Summary
Overview
Work History
Education
Skills
Websites
Finetechassociationmembership
Languageexpertise
Awards
Coreprofessions
Timeline
Generic
Mohamed Roushdy

Mohamed Roushdy

Dubai

Summary

Strategic, results-driven executive with over 20 years of experience in the MENA Region, with a focus on the GCC, across financial services, conglomerates, public sector, real estate, consulting, and software services. An accomplished leader in digital transformation, known for key value offerings in digital initiatives and cross-functional team leadership, blending strategic vision with hands-on expertise as a former management consultant and CIO at top industry firms. Renowned for leveraging a comprehensive understanding of emerging technologies to drive high-impact digital transformations and convert complex business requirements into innovative, outcome-driven solutions, supported by core executive competencies in strategic decision-making, financial acumen, and stakeholder alignment.

Overview

18
18
years of professional experience

Work History

Senior Banking Digital Transformation Consultant

IFC
01.2021 - Current
  • Led Digital Transformation Projects: Guided comprehensive digital transformation initiatives for IFC Global Advisory clients across the Middle East and Central Asia, advancing organizations with over 200 branches and 2-3 million customers toward digital maturity
  • Digital Strategy Development: Partnered with CIOs and executive teams to create data-driven digital strategies, enhancing customer experiences, streamlining product offerings, and fostering innovation through data analytics
  • Advanced Data Analytics: Led the implementation of AI-driven customer segmentation, wallet sizing, and data warehousing, leveraging machine learning to optimize customer insights and improve decision-making
  • Core Banking and Payment Modernization: Directed core banking upgrades and payment systems transformation, achieving readiness for cloud infrastructure and driving digital banking initiatives
  • Agile IT Governance: Designed robust IT governance frameworks incorporating Agile methodologies, significantly improving operational efficiency and digital performance
  • Ajman Bank Partnership: Collaborated with Ajman Bank (UAE) to build and implement a comprehensive digital transformation strategy, developing fintech partnerships to introduce innovative solutions
  • Blockchain for Trade Finance and KYC: Spearheaded blockchain initiatives to enhance security and operational efficiency in Trade Finance (UAE Trade Connect) and KYC processes
  • Digital Bank Strategy: Devised digital bank launch strategies within the UAE, executing market analyses and acquisition studies to drive market entry
  • Supply Chain Finance Platform Launch: Launched a Supply Chain Finance platform, strategically entering the market and securing partnerships with key stakeholders
  • Fintech Advisory: Supported a global technology services firm with strategic advisory in Saudi Arabia’s Banking and Fintech sectors, establishing essential partnerships in the ecosystem
  • Open Banking Collaboration: Collaborated with an international open banking provider to establish Open Banking frameworks for Saudi banks, enhancing service accessibility and customer engagement

Head of Business Technology

Dubai Holding Group
01.2018 - 01.2020
  • Strategic Digital Leadership: Contributed as a core member of Dubai Holding’s IT Digital Leadership Team, advancing Digital Banking and Blockchain Asset Tokenization initiatives
  • Award-Winning Digital Transformation: Delivered an award-winning digital transformation program within 18 months, gaining recognition in CXO Insights Middle East
  • Customer Engagement Programs: Developed customer engagement strategies, including CRM solutions and a mobile app, enhancing customer interactions
  • Dubai AM Life Digital Platform: Launched the Dubai AM Life platform, achieving full facility management automation and a 70% rate of lease renewals
  • Corporate Solutions for Clients: Implemented a corporate digital platform, securing a 55% adoption rate
  • Collaboration with Smart Dubai: Partnered with Smart Dubai to launch the UAE’s first digital leasing use case using UAE Pass Digital ID
  • Robotic Process Automation: Deployed RPA, reducing process times by 75%
  • AI-Enhanced Customer Service: Implemented an AI chatbot on WhatsApp, handling 25% of facility management requests
  • Power BI Analytics: Built advanced Power BI analytics dashboards to support data lake initiatives
  • Operational Savings: Achieved AED 3 million in annual OPEX savings through targeted efficiency initiatives

Senior Consultant – CXO Advisory

Price Waterhouse Cooper (PWC)
01.2014 - 01.2018
  • Transformation Leadership at REDF: Led a strategic transformation for the Saudi Real Estate Development Fund (REDF), overseeing a SAR 190 billion portfolio in alignment with Vision 2030
  • Target Operating Model Development: Formulated a comprehensive operational and technological Target Operating Model, improving branch, operations, and technology alignment
  • Omni-Channel Digitalization: Launched an Omni-Channel platform, integrating banking, regulatory, and government functions
  • Smart Branch Innovations: Advanced customer experience with smart branch technologies like self-service kiosks and robotics
  • IT Strategy Execution: Drove REDF’s IT strategy, positioning the fund as a tech leader among government entities
  • Robust IT Governance Framework: Established an effective IT governance framework, ensuring cohesive oversight and alignment across initiatives

Technology Advisor to CEO/CIO

Bank Al Bilad
01.2014 - 01.2017
  • Strategic Technology Leadership: Partnered with the CEO and CIO on digital transformation, leading projects for CRM, core banking upgrades, and Oracle ERP implementation
  • Enterprise PMO and EPMO Setup: Established project management offices to enhance strategic project execution
  • Vendor and Cost Optimization: Managed technology expenses and vendor relationships, achieving cost-efficiency
  • Innovation for Process Improvement: Designed solutions for continuous technology improvement and advised senior management on emerging technology trends
  • Governance and Security Compliance: Strengthened governance with a Delegation of Authority Matrix and oversaw IT and security audits to mitigate risks

Chief Information Officer

Bank Nizwa
01.2012 - 01.2014
  • Launch of Oman’s First Islamic Bank: Spearheaded the IT strategy, establishing system architecture, integration frameworks, and the IT division
  • Cloud Computing and Core Banking Transformation: Implemented cloud computing with VDI/DAAS and launched the Core Banking System (iMAL)
  • Virtualization for Optimization: Led virtualization efforts, achieving significant performance and cost efficiencies
  • IT PMO and Change Management: Established an IT PMO, overseeing technology evaluation and regulatory compliance
  • Disaster Recovery Leadership: Chaired disaster recovery initiatives, ensuring the resilience of core banking systems

Chief Information and Operations Officer

Booz and Co / Nuran Bank / Siraj
01.2010 - 01.2012
  • Start-up Leadership in Financial Services: Directed the launch of two financial services start-ups in MENA, managing strategy, policy development, and IT architecture
  • Banking Central Operations and Technology: Supervised IT and Central Operations, coordinating procedures and ensuring alignment with business goals
  • Core Banking and Enterprise PMO Implementation: Launched core banking and banking applications, establishing Enterprise PMO departments
  • Vendor Management and RFP Development: Directed vendor selection and developed RFP specifications for alignment with project needs
  • Operations Optimization: Streamlined IT and banking operations, supporting key executive appointments

Chief Information Officer, SVP of Information Technology

Al Hilal Bank
01.2007 - 01.2010
  • Founding Executive Team Member: Played an instrumental role in launching a major GCC bank in under six months, a feat highlighted as 'The War Room: Achieving the Near Impossible' at conferences
  • Core Banking and Channels Implementation: Managed the rapid implementation of Temenos T24 core banking system and alternative delivery channels
  • Expansion and Innovation: Achieved swift expansion with over 20 branches, launched RFID and instant debit issuance technologies
  • Al Hilal Takaful and International Expansion: Led the IT setup for Al Hilal Takaful and contributed to Al Hilal Auto and international expansion into Kazakhstan

Education

Master of Business Administration -

Manchester Business School (MBS)
Manchester

Bachelor of Sciences - Computer Engineering

Ain Shams University
Cairo

Blockchain Strategy -

Saïd Business School
Oxford

Skills

  • Blockchain
  • Internet of Things (IoT)
  • Artificial Intelligence (AI)
  • Machine Learning (ML)
  • Robotic Process Automation (RPA)
  • Big Data
  • Cloud Computing
  • Data Lakes
  • Power BI
  • Disaster Recovery Planning
  • Agile (Scrum, Kanban)
  • DevOps
  • IT Governance (COBIT, ITIL)
  • Project Management (PMO, EPMO)
  • Change Management
  • Strategic Planning
  • Data Governance
  • Enterprise Architecture
  • Solution Architecture
  • Fintech
  • Digital Banking
  • PropTech
  • Real Estate Development
  • Asset Management
  • Islamic Banking
  • Core Banking Systems (Temenos T24, iMAL)
  • ERP Systems (Oracle ERP)
  • CRM
  • Digital Engagement Platforms
  • Supply Chain Finance Platforms
  • Open Banking Frameworks
  • Information Security
  • Risk Management
  • Compliance with Regulatory Standards
  • Data Protection (GDPR)
  • Leadership & Team Building
  • Analytical Thinking
  • Stakeholder Management
  • Adaptability
  • Strategic Vision

Finetechassociationmembership

Arab Monetary Fund (AMF), Member – Fintech Working Group (FWG), UAE, Date, Active Member, Arab Monetary Fund Fintech Working Group: Contributed to key initiatives and publications, focusing on topics such as the Fintech Index, Buy Now, Pay Later (BNPL) solutions, digital banking, digital assets, stable coins, Central Bank Digital Currencies (CBDCs), and open banking and finance., Collaborated with the Arab Monetary Fund and 22-member countries to introduce innovative fintech models and ensure alignment of global regulatory frameworks with regional practices., Islamic Fintech in the Arab Region: Imperatives, Challenges, and The Way Forward, AI/ML Adoption in Financial Services in the Arab Region, Guidance Note on Buy Now, Pay Later (BNPL) for the Arab Region

Languageexpertise

  • Arabic, Native
  • English, Native

Awards

  • 2021, IDC CIO 50 Award
  • 2020, CXO 50 Digital leaders, CXO Insights Middle East
  • 2016, Distinguished Ambassador Manchester University Middle East
  • 2012, CIO 50 CNME Magazine

Coreprofessions

Blockchain, Internet of Things (IoT), Artificial Intelligence (AI), Machine Learning (ML), Robotic Process Automation (RPA), Big Data, Cloud Computing, Data Lakes, Power BI, Disaster Recovery Planning, Agile (Scrum, Kanban), DevOps, IT Governance (COBIT, ITIL), Project Management (PMO, EPMO), Change Management, Strategic Planning, Data Governance, Enterprise Architecture, Solution Architecture, Fintech, Digital Banking, PropTech, Real Estate Development, Asset Management, Islamic Banking, Core Banking Systems (Temenos T24, iMAL), ERP Systems (Oracle ERP), CRM, Digital Engagement Platforms, Supply Chain Finance Platforms, Open Banking Frameworks, Information Security, Risk Management, Compliance with Regulatory Standards, Data Protection (GDPR), Leadership & Team Building, Analytical Thinking, Stakeholder Management, Adaptability, Strategic Vision

Timeline

Senior Banking Digital Transformation Consultant

IFC
01.2021 - Current

Head of Business Technology

Dubai Holding Group
01.2018 - 01.2020

Senior Consultant – CXO Advisory

Price Waterhouse Cooper (PWC)
01.2014 - 01.2018

Technology Advisor to CEO/CIO

Bank Al Bilad
01.2014 - 01.2017

Chief Information Officer

Bank Nizwa
01.2012 - 01.2014

Chief Information and Operations Officer

Booz and Co / Nuran Bank / Siraj
01.2010 - 01.2012

Chief Information Officer, SVP of Information Technology

Al Hilal Bank
01.2007 - 01.2010

Master of Business Administration -

Manchester Business School (MBS)

Bachelor of Sciences - Computer Engineering

Ain Shams University

Blockchain Strategy -

Saïd Business School

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Mohamed Roushdy