise and manage various internal stakeholders such as credit, GTRF, Trade operations & services, etc
To provide a seamless service to clients
Preparation of credit proposals for NTB and renewals, structuring credit lines in accordance with the customer’s request and business appropriation, with quantitative and qualitative analysis of accounts and customer’s exposure
Corporate Banking Group
External Auditor (Internship)
Deloitte & Touche
Dubai
01.2012 - 03.2012
Employed as an external auditor
Audited highly established organizations such as Emaar, MBC group, Al Bonyan, etc
Gained my knowledge in the field of auditing and accounting, nonetheless, adapting from one work environment to another
Internship
Education
Bachelor’s - Management Accounting
Higher Colleges of Technology
01.2009 - 01.2014
High School Certificate - undefined
Al Mawakeb School
Skills
Ability to work under pressure
Quick decision making
Setting goals and objectives
Achieving goals effectively
Time management skills
Meeting deadlines
Team leadership
Task distribution
Analytical skills
Investigative skills
Microsoft Office
Oracle
Languages
Fluent written and spoken skills in both Arabic and English